Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Third Coast Bancshares, Inc. (TCBX), a commercially focused, Texas-based bank holding company for Third Coast Bank. Through these filings, investors can review the company’s regulatory disclosures, financial condition, and material corporate events.
Third Coast Bancshares files periodic reports and current reports with the SEC, including Forms 10-K and 10-Q (not reproduced here) and multiple Forms 8-K. The 8-K filings in the provided information cover topics such as quarterly financial results, dividend declarations on the company’s 6.75% Series A Convertible Non-Cumulative Preferred Stock, executive retirement and related separation agreements, and material definitive agreements. For example, an 8-K dated October 22, 2025 describes an Agreement and Plan of Reorganization under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
Filings also document changes in listing status and exchange transfers. An 8-K filed on September 22, 2025 reports that the company provided written notice of its intention to voluntarily withdraw the principal listing of its common stock from the Nasdaq Global Select Market and transfer the listing to the New York Stock Exchange and NYSE Texas. A related Form 25 dated October 3, 2025 confirms the voluntary removal of the company’s common stock from listing and registration on Nasdaq under SEC Rule 12d2-2(c), in connection with this transfer of listing.
Additional 8-Ks and 8-K/A filings furnish press releases and investor presentations related to quarterly results, Regulation FD disclosures, and the Keystone merger transaction. These documents include financial highlights such as net income, net interest margin, loan growth, deposit composition, and asset quality measures, as well as explanatory notes regarding non-GAAP metrics.
On Stock Titan, users can view Third Coast Bancshares’ SEC filings as they are made available through EDGAR, with AI-powered summaries that explain the key points of lengthy documents such as annual reports (Form 10-K), quarterly reports (Form 10-Q), and current reports (Form 8-K). The platform also surfaces information from registration statements, including the planned Form S-4 related to the Keystone transaction, and can help users quickly identify items on corporate actions, listing changes, executive arrangements, and other material events.
Third Coast Bancshares (TCBX) agreed to acquire Keystone Bancshares through a two‑step merger structure, culminating in Keystone Bank merging into Third Coast Bank. At closing, each Keystone share will convert into 0.45925 shares of TCBX common stock, with an election to receive cash equal to that stock value based on a 20‑day VWAP, capped in aggregate at $20,000,000 and subject to proration.
The exchange ratio may be reduced if Keystone does not deliver at least $94,576,000 of capital, surplus and retained earnings less intangibles as of the Calculation Date. Equity awards will convert or vest per terms, and two Keystone directors, including Jeffrey A. Wilkinson, will join the boards of Third Coast and Third Coast Bank. Closing requires shareholder approvals, required regulatory consents, Form S‑4 effectiveness, and NYSE listing authorization. The agreement includes an outside date of September 30, 2026 and a Keystone termination fee of $4,820,128. A voting agreement covers approximately 12% of Keystone shares.
Third Coast Bancshares (TCBX) agreed to acquire Keystone Bancshares via a two‑step merger. Keystone shareholders will receive 0.45925 shares of TCBX common stock per Keystone share, with an option to elect cash equal to the stock value, capped in the aggregate at $20,000,000 for all cash elections.
The exchange ratio may be reduced if Keystone delivers less than $94,576,000 of capital, surplus and retained earnings net of intangibles at the calculation date. Conditions include shareholder approvals (including TCBX share issuance), required regulatory consents, NYSE listing of the new TCBX shares, an effective Form S‑4, and tax treatment as a Section 368(a) reorganization. Boards of the Company and Third Coast Bank will each add two directors, including Jeffrey A. Wilkinson. The outside date is September 30, 2026, and Keystone may owe a termination fee of $4,820,128 in specified circumstances. A voting agreement covers approximately 12% of Keystone shares, and certain Keystone directors signed a support agreement.
Third Coast Bancshares (TCBX) filed an amended Form 8‑K to furnish its Q3 2025 investor presentation and add Item 7.01 Regulation FD disclosure; Item 9.01 was updated to reference Exhibit 99.2.
The company will hold an investor call and webcast on Thursday, October 23, 2025, at 10:00 a.m. Central Time. The October 22, 2025 press release announcing quarterly results remains available as Exhibit 99.1.
