Welcome to our dedicated page for United Cmnty Bks Blairsvle Ga SEC filings (Ticker: UCB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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United Community Banks, Inc. announced that its board has approved a new common stock repurchase program authorizing the company to buy back up to $100.0 million of its outstanding common shares. Repurchases may be made on the open market, through privately negotiated deals, or other methods that comply with securities laws.
The new authorization will be available after the company’s current repurchase program expires on December 31, 2025, and will run through December 31, 2026. United Community Banks has already repurchased $44 million of shares in 2025 under its existing program. The company can modify, suspend, or discontinue the new program at any time and is not obligated to repurchase a specific number of shares.
United Community Banks, Inc. has filed an automatic shelf registration statement on Form S-3, allowing it and certain future selling securityholders to offer a broad range of securities over time. The shelf may be used for offerings of common stock, non-voting common stock, preferred stock, depositary shares, senior or subordinated debt, warrants, purchase contracts, and units, with specific terms to be set in future prospectus supplements.
The company states that net proceeds from its own securities sales will generally be used for general corporate purposes, including investments in bank and non-bank subsidiaries, acquisitions, debt repayment or refinancing, holding company investments, and potential stock repurchases. United is a regional bank holding company headquartered in Greenville, South Carolina, with total assets of $28.1 billion, total loans of $19.2 billion, total deposits of $24.0 billion and shareholders’ equity of $3.6 billion as of September 30, 2025. The filing emphasizes that investing in its securities involves significant risks and incorporates detailed risk factors from its latest Form 10‑K and Form 10‑Q.
United Community Banks Inc. (UCB) reported a routine insider transaction by its SVP and Chief Accounting Officer. On 11/15/2025, 207 shares of common stock were withheld at a price of $30.24 per share to cover tax withholding obligations upon the vesting of restricted stock units. After this tax-related withholding, the officer beneficially owns 33,029 shares directly. This type of transaction does not represent an open-market sale, but rather the automatic use of a portion of vested shares to satisfy tax requirements.
United Community Banks (UCB)
On October 30, 2025, the officer recorded a transaction coded G involving 530 shares at $0, and now directly holds 74,696 shares.
United Community Banks, Inc. (UCB) officer reported an open‑market sale of common stock. On October 27, 2025, the EVP, Chief Banking Officer sold 1,654 shares at $30.23 per share pursuant to a Rule 10b5‑1 plan.
After this transaction, the reporting person directly holds 75,226 shares of United Community Banks, Inc. common stock.
United Community Banks, Inc. furnished a press release announcing financial results for its third fiscal quarter of 2025 and scheduled an earnings conference call and webcast for 9:00 a.m. Eastern Time on October 22, 2025. The press release is provided as Exhibit 99.1, and the related slide presentation for the call is furnished as Exhibit 99.2 and will be available on the company’s website under Investor Relations – Events and Presentations. Information furnished under Items 2.02 and 7.01 is not deemed filed under Section 18 of the Exchange Act.
Thomas A. Richlovsky, a director of United Community Banks, Inc. (UCB), reported a change in beneficial ownership on 09/15/2025. The filing shows the disposition of 4,000 depositary shares (each representing a 1/1,000th interest in a share of the company's 6.875% Non-Cumulative Perpetual Preferred Stock, Series I) at a price implied by a $25 liquidation preference per depositary share, leaving 0 shares beneficially owned after the transaction. The explanation states these depositary shares were redeemed by the issuer as part of a redemption of all outstanding Series I Preferred Stock, with a cash payment equivalent to $25,000 per full preferred share. The Form 4 was signed by an attorney-in-fact on 09/17/2025.
United Community Banks, Inc. (UCB) Form 4 shows that Jefferson L. Harralson, EVP & CFO, disposed of 1,000 depositary shares on 09/15/2025. The filing reports the shares were redeemed by the issuer as part of a full redemption of the 6.875% Series I Non‑Cumulative Perpetual Preferred Stock, with the depository shares redeemed for cash at a $25.00 per depositary share price, resulting in $25,000 in cash for the 1,000 depositary shares. Following the redemption, the reporting person holds 0 depositary shares of this series.
The form clarifies each depositary share represents a 1/1,000th interest in a share of the Series I Preferred Stock and that the redemption returned the liquidation preference equivalent. The Form 4 was signed by an attorney‑in‑fact on behalf of the reporting person.