TRST Form 4: 510 restricted stock units vesting Nov 2026

Rhea-AI Filing Summary

TrustCo Bank Corp NY director reported a new equity-linked award on a Form 4. On November 18, 2025, the director received 510 restricted stock units classified as derivative securities. Each unit represents a contingent right to a cash payment equal to the fair market value of one share of common stock on the vesting date.

The restricted stock units vest in full on November 18, 2026, and settlement will be made in cash only, rather than in shares. Following this grant, the director holds 510 derivative securities with direct ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Powell Curtis N

(Last) (First) (Middle)

C/O TRUSTCO BANK CORP NY

5 SARNOWSKI DRIVE

(Street)

GLENVILLE NY 12302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RESTRICTED STOCK UNIT	(1)	11/18/2025		A		510		(2)	(2)	COMMON STOCK	510	$0	510	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive a payment in cash equal to the fair market value of a share of issued common stock, as determined on the date of vesting of the restricted stock unit.

2. The restricted stock units "vest" in whole on November 18, 2026. Settlement of the restricted stock units will be made in cash only.

	/S/ MICHAEL M. OZIMEK, BY POWER OF ATTORNEY	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did TRST report in this Form 4?

The filing reports a grant of 510 restricted stock units to a director of TrustCo Bank Corp NY on November 18, 2025.

How do the TRST restricted stock units work for the director?

Each restricted stock unit gives the director a contingent right to receive cash equal to the fair market value of one share of issued common stock on the vesting date.

When do the TRST director's restricted stock units vest?

The restricted stock units vest in whole on November 18, 2026, meaning all 510 units vest at that time.

Will the TRST restricted stock units be settled in shares or cash?

Settlement of the restricted stock units will be made in cash only, based on the fair market value of the underlying common stock at vesting.

What is the reporting person's relationship to TrustCo Bank Corp NY (TRST)?

The reporting person is a director of TrustCo Bank Corp NY and filed the Form 4 as a single reporting person.

How many derivative securities does the TRST director own after this transaction?

After the reported grant, the director beneficially owns 510 derivative securities (restricted stock units) with direct ownership.