Synchrony Financial (SYF) officer receives 143 dividend equivalent units

Rhea-AI Filing Summary

Synchrony Financial officer Bart Schaller reported a compensation-related grant on a Form 4. He acquired 143 dividend equivalent units on May 15, 2026, tied to dividends paid on common shares underlying his restricted stock units at a reference value of $71.38 per unit.

These dividend equivalent units vest and settle on the same terms and schedule as the related restricted stock units, and each unit is the economic equivalent of one share of Synchrony Financial common stock. Following this grant, Schaller directly holds 34,178 dividend equivalent units.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Schaller Bart

Role See remarks

Type	Security	Shares	Price	Value
Grant/Award	Dividend Equivalent Unit	143	$71.38	$10K

Holdings After Transaction: Dividend Equivalent Unit — 34,178 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Dividend equivalent units granted: 143 units Reference value per unit: $71.38 per unit Units held after transaction: 34,178 units +1 more

4 metrics

Dividend equivalent units granted 143 units Accrued on May 15, 2026

Reference value per unit $71.38 per unit Dividend equivalent units grant

Units held after transaction 34,178 units Total dividend equivalent units following grant

Acquire transactions in filing 1 transaction TransactionSummary acquireCount

Key Terms

Dividend Equivalent Unit, restricted stock units, economic equivalent

3 terms

Dividend Equivalent Unit financial

"Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units."

restricted stock units financial

"dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

economic equivalent financial

"Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schaller Bart

(Last) (First) (Middle)

777 LONG RIDGE ROAD

C/O CORPORATE SECRETARY

(Street)

STAMFORD CONNECTICUT 06902

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Synchrony Financial [ SYF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Dividend Equivalent Unit	05/15/2026		A		143(1)	A	$71.38(1)	34,178	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents dividend equivalent units accrued on May 15, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock.

Remarks:

EVP, CEO--Digital

	/s/ Danielle Do as attorney in fact	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Bart Schaller report for Synchrony Financial (SYF)?

Bart Schaller reported acquiring 143 dividend equivalent units for Synchrony Financial. The units were granted as a result of dividends paid on common shares underlying his restricted stock units and are reflected as a compensation-related acquisition on his Form 4 filing.

When were the dividend equivalent units for Synchrony Financial (SYF) accrued?

The dividend equivalent units were accrued on May 15, 2026. They were credited when Synchrony Financial paid dividends on the common shares that underlie Schaller’s restricted stock units, aligning these units with the company’s regular dividend activity and related equity awards.

How many dividend equivalent units does Bart Schaller hold after this Form 4 for SYF?

After this transaction, Bart Schaller holds 34,178 dividend equivalent units. This total includes the newly granted 143 units and represents his direct holdings of units that are economically equivalent to Synchrony Financial common stock, subject to the vesting terms of related restricted stock units.

What are dividend equivalent units in the context of Synchrony Financial (SYF)?

Dividend equivalent units are credits that mirror cash dividends on underlying shares, here tied to restricted stock units. For Synchrony Financial, each dividend equivalent unit is the economic equivalent of one share of common stock and follows the same vesting, settlement, and expiration terms as the related RSUs.

How do the dividend equivalent units for SYF vest and settle for Bart Schaller?

The dividend equivalent units vest proportionately with the underlying restricted stock units. They are subject to settlement and expiration on the same terms and schedule as those restricted stock units, keeping the additional units aligned with the original equity award structure.