TRST CFO reports RSU vesting, tax-withheld 342 TrustCo shares

Rhea-AI Filing Summary

TrustCo Bank Corp N Y (TRST) Executive Vice President & CFO Michael Ozimek reported routine equity transactions tied to restricted stock units (RSUs). On 11/19/2025, 917 RSUs vested and were settled into the same number of common shares at an exercise price of $0, reflecting the conversion of previously granted RSUs into stock.

To cover withholding taxes on the vesting, 342 common shares were withheld by the company at a price of $39.70 in an exempt transaction under Rule 16b-3(e). After these transactions, Ozimek directly owned 29,300 shares of common stock, along with 1,833 RSUs and additional RSU grants of 2,215 and 3,057 units that vest in three equal annual installments starting on specified November anniversary dates. The remarks note that further shares have been acquired through dividend reinvestment and an employee benefit plan with a dividend reinvestment feature.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

OZIMEK MICHAEL M

(Last) (First) (Middle)

C/O TRUSTCO BANK CORP NY

5 SARNOWSKI DRIVE

(Street)

GLENVILLE NY 12302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXECUTIVE VICE PRESIDENT & CFO

3. Date of Earliest Transaction (Month/Day/Year)
11/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	11/19/2025		M(1)		917	A	$0	29,642	D
COMMON STOCK	11/19/2025		F(2)		342	D	$39.7	29,300	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RESTRICTED STOCK UNIT	(3)	11/19/2025		M(1)			917	(5)	(5)	COMMON STOCK	917	$0	1,833	D
RESTRICTED STOCK UNIT	(3)							(4)	(4)	COMMON STOCK	2,215		2,215	D
RESTRICTED STOCK UNIT	(3)							(6)	(6)	COMMON STOCK	3,057		3,057	D

Explanation of Responses:

1. Represents the vesting and settlement of restricted stock units ("RSUs"), which convert into common stock of the Issuer on a one-for-one basis.

2. In an exempt transaction pursuant to Rule 16b-3(e), shares of the Issuer's common stock were withheld by the Issuer for the payment of withholding taxes due upon the vesting of RSUs.

3. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting.

4. The RSU's vest in three equal annual installments beginning on November 21, 2024, the first anniversary of the date of the grant.

5. The RSU's vest in three equal annual installments beginning on November 19, 2025, the first anniversary of the date of the grant.

6. The RSU's vest in three equal annual installments beginning on November 18, 2026, the first anniversary of the date of the grant.

Remarks:

ADDITIONAL SHARES ACQUIRED BY REPORTING PERSON'S PARTICIPATION IN DIVIDEND REINVESTMENT AND/OR EMPLOYEE BENEFIT PLAN WITH DIVIDEND REINVESTMENT FEATURE.

	/S/ OZIMEK MICHAEL	11/21/2025
	** Signature of Reporting Person	Date
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FAQ

What insider transaction did TRST's CFO report on this Form 4?

TRUSTCO BANK CORP N Y (TRST) Executive Vice President & CFO Michael Ozimek reported the vesting and settlement of 917 restricted stock units into common stock on 11/19/2025, along with related tax-withholding share dispositions.

How many TrustCo (TRST) shares did the CFO receive from RSU vesting?

On 11/19/2025, the CFO received 917 shares of common stock upon vesting of restricted stock units, converting RSUs to stock on a one-for-one basis.

How were taxes handled on the TRST CFO's RSU vesting?

To pay withholding taxes due on the RSU vesting, 342 common shares were withheld by TRUSTCO BANK CORP N Y at a price of $39.70 per share in an exempt transaction under Rule 16b-3(e).

What is the TRST CFO's share ownership after these transactions?

Following the reported transactions, the CFO directly owned 29,300 shares of TRUSTCO BANK CORP N Y common stock and 1,833 restricted stock units, in addition to separate RSU awards of 2,215 and 3,057 units.

How do the TRST restricted stock units vest for the CFO?

Certain RSU awards vest in three equal annual installments beginning on specified dates in November 2024, November 2025, and November 2026, each starting on the first anniversary of the respective grant date.

What additional share acquisitions are mentioned for the TRST CFO?

The remarks state that additional shares were acquired through the reporting person's participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.