First Financial Corporation 8-K Filings

FIRST FINANCIAL CORP (THFF) announced that its board of directors declared a quarterly cash dividend of $0.56 per share. The dividend is payable on October 15, 2026 to shareholders of record at the close of business on October 1, 2026. First Financial Corporation is the holding company for First Financial Bank N.A., which operates in Indiana, Illinois, Kentucky, Tennessee, and Georgia.

FIRST FINANCIAL CORP (THFF) reports that senior executives, including the President and Chief Executive Officer and the Chief Financial Officer, will participate in the Raymond James U.S. Bank and Banking on Tech Conferences on September 9, 2026. The company furnished, as Exhibit 99.1, an investor presentation dated September 4, 2026, for use at the conference.

The information in this report is provided under Regulation FD, is treated as "furnished" rather than "filed" under the Securities Exchange Act of 1934 and the Securities Act of 1933, and will only be incorporated into other SEC filings if specifically referenced there.

FIRST FINANCIAL CORP (THFF) signed a definitive Agreement and Plan of Merger to acquire First Illinois Corporation in a stock/cash transaction valued at approximately $111.3 million, based on THFF’s $79.07 share price on August 26, 2026. First Illinois will merge into First Financial, followed by a bank merger of Hickory Point Bank and Trust into First Financial Bank, N.A.

Each First Illinois share will be converted into either 0.5727 THFF shares or $44.35 in cash, with an expected overall mix of 70% stock and 30% cash; the implied per‑share value is $45.00. Based on this mix, First Illinois shareholders are expected to own about 8% of the combined company. The Merger Consideration can be reduced dollar‑for‑dollar if First Illinois’ adjusted consolidated shareholders’ equity is below $82,437,826 at closing, subject to specified exclusions.

Hickory Point Bank contributes roughly $717 million in assets, helping take the combined company to about $6.9 billion in assets, $4.9 billion in loans and $5.5 billion in deposits. First Illinois must pay a $4.4 million termination fee in certain circumstances. The boards of both companies unanimously approved the deal, which is targeted to close in the fourth quarter of 2026, subject to shareholder and regulatory approvals. This 8‑K/A also corrects an administrative error by marking the Rule 425 checkbox to reflect that the communication relates to the merger.

FIRST FINANCIAL CORP (THFF) entered into a definitive Agreement and Plan of Merger to acquire First Illinois Corporation in a stock/cash transaction valued at approximately $111.3 million based on a First Financial share price of $79.07 on August 26, 2026. First Illinois will merge into First Financial, and Hickory Point Bank and Trust will merge into First Financial Bank, N.A., with First Financial as the surviving corporation and bank.

Each First Illinois share will be converted into either 0.5727 THFF shares or $44.35 in cash, with an intended mix of 70% stock and 30% cash, subject to allocation and election procedures and a potential downward adjustment if First Illinois’ adjusted consolidated shareholders’ equity is below $82,437,826 at closing. Based on the reference price, the implied per‑share value is $45.00, and First Illinois shareholders are expected to own about 8% of the combined company. Hickory Point Bank had $717 million in assets as of June 30, 2026, and the combined company is expected to have about $6.9 billion in assets.

The boards of both companies unanimously approved the merger, which is expected to close in the fourth quarter of 2026, subject to First Illinois shareholder approval and regulatory approvals. Directors of First Illinois have signed voting agreements supporting the deal. The merger agreement includes customary covenants, non‑solicitation provisions, termination rights, and a $4.4 million termination fee payable by First Illinois under specified circumstances, and the companies disclose forward‑looking risks around approvals, integration, costs, and potential litigation.

First Financial Corporation reported strong second‑quarter 2026 performance. Net income for the three months ended June 30, 2026 was $22.7 million, up from $18.6 million a year earlier, and diluted earnings per share were $1.91 versus $1.57. Net interest income reached a record $61.2 million, supported by a net interest margin of 4.33% and average loans of $4.45 billion.

Total loans outstanding were $4.47 billion and total deposits were $4.83 billion at June 30, 2026, reflecting solid balance‑sheet growth. The company completed the acquisition of CedarStone Financial, Inc. on March 1, 2026, adding $292 million of loans and $313 million of deposits and recording a cumulative bargain purchase gain of $33 thousand.

