TRST insider reports new 3,057 RSU grant and prior awards

Rhea-AI Filing Summary

TrustCo Bank Corp NY (TRST) reported that an executive officer, serving as Executive Vice President & CBO, received a new grant of 3,057 restricted stock units (RSUs) on 11/18/2025. Each RSU represents a contingent right to receive one share of TrustCo common stock upon vesting, with this grant vesting in three equal annual installments beginning on November 18, 2026, and settling in shares.

The officer also holds RSU awards covering 2,215 and 3,300 shares of common stock, which vest in three equal annual installments beginning November 21, 2024, and November 19, 2025, respectively. The filing notes that additional shares have been acquired through participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CURLEY KEVIN M

(Last) (First) (Middle)

C/O TRUSTCO BANK CORP NY

5 SARNOWSKI DRIVE

(Street)

GLENVILLE NY 12302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUSTCO BANK CORP N Y [ TRST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EXECUTIVE VICE PRESIDENT & CBO

3. Date of Earliest Transaction (Month/Day/Year)
11/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RESTRICTED STOCK UNIT	(1)	11/18/2025		A		3,057		(2)	(2)	COMMON STOCK	3,057	$0	3,057	D
RESTRICTED STOCK UNIT	(1)							(3)	(3)	COMMON STOCK	2,215		2,215	D
RESTRICTED STOCK UNIT	(1)							(4)	(4)	COMMON STOCK	3,300		3,300	D

Explanation of Responses:

1. Each RSU represents a contingent right to receive one share of the Issuer's common stock upon vesting.

2. The RSU's vest in three equal annual installments beginning on November 18, 2026. Settlement of the restricted stock units will be made in shares of common stock.

3. The RSU's vest in three equal annual installments beginning on November 21, 2024, the first anniversary of the date of the grant.

4. The RSU's vest in three equal annual installments beginning on November 19, 2025, the first anniversary of the date of the grant.

Remarks:

ADDTIONAL SHARES ACQUIRED BY REPORTING PERSON'S PARTICIPATION DIVIDEND REINVESTMENT AND/OR EMPLOYEE BENEFIT PLAN WITH DIVIDEND REINVESTMENT FEATURE.

	/S/ MICHAEL M. OZIMEK, BY POWER OF ATTORNEY	11/20/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What equity award did the TRST executive report on this Form 4?

The executive reported receiving 3,057 restricted stock units (RSUs) on 11/18/2025, each representing a contingent right to one share of TrustCo Bank Corp NY common stock upon vesting.

How do the new TRST RSUs granted on 11/18/2025 vest?

The 3,057 RSUs granted on 11/18/2025 vest in three equal annual installments beginning on November 18, 2026, and will be settled in shares of common stock.

What other RSU awards does the TRST executive beneficially own?

The executive also beneficially owns RSUs tied to 2,215 shares of common stock vesting in three equal annual installments beginning November 21, 2024, and 3,300 shares vesting in three equal annual installments beginning November 19, 2025.

Are the RSUs reported by the TRST executive settled in cash or stock?

The filing states that settlement of the restricted stock units will be made in shares of common stock of TrustCo Bank Corp NY.

How were additional TRST shares acquired by the reporting person?

Additional shares were acquired through the reporting person's participation in a dividend reinvestment and/or employee benefit plan with a dividend reinvestment feature.

What is the ownership form of the TRST RSUs reported?

The RSUs, including the 3,057, 2,215, and 3,300 units, are reported as direct (D) beneficial ownership by the executive.