Every 8-K that Bancorp (TBBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow TBBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TBBK filings page.
The Bancorp, Inc. (TBBK) announced that its subsidiary The Bancorp Bank, N.A. is implementing an organizational restructuring to align with its Apex 2030 strategic plan. The bank will discontinue originating new retail and wholesale Small Business Lending loans by the end of 2026 and concentrate on managing the existing SBL portfolio.
The restructuring eliminates 64 filled positions, about 9% of the workforce, and together with 16 additional positions not being backfilled is expected to produce about $14 million in annualized run-rate savings. Including a prior Institutional Banking reorganization, total expected annualized savings exceed $20 million.
The company estimates about $5.6 million of restructuring charges, primarily cash severance and related costs, with $4.5 million recognized in the third quarter of 2026 and substantial completion targeted by year-end 2026. In connection with the changes, Jeff Nager, Head of Commercial Lending, is expected to depart on October 1, 2026, causing 38,583 unvested restricted stock units to be forfeited; his severance terms are not yet finalized.
The Bancorp, Inc. reported that Kroll Bond Rating Agency, LLC (KBRA) affirmed all long- and short-term credit ratings for the company and its wholly owned subsidiary, The Bancorp Bank, N.A. KBRA maintained BBB+ senior unsecured, BBB subordinated, and K2 short-term debt ratings for the company, and A- deposit and senior unsecured, BBB+ subordinated, and K2 short-term ratings for the bank, with a Stable outlook on long-term ratings.
KBRA highlighted The Bancorp’s leadership in banking-as-a-service and prepaid and debit cards, a 16% year-over-year increase in non-interest income in the first half of 2026 (excluding fintech loan credit enhancement), fee income of about 1.9% of average assets, return on average assets at or above 2.5% since 2023, and a total cost of funds of 1.86%. KBRA also cited a granular, durable deposit base and diversified, long-term fintech partnerships.
The Bancorp reported strong second-quarter 2026 results, with net income of $60.7 million and diluted EPS of $1.45, up 14.2% from 2Q 2025. Return on assets was 2.51% and return on equity 34.7%. Net interest income was $90.5 million and net interest margin 3.85%, down from 4.44% as the balance sheet continues shifting toward fintech fee-based revenue. Non-interest income was $73.0 million, including $25.8 million of fintech credit enhancement; excluding that, non-interest income rose 16.7% year over year.
Fintech activity was a key driver: total fintech fees reached $40.9 million, gross dollar volume rose 22.5% to $53.45 billion, and fintech fees represented 25.0% of total revenue, or 29.7% excluding credit enhancement income. Average deposits were $8.41 billion with a reduced 1.63% cost; 96% of deposits stem from fintech partnerships and 94% are insured. Loans, net of fees, were $7.07 billion, up 8.2% year over year but down sequentially, mainly from lower period-end fintech balances driven by payment timing.
Credit quality indicators improved: total provision fell to $26.1 million from $44.4 million, fintech provision and net charge-offs declined, and criticized loans dropped sharply versus 2025. Capital ratios at both the bank and holding company remained well above “Well Capitalized” levels. The company repurchased $50.0 million of stock in the quarter and, after results that management said surpassed its own forecasts, increased 2026 EPS guidance to $5.95–$6.05 while maintaining 2027 guidance at $8.10–$8.30.
The Bancorp, Inc. reported the results of its annual stockholder meeting held on May 27, 2026. Stockholders elected ten director nominees to one-year terms, with each receiving more than 33.6 million votes in favor and broker non-votes of 2,455,867.
Stockholders also approved, on an advisory, non-binding basis, the compensation of the Company’s named executive officers for the fiscal year ended December 31, 2025, with 34,569,859 votes for, 1,220,698 against and 24,163 abstentions. In addition, they ratified, on an advisory, non-binding basis, the appointment of Crowe LLP as independent registered public accounting firm for the fiscal year ending December 31, 2026, with 38,117,666 votes for, 121,595 against and 31,326 abstentions.
The Bancorp, Inc. reported strong first-quarter 2026 results, with net income of $60.1 million and diluted EPS of $1.41, up 18% from a year earlier. Return on assets was 2.57% and return on equity was 35.1%, reflecting high profitability.
Total loans reached $7.88 billion and average deposits were $8.32 billion, driven largely by fintech relationships that now generate the vast majority of deposits and growing fee income. Net charge-offs and credit loss provisions declined versus 2025 as fintech credit performance improved.
Management reaffirmed 2026 EPS guidance of $5.90 and targets about $1.75 EPS in fourth-quarter 2026. Preliminary 2027 EPS is projected between $8.10 and $8.30, supported by fintech initiatives, platform efficiency and substantial share repurchases, including $50 million in buybacks during the quarter.
The Bancorp, Inc. furnished information about its latest financial results through a current report. The company issued a press release covering its earnings for the three and twelve months ended December 31, 2025, and attached it as Exhibit 99.1.
The Bancorp also provided an investor presentation as Exhibit 99.2, giving additional details on its performance and strategy. Both exhibits are treated as information "furnished" rather than "filed," which limits their use under certain securities law provisions. The report was authorized and signed by Chief Financial Officer Dominic Canuso.
The Bancorp, Inc. (TBBK) appointed Dominic C. Canuso as Executive Vice President and Chief Financial Officer, effective November 3, 2025. He brings over 25 years of banking and financial services experience, including CFO roles at Capital Bank and WSFS, and service on Nasdaq’s Listing and Hearing Review Council. His 2025 compensation terms include a $500,000 annual base salary, a $250,000 cash incentive target, and a $600,000 equity incentive target, to be paid in 2026. Martin Egan stepped down as Interim CFO and continues as Chief Accounting Officer. An offer letter and press release were filed as exhibits.
The Bancorp, Inc. (TBBK) furnished earnings materials for the three and nine months ended September 30, 2025. The company provided a press release as Exhibit 99.1 and an investor presentation as Exhibit 99.2.
The materials are designated as furnished, not filed, under Items 2.02 and 7.01, and are not incorporated by reference into Securities Act filings.
The Bancorp, Inc. completed a $200,000,000 offering of 7.375% Senior Notes due 2030. The issuance was consummated under an underwriting agreement dated August 14, 2025, among the company, The Bancorp Bank, National Association, and Piper Sandler & Co. The filing references an existing indenture from August 13, 2020, a Second Supplemental Indenture dated August 18, 2025, and a form of the 7.375% Senior Note included with the supplemental indenture. The underwriting agreement contains customary representations, warranties, indemnification rights and termination provisions. The company disclosed the creation of a direct financial obligation in Item 2.03 and included a press release and Inline XBRL cover page as exhibits.