Profitability metrics remained favorable, with a return on average assets of 1.48%, return on average common shareholders’ equity of 13.71%, and an efficiency ratio of 57.95%. Asset quality weakened, as nonperforming loans rose to $27.1 million, or 0.61% of loans and leases, and quarterly net charge‑offs increased to $2.7 million, though the allowance for credit losses remained at 1.14% of total loans.

First Financial Corporation entered into new employment agreements with three senior executives of the company and its bank subsidiary, effective July 1, 2026. The agreements cover Senior Vice President and Chief Financial Officer Rodger A. McHargue, Senior Vice President and Chief Credit Officer Stephen P. Panagouleas, and Senior Vice President and Chief Lending Officer Mark A. Franklin.

Each executive is employed for an initial 24‑month term, with potential one‑year extensions at the board compensation committee’s discretion. Effective January 1, 2026, McHargue’s annual base salary is $387,131, Panagouleas’s is $317,228, and Franklin’s is $319,307, with eligibility for bonuses and standard senior management benefits.

The agreements include severance payment provisions upon certain terminations, as well as confidentiality, non‑solicitation, and non‑compete clauses. The non‑compete applies during employment and for one year afterward within a 75‑mile radius of Terre Haute for McHargue and Panagouleas and Bloomington for Franklin, reduced to 50 miles if separation is without just cause or for good reason.

First Financial Corporation entered into a new employment agreement with Norman D. Lowery as President and CEO of the Corporation and First Financial Bank, effective July 1, 2026, with an initial term of 24 months. The agreement provides an annual base salary of $698,987, with eligibility for bonuses and standard executive benefits.

The contract details severance protections if his employment is terminated without just cause or for good reason, including enhanced benefits if such termination occurs within 12 months after a change in control, potentially up to 2.99 times his base salary and prior-year bonus plus benefit reimbursements. It also includes provisions addressing potential excise taxes under Internal Revenue Code Section 280G, delayed payment rules for key employees, and confidentiality, non-solicitation, and non-compete restrictions, with a non-compete radius of up to 75 miles around Terre Haute, Indiana.

First Financial Corporation announced that its directors have declared a quarterly cash dividend of $0.56 per share. The dividend will be paid on July 15, 2026 to shareholders who are on the company’s books as of the close of business on July 1, 2026. This continues the bank holding company’s practice of returning cash to shareholders alongside its operations in Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial Corporation reported solid first quarter 2026 results driven by strong loan growth and stable margins. Net income was $19.8 million, or $1.67 per share, up from $18.4 million, or $1.55 per share, a year earlier. Net interest income reached a record $56.9 million, and net interest margin improved to 4.23%.

Total loans rose to $4.42 billion as of March 31, 2026, up 14.79% year over year, helped by the March 1 acquisition of CedarStone Financial, which added $292 million of loans and $313 million of deposits and generated a $716 thousand bargain purchase gain. Assets surpassed $6.13 billion and deposits were $4.84 billion.

Credit quality remained manageable but weaker than a year ago. Nonperforming loans increased to $28.5 million, or 0.64% of loans and leases, compared to $10.2 million, or 0.26%, a year earlier. The allowance for credit losses was $52.3 million, or 1.18% of total loans. The efficiency ratio was 58.72%, and return on average assets was 1.35%.

First Financial Corporation reported the results of its 2026 annual shareholder meeting. Shareholders elected five directors—Mark J. Blade, Gregory L. Gibson, Norman D. Lowery, Paul J. Pierson, and Richard J. Shagley—to three-year terms expiring at the 2029 annual meeting.

Shareholders also approved, on a non-binding advisory basis, the 2025 compensation of the company’s named executive officers. In addition, they ratified the appointment of Crowe LLP as the independent registered public accounting firm for the year ending December 31, 2026.

First Financial Corporation filed a current report to share an investor presentation under Regulation FD. President and CEO Norman D. Lowery, CFO Rodger A. McHargue, and Senior Vice President and Chief Credit Officer Steve Panagouleas will participate in the Raymond James Virtual Roadshow on March 24, 2026.

