United Bankshares (UBSI) EVP receives stock award with tax share withholding

Rhea-AI Filing Summary

United Bankshares Executive Vice President Ross M. Draber reported equity compensation activity in company stock. On February 23, 2026, he acquired 3,700 shares of common stock at $0.00 per share from performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals. On the same date, he disposed of 532 shares and 1,800 shares of common stock at $44.28 per share, and on February 22, 2026 he disposed of an additional 748 shares, all to cover tax liabilities by delivering shares. After these transactions, he directly owned 28,871.942 shares of common stock and held additional stock through a 401(k) plan and several stock option positions.

Insider Trade Summary

9 transactions reported

Mixed 9 txns

Insider Draber Ross M

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,700	$0.00	--
Tax Withholding	Common Stock	532	$44.28	$24K
Tax Withholding	Common Stock	1,800	$44.28	$80K
Tax Withholding	Common Stock	748	$44.28	$33K
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 31,203.942 shares (Direct); Stock Option — 1,453 shares (Direct); Common Stock — 5,555.283 shares (Indirect, By 401k)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Draber Ross M

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/22/2026	02/22/2026	F		748	D	$44.28	27,503.942	D
Common Stock	02/23/2026	02/23/2026	A		3,700(1)	A	$0.0000	31,203.942	D
Common Stock	02/23/2026	02/23/2026	F		532	D	$44.28	30,671.942	D
Common Stock	02/23/2026	02/23/2026	F		1,800	D	$44.28	28,871.942	D
Common Stock								5,555.2833	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,453		1,453	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,000		3,000	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	2,500		2,500	D

Explanation of Responses:

1. Represents performance-based restricted stock units granted in February 2023 that vested in February 2026 upon achievement of performance goals. The restricted stock units were settled by delivery of an equal number of shares of common stock.

	Shelli L. Adams	02/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did UBSI executive Ross M. Draber report?

Ross M. Draber reported an equity award and related tax share dispositions. He received 3,700 United Bankshares common shares from vested performance-based restricted stock units and delivered 3,080 shares at $44.28 per share to satisfy tax obligations.

How did Ross M. Draber acquire new United Bankshares (UBSI) shares?

He acquired 3,700 UBSI common shares through vested performance-based restricted stock units. These units were granted in February 2023 and settled in February 2026 in an equal number of shares after performance goals were achieved.

Were any United Bankshares (UBSI) shares sold on the open market in this Form 4?

The Form 4 shows share dispositions for tax withholding, not open-market sales. A total of 3,080 UBSI shares were delivered at $44.28 per share to pay exercise price or tax liabilities associated with the equity award.

How many United Bankshares shares does Ross M. Draber own after these transactions?

After the reported transactions, he directly owns 28,871.942 UBSI common shares. He also holds additional common stock indirectly through a 401(k) plan and several stock option positions with stated post-transaction balances.

What does the performance-based restricted stock unit footnote mean for UBSI?

The footnote explains that performance-based restricted stock units granted in February 2023 vested in February 2026 after performance goals were met. These units were settled in an equal number of UBSI common shares, confirming goal achievement and resulting in the 3,700-share award.

What role does Ross M. Draber hold at United Bankshares (UBSI)?

Ross M. Draber is an Executive Vice President at United Bankshares. His Form 4 filing reflects stock-based compensation and related tax-withholding share deliveries tied to his position, rather than discretionary open-market trading in UBSI shares.