United Bankshares EVP gets stock grant

Q: What did UBSI executive Henry M. Kayes Jr. report in this Form 4?

Henry M. Kayes Jr., an EVP of UNITED BANKSHARES INC/WV (UBSI), reported receiving a grant of 5,446 restricted Common Stock shares. The filing also updates his direct and indirect share and option holdings across personal, family, 401(k), and IRA accounts.

Q: How many UBSI shares were granted to Henry M. Kayes Jr. and how do they vest?

He was granted 5,446 shares of restricted Common Stock. According to the disclosure, this restricted stock award vests in three equal annual installments, meaning the shares become fully owned by him over a three-year period.

Q: What is Henry M. Kayes Jr.’s direct UBSI stock ownership after the grant?

Following the restricted stock grant, Henry M. Kayes Jr.’s direct ownership in UNITED BANKSHARES INC/WV Common Stock is reported as 39,648.636 shares. This figure reflects shares held in his name, separate from indirect holdings via benefit plans or family accounts.

Q: Does this UBSI Form 4 include indirect holdings for Henry M. Kayes Jr.?

Yes. The Form 4 shows indirect Common Stock holdings for Henry M. Kayes Jr. through a 401(k) plan, an immediate family account, and his wife’s IRA. These positions are disclosed separately from his directly owned shares, reflecting different ownership capacities.

Q: Are any UBSI shares in this filing linked to dividend reinvestment or 401(k) contributions?

Footnotes state that additional shares were acquired through a Dividend Reinvestment Plan and under the UBSI 401(k) plan since his last 401(k) ownership report. These programs automatically add shares over time based on dividends or plan contributions.

Q: What stock option holdings for UBSI does Henry M. Kayes Jr. report?

The filing lists several Stock Option positions held directly by Henry M. Kayes Jr., with reported post-transaction balances including 1,089 options in one line and 3,200 options in multiple other lines. These entries update the number of options currently outstanding in his name.

KAYES HENRY M JR reported acquisition or exercise transactions in this Form 4 filing.

Accepted by SEC EDGAR 02/20/2026 - 02:42 PM EST

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Rhea-AI Filing Summary

KAYES HENRY M JR reported acquisition or exercise transactions in this Form 4 filing.

UNITED BANKSHARES INC/WV executive Henry M. Kayes Jr., EVP, reported an award of 5,446 shares of Common Stock on February 19, 2026. The shares were granted as restricted stock and, according to the disclosure, the award vests in three equal annual installments.

After this grant, his directly held Common Stock increased to 39,648.636 shares. He also reports indirect ownership of Common Stock through a 401(k) plan, an immediate family account, and his wife’s IRA, and continues to hold several blocks of stock options. Footnotes note additional shares accumulated via a dividend reinvestment plan and the UBSI 401(k) plan since his last ownership report.

Insider Trade Summary

Grant/Award: 5,446 shares

Grant/Award 1 txn

Insider KAYES HENRY M JR

Role EVP

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,446	$0.00	$0.00
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Stock Option	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 39,648.636 shares (Direct); Stock Option — 10,689 contracts (Direct); Common Stock — 3,145.439 shares (Indirect, By 401k); Common Stock — 788 shares (Indirect, By Immediate Family); Common Stock — 206.022 shares (Indirect, By Wife- IRA)

Holdings Before and After: Common Stock, 34,202.636 to 39,648.636 shares (Direct)

Footnotes (3)

F1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.
F2. Additional stock acquired in the Dividend Reinvestment Plan.
F3. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

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What did UBSI executive Henry M. Kayes Jr. report in this Form 4?

Henry M. Kayes Jr., an EVP of UNITED BANKSHARES INC/WV (UBSI), reported receiving a grant of 5,446 restricted Common Stock shares. The filing also updates his direct and indirect share and option holdings across personal, family, 401(k), and IRA accounts.

How many UBSI shares were granted to Henry M. Kayes Jr. and how do they vest?

He was granted 5,446 shares of restricted Common Stock. According to the disclosure, this restricted stock award vests in three equal annual installments, meaning the shares become fully owned by him over a three-year period.

What is Henry M. Kayes Jr.’s direct UBSI stock ownership after the grant?

Following the restricted stock grant, Henry M. Kayes Jr.’s direct ownership in UNITED BANKSHARES INC/WV Common Stock is reported as 39,648.636 shares. This figure reflects shares held in his name, separate from indirect holdings via benefit plans or family accounts.

Does this UBSI Form 4 include indirect holdings for Henry M. Kayes Jr.?

Yes. The Form 4 shows indirect Common Stock holdings for Henry M. Kayes Jr. through a 401(k) plan, an immediate family account, and his wife’s IRA. These positions are disclosed separately from his directly owned shares, reflecting different ownership capacities.

Are any UBSI shares in this filing linked to dividend reinvestment or 401(k) contributions?

Footnotes state that additional shares were acquired through a Dividend Reinvestment Plan and under the UBSI 401(k) plan since his last 401(k) ownership report. These programs automatically add shares over time based on dividends or plan contributions.

What stock option holdings for UBSI does Henry M. Kayes Jr. report?

The filing lists several Stock Option positions held directly by Henry M. Kayes Jr., with reported post-transaction balances including 1,089 options in one line and 3,200 options in multiple other lines. These entries update the number of options currently outstanding in his name.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KAYES HENRY M JR

(Last)

(First)

(Middle)

514 MARKET ST

(Street)

PARKERSBURG

26101

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	02/19/2026	02/19/2026	A		5,446⁽¹⁾	A	$0.0000	39,648.636⁽²⁾	D
Common Stock								3,145.439⁽³⁾	I	By 401k
Common Stock								788	I	By Immediate Family
Common Stock								206.022	I	By Wife- IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	1,089		1,089	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	3,200		3,200	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.

2. Additional stock acquired in the Dividend Reinvestment Plan.

3. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR