United Bancorp posts unaudited 2025 year-end results

United Bancorp, Inc. filed a current report to share that it has released an unaudited press release covering its results of operations and financial condition for the fiscal periods ended December 31, 2025.

Accepted by SEC EDGAR 02/03/2026 - 04:14 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

United Bancorp, Inc. filed a current report to share that it has released an unaudited press release covering its results of operations and financial condition for the fiscal periods ended December 31, 2025. The company furnished this earnings-related press release as an exhibit to the report, making the detailed financial information available to the market.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did United Bancorp, Inc. (UBCP) report in its latest 8-K filing?

United Bancorp, Inc. filed a current report stating it issued an unaudited press release with results of operations and financial condition for periods ended December 31, 2025. The detailed information is contained in the press release attached as an exhibit.

What period does United Bancorp, Inc. (UBCP) cover in this earnings press release?

The press release reported by United Bancorp, Inc. covers its results of operations and financial condition for and as of the fiscal periods ended December 31, 2025. These results are described as unaudited in the filing language.

How did United Bancorp, Inc. (UBCP) provide its December 31, 2025 results to investors?

United Bancorp, Inc. provided its December 31, 2025 results through a press release describing operations and financial condition. This press release was furnished as Exhibit 99 to the current report, allowing investors to review the full disclosure separately.

Is the United Bancorp, Inc. (UBCP) financial information in this 8-K audited?

The filing states that United Bancorp, Inc.’s press release presents results of operations and financial condition for periods ended December 31, 2025 on an unaudited basis. That means the figures in the press release have not undergone a completed external audit process.

Where can investors find the full United Bancorp, Inc. (UBCP) press release?

Investors can find the full United Bancorp, Inc. press release as Exhibit 99 to the current report. The filing specifically lists “Registrant’s press release, dated February 3, 2026” as the exhibit containing the detailed financial and operational information.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d)

of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 3, 2026

UNITED BANCORP, INC.

(Exact name of registrant as specified in its charter)

Ohio	0-16540	34-1405357
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification No.)

201 South 4th Street, Martins Ferry, Ohio	43935-0010
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: (740) 633-0445

(Former name or former address, if changed since last report.)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, Par Value $1.00	UBCP	NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02. Results of Operations and Financial Condition.

On February 3, 2026, United Bancorp, Inc. issued a press release announcing its results of operations and financial condition for and as of, respectively, the fiscal periods ended December 31, 2025, unaudited. The press release is furnished as Exhibit No. 99.

Item 9.01. Financial Statements and Exhibits.

(d)        Exhibits

The following exhibits are furnished herewith:

Exhibit Number		Exhibit Description
99		Registrant’s press release, dated February 3, 2026
104		Cover Page Interactive Data File (formatted as Inline XBRL).

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: February 3, 2026	United Bancorp, Inc.
	/s/ Randall M. Greenwood
	Randall M. Greenwood
	Senior Vice President and Chief Financial Officer