Triumph Financial (TFIN) grants stock and options to TBK Bank president

Rhea-AI Filing Summary

Triumph Financial, Inc. reported equity compensation changes for Todd Ritterbusch, President of TBK Bank. On the reported date, he received 2,017 and 2,359 shares of common stock as grant or award acquisitions at a stated price of $0.0000 per share. The filing also shows 1,431 common shares disposed of to cover tax withholding obligations at $67.55 per share, which is not an open-market sale. Following these transactions, one line shows direct ownership of 15,218 common shares. In addition, he received employee stock options covering 4,376 underlying common shares at an exercise price of $67.55 per share, expiring in 2036, alongside previously granted options at exercise prices between $51.25 and $88.63 with expirations from 2031 to 2035.

Insider Trade Summary

9 transactions reported

Mixed 9 txns

Insider Ritterbusch Todd

Role President - TBK Bank, SSB

Type	Security	Shares	Price	Value
Grant/Award	Employee Stock Options	4,376	$0.00	--
Grant/Award	Common Stock	2,359	$0.00	--
Grant/Award	Common Stock	2,017	$0.00	--
Tax Withholding	Common Stock	1,431	$67.55	$97K
holding	Employee Stock Options	--	--	--
holding	Employee Stock Options	--	--	--
holding	Employee Stock Options	--	--	--
holding	Employee Stock Options	--	--	--
holding	Employee Stock Options	--	--	--

Holdings After Transaction: Employee Stock Options — 4,376 shares (Direct, null); Common Stock — 15,218 shares (Direct, null)

Footnotes (1)

1. Each share is represented by a Restricted Stock Unit ("RSU"). The RSUs will vest on the ratably on each of the first four anniversaries of the grant date. Represents the number of shares earned upon satisfaction of performance goals in connection with performance-based restricted stock units. Represents the number of shares forfeited to cover tax withholding obligations in connection with the vesting of restricted stock units and performance awards. Consists of (i) 10,402 shares beneficially owned by reporting person, and (ii) 5,402 shares of restricted stock or restricted stock units of the reporting person subject to future vesting requirements. Represents non-qualified stock options of Issuer granted to reporting person under Issuer's 2014 Omnibus Incentive Plan. Exercise of the employee stock option is subject to vesting over four years from the date of grant, with one fourth of such options becoming exercisable on each of the first four anniversaries of the date of grant.

Key Figures

Common stock grant 1: 2,017 shares at $0.0000 Common stock grant 2: 2,359 shares at $0.0000 Tax withholding shares: 1,431 shares at $67.55 +3 more

6 metrics

Common stock grant 1 2,017 shares at $0.0000 Grant/award acquisition of common stock

Common stock grant 2 2,359 shares at $0.0000 Grant/award acquisition of common stock

Tax withholding shares 1,431 shares at $67.55 Shares forfeited to cover tax withholding obligations

Post-transaction common shares 15,218 shares Direct common stock ownership shown after transactions

New option grant 4,376 underlying shares at $67.55 Employee stock options expiring 2036-05-01

Existing options range $51.25–$88.63 exercise prices Employee stock options expiring 2031–2035

Key Terms

Restricted Stock Unit ("RSU"), performance-based restricted stock units, tax withholding obligations, non-qualified stock options, +1 more

5 terms

Restricted Stock Unit ("RSU") financial

"Each share is represented by a Restricted Stock Unit ("RSU")."

performance-based restricted stock units financial

"upon satisfaction of performance goals in connection with performance-based restricted stock units."

Performance-based restricted stock units are a type of employee equity award that converts into company shares only if predefined financial or operational targets are met over a set period. Think of it like a bonus check that becomes stock only when specific goals are hit; it ties pay to results, aligning managers’ incentives with shareholders. Investors care because these awards affect future share count, executive incentives, and signal how management’s success will be measured and rewarded.

tax withholding obligations financial

"shares forfeited to cover tax withholding obligations in connection with the vesting"

non-qualified stock options financial

"Represents non-qualified stock options of Issuer granted to reporting person"

Non-qualified stock options are a type of employee benefit that gives individuals the right to buy company shares at a set price, usually lower than the market value, within a certain period. Unlike other options that may have special tax advantages, these options are taxed as income when exercised, which can affect how much money the employee or investor ultimately gains. They are important because they can influence company compensation strategies and impact the financial outcomes for employees and investors.

