Synchrony director granted 789 RSUs

Synchrony Financial director Richie Laurel reported a stock-based compensation grant.

Rhea-AI Filing Summary

Synchrony Financial director Richie Laurel reported a stock-based compensation grant. On June 30, 2026, he received 789 restricted stock units of Synchrony Financial common stock at $76.05 per share under a grant, award, or other acquisition. These units will vest in full on June 30, 2027, each representing a contingent right to receive one share of common stock. Following this award, Laurel directly holds 51,691 shares of Synchrony Financial common stock. This is a compensation-related equity grant rather than an open-market purchase or sale.

Insider Trade Summary

Grant/Award: 789 shares

Grant/Award 1 txn

Insider Richie Laurel

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	789	$76.05	$60K

Holdings After Transaction: Common Stock — 51,691 shares (Direct)

Footnotes (1)

1. F1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Key Figures

RSUs granted: 789 restricted stock units Grant reference price: $76.05 per share Shares held after transaction: 51,691 shares +1 more

4 metrics

RSUs granted 789 restricted stock units Grant to director on June 30, 2026

Grant reference price $76.05 per share Price per share shown for the RSU grant

Shares held after transaction 51,691 shares Director’s direct holdings following the grant

Vesting date June 30, 2027 RSUs vest in full on this date

Key Terms

restricted stock units, contingent right, Common Stock, Grant, award, or other acquisition

4 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on June 30, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."

Common Stock financial

"security_title: Common Stock; each restricted stock unit converts into one share of common stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Synchrony Financial (SYF) director Richie Laurel report?

Richie Laurel reported receiving 789 restricted stock units of Synchrony Financial common stock as a grant. The award is classified as a “grant, award, or other acquisition” rather than an open-market trade, reflecting stock-based compensation instead of a discretionary share purchase or sale.

When do Richie Laurel’s new Synchrony Financial (SYF) restricted stock units vest?

The 789 restricted stock units granted to Richie Laurel will vest in full on June 30, 2027. Upon vesting, each unit entitles him to receive one share of Synchrony Financial common stock, provided applicable conditions under the grant are satisfied at that future vesting date.

How many Synchrony Financial (SYF) shares does Richie Laurel hold after this Form 4 transaction?

After the reported grant, Richie Laurel directly holds 51,691 shares of Synchrony Financial common stock. This total includes the effect of the 789 restricted stock units awarded, as reflected in the Form 4 disclosure of his post-transaction direct ownership position.

Was Richie Laurel’s Synchrony Financial (SYF) transaction a market buy or sell?

The transaction was not a market buy or sell; it was a stock-based compensation grant. The Form 4 uses code A, described as a grant, award, or other acquisition, indicating restricted stock units awarded by the company rather than open-market trading activity.

What does each restricted stock unit in Richie Laurel’s Synchrony Financial (SYF) award represent?

Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock. The footnote explains that these units convert into actual shares only upon vesting on June 30, 2027, assuming the grant’s vesting conditions are fully satisfied at that time.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 04:08 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Richie Laurel

(Last) (First) (Middle)

C/O SYNCHRONY FINANCIAL

777 LONG RIDGE ROAD

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026(1)		A		789	A	$76.05	51,691	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do, as attorney in fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)