Welcome to our dedicated page for Tfs Finl SEC filings (Ticker: TFSL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
TFS Financial Corporation filings document the holding company structure for Third Federal Savings and Loan Association of Cleveland and the reporting obligations tied to its Nasdaq-listed common stock. The company’s 8-K reports cover quarterly operating results, financial-condition exhibits, dividend declarations, and other material events related to the savings and mortgage banking business.
Proxy and governance filings disclose director elections, executive compensation, shareholder voting results, and board matters. The filing record also documents the mutual holding company ownership structure, dividend-waiver matters, registered securities, officer transition disclosures, and capital-structure details relevant to the company’s public shares.
TFS Financial Corporation (TFSL) filed a Form 4 reporting equity awards and holdings for its Chairman, President and CEO, who is also a director. The filing shows the executive’s beneficial ownership of common stock across direct holdings and multiple indirect accounts, including shares held by a spouse, in family trusts, an ESOP, and a 401(k) plan.
On November 25, 2025, the executive earned 20,400 Performance Restricted Share Units after achieving 100% of a performance target tied to results over the two fiscal years ended September 30, 2025; these shares and related dividend equivalents are scheduled to vest and be distributed on December 10, 2026. The report also details previously granted Restricted Stock Units and Performance Share Units from 2008, 2009, 2010, 2012, 2015, 2022 and 2024, with vesting in installments on specified future dates, plus an employee stock option for 196,700 shares at an exercise price of $19.06.
TFS Financial Corp (TFSL) filed a Form 4 for its Chief Innovation Officer reporting equity awards and updated holdings. On November 25, 2025, the officer earned 5,700 Performance Share Units (PSUs) at a 100% performance level from a March 4, 2024 award tied to results over the two fiscal years ended September 30, 2025. These PSUs, each representing one share of common stock with dividend-equivalent cash rights, will vest and be distributed on December 10, 2026. The filing also notes an earlier 8,730-share PSU award earned at 90.0% of target from a December 15, 2022 grant, scheduled to vest on December 10, 2025, plus previously granted restricted stock units and 5,000 stock options at an exercise price of $14.74. Following the reported transactions, the officer beneficially owns common stock directly and through ESOP and 401(k) accounts, as well as multiple RSU and PSU awards.
TFS Financial Corporation (TFSL) reported an insider equity compensation event for its Chief Financial Officer, who is also a director. On November 25, 2025, the executive achieved a 100% performance level on a target award of 12,700 Performance Share Units (PSUs) from a grant dated March 4, 2024, tied to results over the two fiscal years ended September 30, 2025. This resulted in a total earned award of 12,700 shares of common stock, which, along with related dividend-equivalent cash payments, is scheduled to vest and be distributed on December 10, 2026. The filing also lists previously granted performance units, restricted stock units, and stock options that remain outstanding as part of the executive’s long-term incentive package.
TFS Financial Corp (TFSL) reported insider equity activity for its Chief Synergy Officer. Following the latest update, the officer beneficially owns 73,197 shares of common stock directly, plus 5,325 shares through a 401(k) plan and 13,760 shares through an ESOP.
On November 25, 2025, the officer earned 12,400 Performance Share Units after achieving 100% of the performance target for an award granted March 4, 2024, tied to results for the two fiscal years ended September 30, 2025. The related shares and dividend equivalents are scheduled to vest and be delivered on December 10, 2026.
The filing also notes prior grants of 15,900 Restricted Stock Units from December 19, 2024 and 18,990 shares from a November 21, 2024 PSU award earned at 90.0% of target, plus multiple earlier RSU and stock option grants, including options for 187,500, 79,400 and 49,200 shares.
TFS Financial Corporation (TFSL) filed its Form 10-K as a large accelerated filer and well-known seasoned issuer for the fiscal year ended September 30, 2025. The company is a Cleveland, Ohio-based savings and loan holding company whose primary business is its ownership of Third Federal Savings and Loan Association of Cleveland.
The filing notes that common stock is listed on the NASDAQ Global Select Market and that non-affiliate common equity had an aggregate market value of $647.7 million as of March 31, 2025. At November 21, 2025, there were 280,513,055 common shares outstanding, of which 80.97% were held by Third Federal Savings, MHC.
The report includes extensive forward-looking statements language, highlighting risks related to interest rates, economic conditions, real estate markets, credit quality, regulatory changes, funding access, cybersecurity, and broader geopolitical or pandemic-related disruptions.
TFS Financial Corporation announced that its board declared a cash dividend of $0.2825 per share on its common stock. The dividend will be paid on December 16, 2025 to shareholders who are on record as of December 2, 2025.
Third Federal Savings and Loan Association of Cleveland, MHC, which owns 227,119,132 shares representing 81% of the company’s common stock, has waived its right to receive this dividend. The MHC’s members approved, and the Federal Reserve Bank of Cleveland did not object to, the MHC waiving up to an aggregate $1.13 per share in dividends during the twelve months through July 8, 2026, and the MHC has already waived $0.2825 per share for the quarter ending September 30, 2025.
TFS Financial Corp (TFSL) reported an insider transaction on Form 4. A company officer who is also a director sold 15,000 shares of common stock at $13.85 on 11/12/2025. After the sale, the reporting person held 48,527 shares directly, plus 549 shares via an ESOP and 371 shares via a 401(k).
Disclosed derivative holdings include 19,170 performance RSUs; RSUs of 16,600, 9,600, and 4,734 shares; and stock options for 187,500 shares at an exercise price of $14.74 expiring 01/05/2028, along with additional option grants of 54,400 shares at $19.31 expiring 12/15/2026 and 24,200 shares at $19.06 expiring 12/17/2025.
TFS Financial Corporation, holding company for Third Federal Savings and Loan Association of Cleveland, reported that it issued a press release announcing operating results for the three and twelve months ended September 30, 2025. The update was disclosed in an 8-K dated October 30, 2025.
The press release is furnished as Exhibit 99.1 and, as stated, is not deemed “filed” for purposes of Section 18 of the Exchange Act and is not incorporated by reference into other filings. The report was signed by Meredith S. Weil, Chief Financial Officer.
Michael J. Carfagna, Chief Information Officer of TFS Financial Corporation (TFSL), reports beneficial ownership of common stock and equity awards. He directly holds 14,689 shares and indirectly holds 7,409 shares through an ESOP. He also holds 4,000 restricted stock units (convertible to one share each) and stock options for 5,000 shares at $14.74 and 12,000 shares at $12.94, with specified vesting schedules.
Michael J. Carfagna, Chief Information Officer of TFS Financial Corporation (TFSL), reports beneficial ownership of common stock and equity awards. He directly holds 14,689 shares and indirectly holds 7,409 shares through an ESOP. He also holds 4,000 restricted stock units (convertible to one share each) and stock options for 5,000 shares at $14.74 and 12,000 shares at $12.94, with specified vesting schedules.
The filing is a Form 144 notice for proposed sale of 3,900 shares of common stock held by the reporting person, acquired via RSU vesting on 12/10/2024. The broker is listed as Charles Schwab & Co with an approximate aggregate market value of $52,260.00. The filer reports 280,688,024 shares outstanding for the issuer and an approximate sale date of 09/11/2025. No securities were reported sold in the past three months. The filing includes the standard certification that the seller knows of no undisclosed material adverse information.