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Tompkins Financial (NYSE: TMP) EVP uses 45 shares to cover taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Tompkins Financial Corp executive Eric W. Taylor (EVP, President TFA) reported a tax-related share disposition. On 2026-08-01, 45 shares of common stock were deemed disposed to the company at $99.84 per share to satisfy tax liability upon vesting of restricted stock. Following this withholding, Taylor directly holds 1,360 common shares. The transaction was not made under a Rule 10b5-1 trading plan.

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Insider Taylor Eric W
Role EVP, President TFA
Type Security Shares Price Value
Tax Withholding Common Stock F1 45 $99.84 $4K
Holdings After Transaction: Common Stock — 1,360 shares (Direct)
Footnotes (1)
  1. F1. Deemed disposition of shares to the Issuer to pay for taxes upon vesting of restricted stock.
Shares disposed for taxes 45 shares Deemed disposition to issuer to pay tax liability on vesting restricted stock on 2026-08-01
Per-share value for tax withholding $99.84 per share Price used for the 45-share tax-withholding disposition
Shares owned after transaction 1,360 shares Direct common stock ownership following the tax-withholding disposition
tax-withholding disposition financial
"transaction_action: "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
restricted stock financial
"taxes upon vesting of restricted stock."
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
deemed disposition financial
"Deemed disposition of shares to the Issuer to pay for taxes"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Tompkins Financial (TMP) report for Eric W. Taylor?

Eric W. Taylor reported a tax-withholding disposition of 45 common shares on 2026-08-01. The shares were deemed delivered to the issuer to cover tax liability from vesting restricted stock, rather than an open-market sale.

How many Tompkins Financial (TMP) shares were used to cover Eric W. Taylor’s taxes?

A total of 45 common shares were deemed disposed to Tompkins Financial to cover taxes upon vesting of restricted stock. The transaction price recorded was $99.84 per share, reflecting the value used for the tax-withholding event.

At what price were Eric W. Taylor’s Tompkins Financial (TMP) shares valued for the tax withholding?

The 45 withheld shares were valued at $99.84 per share for the tax-withholding disposition. This per-share amount represents the price used to determine the tax liability associated with the vesting of restricted stock.

How many Tompkins Financial (TMP) shares does Eric W. Taylor own after this transaction?

After the tax-withholding disposition, Eric W. Taylor directly owns 1,360 shares of Tompkins Financial common stock. This figure reflects his direct beneficial ownership immediately following the 45-share deemed disposition for tax purposes.

Was Eric W. Taylor’s Tompkins Financial (TMP) transaction under a Rule 10b5-1 plan?

No. The filing indicates the Rule 10b5-1 checkbox was not selected, meaning the transaction was not executed under a Rule 10b5-1 trading plan. It is characterized instead as a tax-withholding disposition tied to restricted stock vesting.

What is the nature of the Form 4 disposition reported for Tompkins Financial (TMP)?

The Form 4 reports a tax-withholding disposition, where 45 shares were deemed returned to the issuer. According to the footnote, this satisfied tax obligations arising from the vesting of restricted stock, rather than representing a discretionary market sale.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Taylor Eric W

(Last)(First)(Middle)
TOMPKINS FINANCIAL CORPORATION
PO BOX 460

(Street)
ITHACA NEW YORK 14851

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TOMPKINS FINANCIAL CORP [ TMP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, President TFA
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026F45(1)D$99.841,360D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Deemed disposition of shares to the Issuer to pay for taxes upon vesting of restricted stock.
/s/ Eric W. Taylor08/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)