First Financial (THFF) furnishes Q2-25 results via 8-K Exhibit 99.1

Rhea-AI Filing Summary

First Financial Corporation (NASDAQ: THFF) filed a Form 8-K on July 22, 2025 under Item 2.02 to furnish—not file—its second-quarter 2025 earnings release. The filing states that a press release covering financial results for the three- and six-month periods ended June 30, 2025 was issued the same day and is attached as Exhibit 99.1. No revenue, EPS, margin or guidance figures are included in the 8-K itself. Because the information is furnished, it is not subject to Section 18 liability and will not be incorporated into other SEC filings unless expressly referenced. Additional exhibits are the inline XBRL cover (Exhibit 104). The company confirms it is not an emerging growth company and provides updated exchange-listed security details (common stock, trading symbol THFF).

Insights

Financial Analyst

TL;DR: Routine 8-K furnishes Q2 press release; no financial numbers, neutral market impact.

This 8-K merely alerts investors that THFF’s Q2-25 results are available in a separate press release (Ex. 99.1). Because the numbers are excluded, investors must read the exhibit to assess performance. Furnishing rather than filing reduces legal exposure and signals no immediate corporate action beyond disclosure. Absent metrics or guidance, the event is informational with limited market sensitivity.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

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FORM 8-K

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CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

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Date of Report (Date of earliest event reported) July 22, 2025

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FIRST FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

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Commission File Number: 0-16759

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Indiana		35-1546989
(State or other jurisdiction		(I.R.S. Employer
incorporation or organization)		Identification No.)
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One First Financial Plaza, Terre Haute, IN		47807
(Address of principal executive office)		(Zip Code)
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(812)  238-6000		​
(Registrant's telephone number, including area code)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐Pre-commencement communication pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐Pre-commencement communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	​	Trading Symbol	​	Name of each exchange on which registered
Common Stock, par value $0.125 per share	​	THFF	​	The NASDAQ Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02. Results of Operations and Financial Condition

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On July 22, 2025, the Registrant issued a press release reporting its financial results for the three and six months ended June 30, 2025. A copy of the press release is being furnished as an exhibit to this report and is incorporated herein by reference in its entirety.

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The foregoing information, including the information contained in the press release, is being furnished pursuant to this Item 2.02 and shall not be deemed to be “filed” for purposes of section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section or Sections 11 and 12(a)(2) of the Securities Act of 1933, as amended. In addition, this information shall not be deemed to be incorporated by reference into any of the Registrant’s filings with the Securities and Exchange Commission, except as shall be expressly set forth by specific reference in any such filing.

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Item 9.01. Financial Statements and Exhibits

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The exhibit to this report is as follows:

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Exhibit Number		​
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99.1	​	Press Release, July 22, 2025, issued by First Financial Corporation
104	​	Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

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SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	First Financial Corporation
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Dated July 22, 2025	​
​	/s/ Rodger A. McHargue
​	Rodger A. McHargue
​	Secretary/Treasurer and Chief Financial Officer

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FAQ

What did First Financial Corporation file on July 22, 2025?

The company filed a Form 8-K to furnish its Q2 2025 earnings press release under Item 2.02.

Does the 8-K include actual Q2 2025 financial figures for THFF?

No. The filing references the results but the numerical data is only in Exhibit 99.1.

Why is the information classified as "furnished" rather than "filed"?

Furnished information avoids Section 18 liability and is not automatically incorporated into other SEC filings.

Where can investors access the full Q2 2025 press release for First Financial?

Investors should review Exhibit 99.1 attached to this Form 8-K for the complete release.

Is First Financial Corporation considered an emerging growth company?

No. The filing explicitly indicates THFF is not an emerging growth company.