Director at Synchrony (NYSE: SYF) awarded 789 restricted stock units

Rhea-AI Filing Summary

ELLINGER DEBORAH G reported acquisition or exercise transactions in this Form 4 filing.

Synchrony Financial director Deborah G. Ellinger received an equity grant of 789 shares of common stock in the form of restricted stock units. The units were valued at $76.05 per share on the grant date and will vest in full on June 30, 2027, if conditions are met. After this grant, she holds a total of 2,342 shares of Synchrony Financial common stock directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider ELLINGER DEBORAH G

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	789	$76.05	$60K

Holdings After Transaction: Common Stock — 2,342 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

RSUs granted: 789 shares Grant reference price: $76.05 per share Shares after transaction: 2,342 shares +1 more

4 metrics

RSUs granted 789 shares Restricted stock units granted to director on June 30, 2026

Grant reference price $76.05 per share Value per share for restricted stock unit award

Shares after transaction 2,342 shares Total common stock held directly after the grant

Vesting date June 30, 2027 RSUs vest in full on this date

Key Terms

restricted stock units, contingent right, Common Stock

3 terms

restricted stock units financial

"Represents restricted stock units that will vest in full on June 30, 2027."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."

Common Stock financial

"Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/02/2026 - 04:09 PM Accepted by SEC EDGAR 07/02/2026 - 04:08 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ELLINGER DEBORAH G

(Last) (First) (Middle)

C/O SYNCHRONY FINANCIAL

777 LONG RIDGE ROAD

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/30/2026(1)		A		789	A	$76.05	2,342	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units that will vest in full on June 30, 2027. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial common stock.

Remarks:

	/s/ Danielle Do, as attorney-in-fact	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Synchrony Financial (SYF) report for Deborah G. Ellinger?

Synchrony Financial reported that director Deborah G. Ellinger received a grant of 789 restricted stock units of common stock. This is a compensation-related award rather than an open-market trade, increasing her direct holdings to 2,342 shares after the transaction.

At what price were the restricted stock units for Synchrony Financial (SYF) valued?

The 789 restricted stock units granted to Deborah G. Ellinger were valued at $76.05 per share on the grant date. This price reflects the reference value used for the award and does not represent an open-market purchase or sale transaction.

When do Deborah G. Ellinger’s restricted stock units in Synchrony Financial (SYF) vest?

The restricted stock units granted to Deborah G. Ellinger are scheduled to vest in full on June 30, 2027. Upon vesting, each unit will convert into one share of Synchrony Financial common stock, assuming all vesting conditions are satisfied.

How many Synchrony Financial (SYF) shares does Deborah G. Ellinger hold after this Form 4 transaction?

Following the grant of 789 restricted stock units, Deborah G. Ellinger is reported to hold 2,342 shares of Synchrony Financial common stock directly. This total reflects her ownership after the compensation-related acquisition reported in the Form 4 filing.

Was the Synchrony Financial (SYF) transaction by Deborah G. Ellinger a market purchase or sale?

The transaction was reported as a grant or award acquisition, not a market purchase or sale. Deborah G. Ellinger received 789 restricted stock units as compensation, which will vest into shares in 2027 instead of being bought or sold on the open market.