United Bankshares (UBSI) EVP receives 6,229-share restricted stock grant

Rhea-AI Filing Summary

Humphrey Matthew L reported acquisition or exercise transactions in this Form 4 filing.

United Bankshares, Inc. Executive Vice President Matthew L. Humphrey reported receiving a grant of 6,229 shares of common stock as a restricted stock award on February 19, 2026. The footnotes state that this award vests in three equal annual installments.

Following the grant, Humphrey directly owns 41,064.4529 shares of common stock. He also holds several blocks of stock options, with post-transaction balances including 4,416, 1,800, 3,200, 4,613, and 3,200 options, and has an indirect interest in 4,154.0644 shares of common stock through a 401(k) plan, which the footnotes explain now includes additional shares accumulated since his last 401(k) ownership report.

Insider Trade Summary

7 transactions reported

Mixed 7 txns

Insider Humphrey Matthew L

Role Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	6,229	$0.00	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Stock Option	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 41,064.453 shares (Direct); Stock Option — 4,416 shares (Direct); Common Stock — 4,154.064 shares (Indirect, By 401k)

Footnotes (1)

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Humphrey Matthew L

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		6,229(1)	A	$0.0000	41,064.4529	D
Common Stock								4,154.0644(2)	I	By 401k

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	$32.51							02/24/2020	02/24/2030	Common Stock	4,416		4,416	D
Stock Option	$36.1							11/02/2017	11/02/2027	Common Stock	1,800		1,800	D
Stock Option	$37.6							02/26/2018	02/26/2028	Common Stock	3,200		3,200	D
Stock Option	$38.49							02/25/2019	02/25/2029	Common Stock	4,613		4,613	D
Stock Option	$45.3							02/27/2017	02/27/2027	Common Stock	3,200		3,200	D

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock awards. The award vests in three equal annual installments.

2. Includes additional shares acquired under the UBSI 401K plan since the date of the reporting person's last 401K ownership report.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI Executive Vice President Matthew Humphrey report?

Matthew Humphrey reported receiving a grant of 6,229 shares of United Bankshares common stock. The shares were awarded as restricted stock and will vest in three equal annual installments according to the filing’s footnote disclosure.

How many United Bankshares (UBSI) shares does Matthew Humphrey own after this Form 4?

After the reported transactions, Matthew Humphrey directly owns 41,064.4529 United Bankshares common shares. The filing also shows an indirect holding of 4,154.0644 shares through a 401(k) plan, along with several blocks of outstanding stock options.

How does the restricted stock award to UBSI’s Matthew Humphrey vest?

The restricted stock award to Matthew Humphrey vests in three equal annual installments. This means the 6,229 awarded shares of United Bankshares common stock will become fully vested over three years, as described in the Form 4 footnote.

What stock option holdings for Matthew Humphrey are shown in the UBSI Form 4?

The Form 4 lists several direct stock option holdings for Matthew Humphrey, with post-transaction balances of 4,416, 1,800, 3,200, 4,613, and 3,200 options. These figures reflect his option positions as of the reported transaction date.

What does the United Bankshares Form 4 say about Humphrey’s 401(k) shares?

The Form 4 notes that Humphrey indirectly holds 4,154.0644 United Bankshares shares through a 401(k) plan. A footnote explains this total includes additional shares accumulated in the UBSI 401(k) since his last reported 401(k) ownership.

Was Matthew Humphrey’s United Bankshares stock grant a market purchase?

No, the 6,229 United Bankshares shares were acquired at a price of $0.00 per share. The Form 4 describes the transaction as a restricted stock award grant, not an open-market purchase, and it is classified as a grant or other acquisition.