Third Coast Bancshares (TCBX) announced a definitive merger agreement with Keystone Bancshares. On October 22, 2025, Third Coast entered into an Agreement and Plan of Reorganization providing for a multi‑step combination: Merger Sub will merge into Keystone, Keystone will then merge into Third Coast, and Keystone Bank, SSB will subsequently merge into Third Coast Bank, with Third Coast and Third Coast Bank as the surviving entities, respectively.
The transaction is subject to customary conditions, including required regulatory and shareholder approvals. Third Coast and Keystone issued a joint press release and investor presentation, and Third Coast plans to file a Form S‑4 containing a joint proxy statement/prospectus for shareholder votes. The communication highlights standard forward‑looking risks, including potential delays, integration challenges, and dilution from any share issuance in connection with the merger.
Third Coast Bancshares (TCBX) announced it entered into an Agreement and Plan of Reorganization with Keystone Bancshares. The structure includes three steps: Merger Sub will merge into Keystone, Keystone will then merge into Third Coast, and Keystone Bank, SSB will subsequently merge into Third Coast Bank, with Third Coast and Third Coast Bank surviving each step.
The companies furnished a joint press release and an investor presentation, along with employee and shareholder communications. The transaction is subject to conditions, including required regulatory and shareholder approvals. Third Coast plans to file a Form S-4 that will include a joint proxy statement/prospectus for both companies’ shareholders.
Third Coast Bancshares, Inc. (TCBX) furnished an update on operations by announcing it issued a press release with financial results for the quarter ended September 30, 2025. The press release is included as Exhibit 99.1.
The information was furnished under Item 2.02 on October 22, 2025 and, under General Instruction B.2, is not deemed “filed” and is not subject to Section 18 liability. It will only be incorporated by reference into other filings if expressly stated.
Third Coast Bancshares, Inc. filed a Form 25 to notify regulators of the planned removal of its common stock, par value $1.00 per share, from listing and/or registration under Section 12(b) of the Securities Exchange Act of 1934 on The Nasdaq Stock Market LLC. The notification is signed on behalf of the company by its Chief Financial Officer, R. John McWhorter.
Third Coast Bancshares, Inc. is voluntarily moving the stock-market listing of its common shares from Nasdaq to the New York Stock Exchange and NYSE Texas. The company notified Nasdaq on September 22, 2025 that it plans this transfer.
The last trading day for the common stock on Nasdaq is expected to be October 3, 2025, with trading beginning on the NYSE and NYSE Texas on October 6, 2025. The shares have been authorized for dual listing on NYSE and NYSE Texas and will continue to trade under the symbol “TCBX.”
Third Coast Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend will be paid on October 15, 2025 to holders of record as of the close of business on September 30, 2025.
The company disclosed this action in a current report and attached the related press release as an exhibit, which also includes cautionary language regarding forward-looking statements.
Third Coast Bancshares (TCBX) posted another solid quarter. Q2-25 net income jumped 55% YoY to $16.7 million; diluted EPS rose to $0.96 from $0.63. Net interest income climbed 27% to $49.4 million as asset yields widened and interest expense fell 7% versus the prior-year quarter, outweighing a modest $2.1 million credit-loss provision. Six-month results show net income up 43% to $30.3 million and diluted EPS of $1.74.
Balance-sheet trends were mixed. Loans expanded 2.9% year-to-date to $4.04 billion, funded by a $302 million reduction in cash and the purchase of $206 million in held-to-maturity securities. Total deposits slipped 0.7% to $4.28 billion, but the mix deteriorated: non-interest-bearing balances fell 27% while interest-bearing deposits grew 3.5%. Despite the shift, margin preservation drove earnings strength. Credit quality remained stable with an ACL of 0.99% of loans and no notable deterioration disclosed. Shareholders’ equity increased 7.7% to $496 million, aided by $28 million of retained earnings and a $6.1 million swing in accumulated OCI from securities and hedge valuations. Operating expenses rose 13% on higher staffing, software and regulatory costs, tempering—but not derailing—bottom-line momentum.