Tompkins Financial (TMP) EVP granted 730 shares; 359 withheld for taxes

Rhea-AI Filing Summary

TOMPKINS FINANCIAL CORP executive Alyssa H. Fontaine reported routine equity compensation and related tax withholding. She received an award of 730 shares of common stock on May 18, 2026, recorded at $0.0000 per share, increasing her direct holdings to 10,351.498 shares.

On the same date, 359 shares were disposed of at $84.18 per share as shares withheld for taxes, a non-market "F" code tax-withholding disposition rather than an open-market sale. She also reports 954.1113 shares held indirectly through a 401K/ESOP account.

Insights

Equity Compensation Analyst

Routine stock award with tax withholding; no open-market trading.

Alyssa H. Fontaine, EVP, General Counsel & CRO at TOMPKINS FINANCIAL CORP, reported a grant of 730 common shares and an "F" code disposition of 359 shares for tax withholding at $84.18 per share.

The filing indicates compensation-related activity rather than discretionary buying or selling. Net, her direct ownership increased to 10,351.498 shares, with an additional 954.1113 shares held indirectly via a 401K/ESOP. No derivative positions remain listed in this filing.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Fontaine Alyssa H

Role EVP, General Counsel & CRO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	730	$0.00	--
Tax Withholding	Common Stock	359	$84.18	$30K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 10,351.498 shares (Direct, null); Common Stock — 954.111 shares (Indirect, 401K/ESOP)

Footnotes (1)

1. Each performance-based stock unit (PSU) represents the right to receive, following vesting, one share of Tompkins common stock. The number of shares of common stock acquired upon vesting of the PSUs is contingent upon the achievement of pre-established performance metrics, as approved by the Company's Compensation Committee, over a three-year performance period beginning with the first day of the fiscal year of the grant date and ending on the last day of the fiscal year of the third anniversary of the grant date. Shares withheld for taxes.

Key Figures

Stock award: 730 shares Tax-withheld shares: 359 shares at $84.18 Direct holdings after transactions: 10,351.498 shares +2 more

5 metrics

Stock award 730 shares Grant/award acquisition of common stock on May 18, 2026

Tax-withheld shares 359 shares at $84.18 Shares withheld for taxes, code F, May 18, 2026

Direct holdings after transactions 10,351.498 shares Common stock directly owned following May 18, 2026 transactions

Indirect 401K/ESOP holdings 954.1113 shares Common stock held indirectly via 401K/ESOP as of May 18, 2026

Tax-withholding value per share $84.18/share Value used for 359-share tax-withholding disposition

Key Terms

performance-based stock unit (PSU), tax-withholding disposition, 401K/ESOP, grant/award acquisition

4 terms

performance-based stock unit (PSU) financial

"Each performance-based stock unit (PSU) represents the right to receive, following vesting, one share of Tompkins common stock."

tax-withholding disposition financial

"transaction_action: tax-withholding disposition for 359.0000 shares at $84.1800 per share."

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

401K/ESOP financial

"total_shares_following_transaction: 954.1113, direct_or_indirect: I, nature_of_ownership: 401K/ESOP."

grant/award acquisition financial

"transaction_action: grant/award acquisition for 730.0000 shares of Common Stock."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Fontaine Alyssa H

(Last) (First) (Middle)

P.O. BOX 460

(Street)

ITHACA NEW YORK 14851

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TOMPKINS FINANCIAL CORP [ TMP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, General Counsel & CRO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/18/2026		A		730(1)	A	$0	10,351.498	D
Common Stock	05/18/2026		F		359(2)	D	$84.18	9,992.498	D
Common Stock								954.1113	I	401K/ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Each performance-based stock unit (PSU) represents the right to receive, following vesting, one share of Tompkins common stock. The number of shares of common stock acquired upon vesting of the PSUs is contingent upon the achievement of pre-established performance metrics, as approved by the Company's Compensation Committee, over a three-year performance period beginning with the first day of the fiscal year of the grant date and ending on the last day of the fiscal year of the third anniversary of the grant date.

2. Shares withheld for taxes.

	Alyssa H. Fontaine	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did TMP executive Alyssa H. Fontaine report?

Alyssa H. Fontaine reported a grant of 730 shares of Tompkins Financial common stock and a related disposition of 359 shares for tax withholding. These are compensation-related transactions, not open-market trades, and resulted in a net increase in her directly held shares.

How many TOMPKINS FINANCIAL (TMP) shares does Alyssa H. Fontaine hold after the Form 4?

After the reported transactions, Alyssa H. Fontaine directly holds 10,351.498 shares of Tompkins Financial common stock. She also has 954.1113 shares held indirectly through a 401K/ESOP account, according to the ownership details provided in the Form 4 filing.

Was there an open-market sale of TMP stock in this Form 4 filing?

No open-market sale was reported. The 359-share disposition is coded "F" and described as payment of tax liability by delivering securities. Footnotes clarify these shares were withheld for taxes, which is different from a discretionary market sale.

What does the 730-share award to Alyssa H. Fontaine represent for TMP?

The 730 shares represent a grant or award of Tompkins Financial common stock coded "A". Footnotes explain that performance-based stock units convert into shares upon meeting pre-approved metrics over a three-year period, making this a compensation event rather than a market purchase.

How many TMP shares were used for tax withholding in Alyssa H. Fontaine’s transaction?

A total of 359 shares of Tompkins Financial common stock were withheld for taxes at a reported value of $84.18 per share. This tax-withholding disposition reduced the gross award but is not considered an open-market sale of shares.