Synchrony director granted 789 restricted stock units

AGUIRRE FERNANDO reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 07/02/2026 - 04:08 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

AGUIRRE FERNANDO reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Fernando Aguirre reported an equity award and updated holdings. On June 30, 2026, he received 789 restricted stock units, granted at $76.05 per share, as a compensation-related award. These units will vest in full on June 30, 2027, with each unit representing one share of common stock.

Following the grant, Aguirre directly holds 30,262 shares of Synchrony Financial common stock and indirectly holds 15,300 shares through family trusts.

Insider Trade Summary

Grant/Award: 789 shares

Grant/Award 1 txn

Insider AGUIRRE FERNANDO

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	789	$76.05	$60K
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 30,262 shares (Direct); Common Stock — 15,300 shares (Indirect, By Family Trusts)

Holdings Before and After: Common Stock, 29,473 to 30,262 shares (Direct)

Footnotes (1)

1. F1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Key Figures

RSU grant size: 789 restricted stock units Grant price: $76.05 per share Direct holdings after grant: 30,262 shares +2 more

5 metrics

RSU grant size 789 restricted stock units Compensation-related award to director on June 30, 2026

Grant price $76.05 per share Grant, award, or other acquisition of common stock

Direct holdings after grant 30,262 shares Common stock directly owned by Fernando Aguirre after transaction

Indirect holdings via trusts 15,300 shares Common stock held indirectly through family trusts

RSU vesting date June 30, 2027 Restricted stock units vest in full on this date

Key Terms

restricted stock units, grant, award, or other acquisition, Family Trusts, indirect ownership

4 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on June 30, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

grant, award, or other acquisition financial

"transaction_action is described as grant/award acquisition with code A."

Family Trusts financial

"total_shares_following_transaction 15300.0000 with nature_of_ownership By Family Trusts."

indirect ownership financial

"ownership_type is indirect for shares held By Family Trusts."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Synchrony Financial (SYF) director Fernando Aguirre report in this Form 4?

Fernando Aguirre reported receiving 789 restricted stock units of Synchrony Financial common stock as a compensation-related award on June 30, 2026. He also updated his direct holdings to 30,262 shares and indirect holdings to 15,300 shares held through family trusts.

How many Synchrony Financial restricted stock units were granted to Fernando Aguirre?

Fernando Aguirre was granted 789 restricted stock units of Synchrony Financial common stock at a grant price of $76.05 per share. These units vest in full on June 30, 2027, with each unit representing a contingent right to receive one common share.

When do Fernando Aguirre’s Synchrony Financial restricted stock units vest?

The 789 restricted stock units granted to Fernando Aguirre vest in full on June 30, 2027. At that time, each unit represents a contingent right to convert into one share of Synchrony Financial common stock, subject to the award’s standard terms and conditions.

What are Fernando Aguirre’s Synchrony Financial share holdings after this reported grant?

After the reported grant, Fernando Aguirre directly holds 30,262 shares of Synchrony Financial common stock. In addition, he indirectly holds 15,300 shares through family trusts, as disclosed in the Form 4 under indirect ownership by Family Trusts.

Is Fernando Aguirre’s Synchrony Financial Form 4 transaction a market purchase or sale?

Fernando Aguirre’s Form 4 transaction is classified as a grant or award acquisition, not an open-market purchase or sale. He received 789 restricted stock units as compensation, which will vest into common shares on June 30, 2027, if applicable conditions are satisfied.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

AGUIRRE FERNANDO

(Last) (First) (Middle)

C/O SYNCHRONY FINANCIAL

777 LONG RIDGE ROAD

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026(1)		A		789	A	$76.05	30,262	D
Common Stock								15,300	I	By Family Trusts

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do as attorney in fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)