The materials to be used at this event are included as Exhibit 99.1, a presentation dated March 20, 2026, which is furnished, not filed, and therefore is not subject to certain Securities Act and Exchange Act liability provisions.

First Financial Corporation reported that its board of directors has declared a regular quarterly cash dividend of $0.56 per share. The dividend will be paid on April 15, 2026 to shareholders who are on record at the close of business on April 1, 2026.

The company, traded on NASDAQ under the symbol THFF, remains a bank holding company for First Financial Bank N.A., which operates in Indiana, Illinois, Kentucky, Tennessee, and Georgia.

First Financial Corporation completed its acquisition of CedarStone Financial, Inc. and its subsidiary CedarStone Bank on March 1, 2026. CedarStone merged into First Financial, and immediately afterward CedarStone Bank merged into First Financial Bank, which remains the surviving bank.

At the effective time of the merger, First Financial paid $19.12 in cash per share for each share of CedarStone common stock. The transaction’s aggregate value was approximately $25.0 million, expanding First Financial’s banking footprint through the addition of CedarStone’s operations.

First Financial Corporation filed a current report to note that it has released its financial results for the year ended December 31, 2025. On February 3, 2026, the company issued a press release with these full‑year results, which is attached to the report as an exhibit.

The press release is furnished, not filed, meaning it is not automatically subject to certain Exchange Act and Securities Act liability provisions or incorporated into other SEC filings unless specifically referenced.

First Financial Corporation filed a current report to share that its senior leadership team will participate in the 2026 Janney CEO Forum on February 4–5, 2026. President and CEO Norman D. Lowery, CFO Rodger A. McHargue, and Senior Vice President and Chief Credit Officer Steve Panagouleas are scheduled to attend.

The company has furnished, as Exhibit 99.1, an investor presentation dated January 30, 2026 that will be provided to meeting participants. This information is being furnished under Regulation FD and is not deemed filed for liability purposes under the federal securities laws.

First Financial Corporation disclosed that its board has declared a regular quarterly cash dividend of $0.56 per share. The dividend is scheduled to be paid on January 15, 2026 to shareholders who are on record as of January 2, 2026. The company communicated this decision in a press release dated December 18, 2025, which is included as an exhibit to this report.

First Financial Corporation (THFF) announced a definitive agreement to acquire CedarStone Financial, Inc. in an all-cash merger. CedarStone shareholders will receive $19.12 per share in cash, valuing the transaction at approximately $25.0 million. After closing, CedarStone Bank will merge into First Financial Bank, N.A.

The boards of both companies unanimously approved the deal. Closing is anticipated in the first quarter of 2026, subject to CedarStone shareholder approval, regulatory approvals, and other customary conditions. The merger agreement includes a $1.0 million termination fee payable to First Financial under specified circumstances. Directors and executive officers of CedarStone signed voting agreements to support the transaction.

First Financial Corporation (THFF) furnished an 8-K announcing it issued a press release with financial results for the three and nine months ended September 30, 2025. The press release is included as Exhibit 99.1.

The information is being furnished under Item 2.02 and is not deemed “filed” for purposes of Section 18 of the Exchange Act, nor incorporated by reference into other SEC filings except as expressly set forth by specific reference.

First Financial Corporation reported that its board declared a quarterly cash dividend of $0.51 per share. The dividend is payable on October 15, 2025, to shareholders who are on record as of October 1, 2025. The company disclosed this dividend decision through a press release dated September 18, 2025, which is included as an exhibit to this report.

First Financial Corporation (NASDAQ: THFF) filed a Form 8-K on July 22, 2025 under Item 2.02 to furnish—not file—its second-quarter 2025 earnings release. The filing states that a press release covering financial results for the three- and six-month periods ended June 30, 2025 was issued the same day and is attached as Exhibit 99.1. No revenue, EPS, margin or guidance figures are included in the 8-K itself. Because the information is furnished, it is not subject to Section 18 liability and will not be incorporated into other SEC filings unless expressly referenced. Additional exhibits are the inline XBRL cover (Exhibit 104). The company confirms it is not an emerging growth company and provides updated exchange-listed security details (common stock, trading symbol THFF).