United Bankshares (UBSI) director receives 1,588-share restricted stock grant

Rhea-AI Filing Summary

UNITED BANKSHARES INC/WV director Albert H. Small Jr. reported an award of 1,588 shares of common stock on February 19, 2026, coded as a grant or other acquisition. The shares were granted as restricted stock and will vest in three equal annual installments.

After this grant, he directly owned 12,147 common shares. He also reported indirect ownership of 6,459.884 common shares held as co-trustee of a revocable trust, and a footnote states that additional stock was acquired through the company’s Dividend Reinvestment Plan.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider SMALL ALBERT H JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,588	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 12,147 shares (Direct); Common Stock — 6,459.884 shares (Indirect, Rev Trust as Co-Trustee)

Footnotes (1)

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments. Additional stock acquired in the Dividend Reinvestment Plan.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SMALL ALBERT H JR

(Last) (First) (Middle)

514 MARKET ST

(Street)

PARKERSBURG WV 26101

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED BANKSHARES INC/WV [ UBSI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026	02/19/2026	A		1,588(1)	A	$0.0000	12,147	D
Common Stock								6,459.884(2)	I	Rev Trust as Co-Trustee

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares were acquired pursuant to a grant of restricted stock. The award vests in three equal annual installments.

2. Additional stock acquired in the Dividend Reinvestment Plan.

	Shelli L. Adams	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBSI director Albert H. Small Jr. report?

Albert H. Small Jr., a director of UNITED BANKSHARES INC/WV, reported receiving 1,588 shares of common stock as a restricted stock grant on February 19, 2026. The transaction was coded as a grant or other acquisition, not an open-market purchase or sale.

How many UBSI shares did Albert H. Small Jr. hold directly after the reported grant?

Following the restricted stock grant, Albert H. Small Jr. directly held 12,147 shares of UNITED BANKSHARES INC/WV common stock. This figure reflects his direct ownership position immediately after the February 19, 2026 award was added to his existing holdings.

How does the UBSI restricted stock grant to Albert H. Small Jr. vest?

The 1,588-share restricted stock award to Albert H. Small Jr. vests in three equal annual installments. This means the shares become fully owned over three years, with one-third of the grant vesting each year according to the award’s stated vesting schedule.

What indirect UBSI share ownership did Albert H. Small Jr. report?

Albert H. Small Jr. reported indirect ownership of 6,459.884 shares of UNITED BANKSHARES INC/WV common stock through a revocable trust, where he serves as co-trustee. These indirect holdings are separate from his directly owned shares reported in the same insider filing.

Did the UBSI Form 4 mention dividend reinvestment for Albert H. Small Jr.?

Yes. A footnote explains that additional UNITED BANKSHARES INC/WV stock was acquired through the company’s Dividend Reinvestment Plan. This indicates some of Albert H. Small Jr.’s holdings increased automatically by reinvesting cash dividends into additional common shares.