Omnibus Incentive Plan financial

"granted to reporting person under Issuer's 2014 Omnibus Incentive Plan."

An omnibus incentive plan is a single, flexible program a company uses to give employees and executives different types of pay tied to performance — for example stock options, restricted shares, cash bonuses and other awards — all governed by one set of rules. It matters to investors because it determines how many new shares may be created, how leaders are motivated and how much the company will spend on compensation over time; think of it as a master toolbox that affects both costs and the total share supply.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ritterbusch Todd

(Last) (First) (Middle)

12700 PARK CENTRAL DRIVE

SUITE 1700

(Street)

DALLAS TEXAS 75251

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Triumph Financial, Inc. [ TFIN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President - TBK Bank, SSB

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		2,359(1)	A	$0	15,218	D
Common Stock	05/01/2026		A		2,017(2)	A	$0	17,235	D
Common Stock	05/01/2026		F		1,431(3)	D	$67.55	15,804(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Options(5)	$67.55	05/01/2026		A		4,376		(6)	05/01/2036	Common Stock	4,376	$0	4,376	D
Employee Stock Options(5)	$54.38							(6)	05/01/2035	Common Stock	5,291		5,291	D
Employee Stock Options	$72							(6)	05/01/2034	Common Stock	2,345		2,345	D
Employee Stock Options(5)	$51.25							(6)	05/01/2033	Common Stock	2,976		2,976	D
Employee Stock Options(5)	$69.44							(6)	05/01/2032	Common Stock	2,187		2,187	D
Employee Stock Options(5)	$88.63							(6)	05/01/2031	Common Stock	1,442		1,442	D

Explanation of Responses:

1. Each share is represented by a Restricted Stock Unit ("RSU"). The RSUs will vest on the ratably on each of the first four anniversaries of the grant date.

2. Represents the number of shares earned upon satisfaction of performance goals in connection with performance-based restricted stock units.

3. Represents the number of shares forfeited to cover tax withholding obligations in connection with the vesting of restricted stock units and performance awards.

4. Consists of (i) 10,402 shares beneficially owned by reporting person, and (ii) 5,402 shares of restricted stock or restricted stock units of the reporting person subject to future vesting requirements.

5. Represents non-qualified stock options of Issuer granted to reporting person under Issuer's 2014 Omnibus Incentive Plan.

6. Exercise of the employee stock option is subject to vesting over four years from the date of grant, with one fourth of such options becoming exercisable on each of the first four anniversaries of the date of grant.

Remarks:

	/s/ Adam D. Nelson, Attorney-in-fact	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Triumph Financial (TFIN) report for Todd Ritterbusch?

The filing shows equity compensation changes for Todd Ritterbusch. He received grants of common stock and employee stock options, and some shares were withheld to cover tax obligations. These are compensation and tax-related entries, not open-market purchases or sales.

How many Triumph Financial (TFIN) shares were granted to Todd Ritterbusch?

The report lists two grant or award acquisitions of common stock: one for 2,017 shares and another for 2,359 shares. Both show a transaction price of $0.0000 per share, consistent with compensation-related share awards rather than market purchases.

Were any Triumph Financial (TFIN) shares sold on the open market in this Form 4?

The filing shows 1,431 common shares disposed of with code F at $67.55 per share. Footnotes explain these were forfeited to cover tax withholding obligations upon vesting, so they are not open-market sales reflecting trading decisions.

What stock options does Todd Ritterbusch hold in Triumph Financial (TFIN)?

The filing lists multiple employee stock option positions with exercise prices from $51.25 to $88.63 per share, expiring between 2031 and 2035. A new grant covers 4,376 underlying common shares at an exercise price of $67.55.

How many Triumph Financial (TFIN) common shares does Todd Ritterbusch own after these transactions?

One line in the report shows total direct ownership of 15,218 common shares following the transactions. A related footnote explains this consists of both beneficially owned shares and restricted stock or RSUs that remain subject to future vesting requirements.

What do the Restricted Stock Unit (RSU) footnotes mean for Triumph Financial (TFIN) awards?

Footnotes state each share can be represented by an RSU that vests ratably over four years from the grant date. Some awards are performance-based, with shares earned upon meeting performance goals, and certain shares are forfeited to satisfy tax withholding obligations.