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Tompkins Financial (NYSE: TMP) CEO exercises SARs, withholds shares for taxes

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Stephen S. Romaine, President & CEO of Tompkins Financial Corp, exercised 1,734 Stock Appreciation Rights on 2026-07-28 at $76.90 per share, receiving the same number of common shares. 1,530 shares at $101.25 were withheld to cover option cost and taxes, and this SAR grant is now fully exercised. Following these transactions, he reports indirect holdings of 11,370.6856 shares via a 401(k)/ISOP, 6,057.1854 via an ESOP, and 452 held by his spouse, for which he disclaims beneficial ownership.

Positive

  • None.

Negative

  • None.
Insider ROMAINE STEPHEN S
Role President & CEO
Type Security Shares Price Value
Exercise Stock Appreciation Rights (SAR) F3 1,734 $0.00 $0.00
Exercise Common Stock 1,734 $76.90 $133K
Tax Withholding Common Stock F1 1,530 $101.25 $155K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock F2 -- -- --
Holdings After Transaction: Stock Appreciation Rights (SAR) — 0 shares (Direct); Common Stock — 70,090.697 shares (Direct); Common Stock — 11,370.6856 shares (Indirect, by 401(k)/ISOP); Common Stock — 6,057.1854 shares (Indirect, by ESOP); Common Stock — 452 shares (Indirect, By Spouse)
Footnotes (3)
  1. F1. Shares withheld for option cost and taxes.
  2. F2. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deem an admission that the reporting person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
  3. F3. Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan. SARs have a five-year vesting schedule, with 0% vesting in year one and 25% vesting in years two through five. When exercised, the SARs will be settled in Common Stock of the Company. The grant will expire ten years from the date of the grant.
SARs exercised 1734.0000 shares Stock Appreciation Rights exercised on 2026-07-28
SAR exercise price $76.9000 per share Conversion or exercise price for the SARs
Shares withheld for taxes and cost 1530.0000 shares Common stock withheld at $101.2500 for option cost and taxes
Withholding price $101.2500 per share Price used for shares withheld to cover option cost and taxes
Indirect 401(k)/ISOP holdings 11370.6856 shares Indirect common stock held by 401(k)/ISOP after the transaction
Indirect ESOP holdings 6057.1854 shares Indirect common stock held by ESOP after the transaction
Spouse indirect holdings 452.0000 shares Indirect shares held by spouse; beneficial ownership disclaimed
Stock Appreciation Rights (SARs) financial
"Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins"
Tompkins Financial Corporation 2009 Equity Plan financial
"granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan."
Section 16 financial
"beneficial owner of the securities for purposes of Section 16 or for any other"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
ESOP financial
"Indirect ownership described as by ESOP in the holdings table."
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
401(k)/ISOP financial
"Indirect ownership described as by 401(k)/ISOP in the holdings table."

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did Tompkins Financial (TMP) CEO Stephen S. Romaine report?

Stephen S. Romaine reported exercising 1,734 Stock Appreciation Rights on July 28, 2026, receiving the same number of common shares. These SARs were granted under the Tompkins Financial Corporation 2009 Equity Plan and this particular SAR grant is now fully exercised.

How many Tompkins Financial (TMP) SARs did Romaine exercise and at what price?

Romaine exercised 1,734 Stock Appreciation Rights, each convertible into one share of Tompkins Financial common stock at an exercise price of $76.90 per share. The derivative position from this SAR grant shows 0.0000 SARs remaining after the transaction.

Were any of Romaine's Tompkins Financial (TMP) shares sold on the open market?

The filing shows no open-market sales. Instead, 1,530 shares of common stock at $101.25 were withheld by the issuer to cover option cost and taxes, as indicated by transaction code F and the footnote stating shares were withheld for option cost and taxes.

What Tompkins Financial (TMP) shares were withheld for option cost and taxes?

A total of 1,530 shares of Tompkins Financial common stock were withheld at $101.25 per share. A footnote clarifies these shares were withheld specifically to cover the option cost and associated taxes, rather than being sold into the market.

What indirect Tompkins Financial (TMP) holdings does Romaine report after this transaction?

Romaine reports indirect holdings of 11,370.6856 shares via a 401(k)/ISOP, 6,057.1854 shares via an ESOP, and 452 shares held by his spouse. He disclaims beneficial ownership of the spouse-held shares for purposes of Section 16 or any other purpose.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
ROMAINE STEPHEN S

(Last)(First)(Middle)
TOMPKINS FINANCIAL CORPORATION
P.O. BOX 460

(Street)
ITHACA NEW YORK 14851

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
TOMPKINS FINANCIAL CORP [ TMP ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/28/2026M1,734A$76.971,620.697D
Common Stock07/28/2026F1,530(1)D$101.2570,090.697D
Common Stock11,370.6856Iby 401(k)/ISOP
Common Stock6,057.1854Iby ESOP
Common Stock452I(2)By Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Appreciation Rights (SAR)$76.907/28/2026M1,734 (3)11/09/2026Common Stock1,734$00D
Explanation of Responses:
1. Shares withheld for option cost and taxes.
2. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deem an admission that the reporting person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.
3. Stock Appreciation Rights (SARs) were granted pursuant to the Tompkins Financial Corporation 2009 Equity Plan. SARs have a five-year vesting schedule, with 0% vesting in year one and 25% vesting in years two through five. When exercised, the SARs will be settled in Common Stock of the Company. The grant will expire ten years from the date of the grant.
/s/ Stephen S. Romaine07/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)