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TRST insider Form 4 shows RSU exercise and 877-share sale

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

TrustCo Bank Corp NY (TRST) executive vice president and chief banking officer reported transactions involving company stock and restricted stock units on 11/15/2025. The insider exercised 877 restricted stock units that settled for cash at a value of $0 per unit for reporting purposes and then disposed of 877 shares of common stock at $40.10 per share. After these transactions, the reporting person directly owned 38,927 shares of common stock and indirectly owned 152 shares through family. The filing also shows derivative holdings of restricted stock units covering 2,215 shares and 3,300 shares, which vest in three equal annual installments beginning on November 21, 2024 and November 19, 2025, respectively.

Positive

  • None.

Negative

  • None.
Insider CURLEY KEVIN M
Role EXECUTIVE VICE PRESIDENT & CBO
Type Security Shares Price Value
Exercise RESTRICTED STOCK UNIT 877 $0.00 --
Exercise COMMON STOCK 877 $0.00 --
Disposition COMMON STOCK 877 $40.10 $35K
holding RESTRICTED STOCK UNIT -- -- --
holding RESTRICTED STOCK UNIT -- -- --
holding COMMON STOCK -- -- --
Holdings After Transaction: RESTRICTED STOCK UNIT — 0 shares (Direct); COMMON STOCK — 39,804 shares (Direct); COMMON STOCK — 152 shares (Indirect, BY FAMILY)
Footnotes (1)
  1. Reflects cash settlements of restricted stock units that settled only for cash. Each restricted stock unit represents a contingent right to receive a payment in cash equal to the value of one share of Issuer Common Stock on the settlement date. One third of the restricted stock units awarded November 15, 2022 "vested" on November 15, 2025 and were settled in cash. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting. The RSU's vest in three equal annual installments beginning on November 21, 2024, the first anniversary of the date of the grant. The RSU's vest in three equal annual installments beginning on November 19, 2025, the first anniversary of the date of the grant.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
CURLEY KEVIN M
(Last) (First) (Middle)
C/O TRUSTCO BANK CORP NY
5 SARNOWSKI DRIVE
(Street)
GLENVILLE NY 12302
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EXECUTIVE VICE PRESIDENT & CBO
3. Date of Earliest Transaction (Month/Day/Year)
11/15/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
COMMON STOCK 11/15/2025 M 877 A(1)(3) $0(2) 39,804 D
COMMON STOCK 11/15/2025 D 877 D(1)(3) $40.1 38,927 D
COMMON STOCK 152 I BY FAMILY
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
RESTRICTED STOCK UNIT $0(2) 11/15/2025 M 877 (3) (3) COMMON STOCK 877 $0 0 D
RESTRICTED STOCK UNIT (4) (5) (5) COMMON STOCK 2,215 2,215 D
RESTRICTED STOCK UNIT (4) (6) (6) COMMON STOCK 3,300 3,300 D
Explanation of Responses:
1. Reflects cash settlements of restricted stock units that settled only for cash.
2. Each restricted stock unit represents a contingent right to receive a payment in cash equal to the value of one share of Issuer Common Stock on the settlement date.
3. One third of the restricted stock units awarded November 15, 2022 "vested" on November 15, 2025 and were settled in cash.
4. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting.
5. The RSU's vest in three equal annual installments beginning on November 21, 2024, the first anniversary of the date of the grant.
6. The RSU's vest in three equal annual installments beginning on November 19, 2025, the first anniversary of the date of the grant.
Remarks:
ADDTIONAL SHARES ACQUIRED BY REPORTING PERSON'S PARTICIPATION DIVIDEND REINVESTMENT AND/OR EMPLOYEE BENEFIT PLAN WITH DIVIDEND REINVESTMENT FEATURE.
/S/ MICHAEL M. OZIMEK, BY POWER OF ATTORNEY 11/18/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did TRST report in this Form 4?

The filing shows that a TrustCo Bank Corp NY (TRST) executive exercised 877 restricted stock units and disposed of 877 shares of common stock on 11/15/2025.

At what price were the TRST shares disposed of in this Form 4?

The 877 shares of TrustCo Bank Corp NY common stock were disposed of at a price of $40.10 per share.

How many TRST shares does the reporting person own after the transactions?

After the reported transactions, the insider directly owned 38,927 shares of TrustCo Bank Corp NY common stock and indirectly owned 152 shares through family.

What derivative securities are reported for the TRST executive?

The executive holds restricted stock units tied to 2,215 shares and 3,300 shares of TrustCo Bank Corp NY common stock, in addition to the units that were exercised and settled.

When do the remaining TRST restricted stock units vest?

One set of RSUs vests in three equal annual installments beginning on November 21, 2024, and another set vests in three equal annual installments beginning on November 19, 2025.

What is the role of the insider involved in this TRST Form 4?

The reporting person is an officer of TrustCo Bank Corp NY, serving as Executive Vice President & Chief Banking Officer.