This page provides access to United Community Banks, Inc. (UCB) filings with the U.S. Securities and Exchange Commission, along with AI-generated highlights to help interpret the disclosures. United Community is a financial holding company for United Community, a regional bank that trades on the New York Stock Exchange under the symbol UCB, as noted in its Form 8-K dated October 22, 2025.
Investors can use this filings feed to review current reports on Form 8-K, which United Community files to report quarterly earnings, capital actions and other material events. For example, Form 8-K filings dated October 22, 2025 and January 14, 2026 describe the release of third and fourth quarter 2025 financial results and provide details on associated conference calls and slide presentations. Another Form 8-K dated December 8, 2025 discusses Board approval of a common stock repurchase program, including the authorized amount and program terms.
The filings list also includes Form 25 notifications related to the removal from listing and/or registration of specific securities. Two Form 25 filings dated September 15, 2025 identify United Community Banks, Inc. as the issuer and the New York Stock Exchange as the exchange, and they describe the affected class as depositary shares, each representing a 1/1000th interest in a share of Series I Non-Cumulative Preferred Stock. These documents outline the regulatory process for striking that preferred stock depositary share class from listing.
On Stock Titan, AI-powered summaries can help explain the key points in long or technical filings, such as earnings-related 8-Ks or notices about repurchase programs and preferred stock redemptions. Real-time updates from EDGAR ensure that new UCB filings appear promptly, while structured views make it easier to locate items related to earnings, capital management, listing status of specific securities and other regulatory disclosures.
UNITED COMMUNITY BANKS, INC. (UCB) completed the sale of its equipment finance business, Navitas Credit Corp. and NLFC Reinsurance Corp. (collectively Navitas), to funds managed by Wafra Inc., acting through Navitas TopCo LLC, for approximately $2.0 billion in cash based on August 28, 2026 financials, subject to closing adjustments.
The transaction reflects a 7% premium to the par value of Navitas’ loan portfolio, which management describes as an attractive monetization. United states that the sale reinforces its focus on core Southeastern relationship banking and is expected to enhance liquidity, strengthen capital, simplify its business model, and reduce its risk profile.
Navitas had been a strong contributor over the past eight years, providing growth and returns. As of June 30, 2026, United had $29.1 billion in assets and operated 200 offices across six Southeastern states. BofA Securities advised United financially, with multiple law firms advising both parties.
UNITED COMMUNITY BANKS, INC. (UCB) announced that its Board approved the hiring of Tom Speir as Executive Vice President and Chief Financial Officer, effective September 8, 2026, succeeding current CFO Jefferson L. Harralson. Harralson will remain CFO until that date and then continue in another role through December 31, 2026 to support an orderly transition, under an existing April 28, 2026 agreement. Speir, age 44, has more than 20 years of financial services experience, including senior roles at Regions Financial Corp. in investor relations, strategy, corporate development and treasury.
The company outlines Speir’s compensation package, including a $600,000 base salary, annual target bonus equal to 80% of base salary (with the 2026 bonus at 100% of target, subject to a company performance multiplier), a $215,000 sign-on bonus, annual target equity grants equal to 115% of base salary, and a $450,000 sign-on equity grant vesting 50% per year over two years. He will also receive certain perquisites such as auto and club allowances, temporary housing and relocation benefits and will be party to the company’s standard Change in Control Continuity Agreement for executives at his level.
UNITED COMMUNITY BANKS INC executive Alan H. Kumler, SVP and Chief Accounting Officer, reported a Form 4 transaction involving 514 shares of common stock on 2026-08-15. The shares were withheld to satisfy tax withholding obligations upon vesting of restricted stock units, leaving him with 20,680 directly held shares of common stock.
UNITED COMMUNITY BANKS INC director Carl Steven Carande reported an open-market purchase of 2,101 shares of Common Stock on August 10, 2026 at $35.35 per share. Following this transaction, his directly held position increased to 3,689 shares of the company.
FMR LLC filed Amendment No. 3 reporting beneficial ownership of United Community Banks Inc common stock. FMR LLC reports beneficial ownership of 8,027,052.08 shares of common stock, representing 6.7% of the class. FMR LLC has sole voting power over 8,007,804 shares and sole dispositive power over 8,027,052.08 shares, with no shared voting or dispositive power.
Abigail P. Johnson is also listed as a reporting person, with sole dispositive power over 8,027,052.08 shares and no voting or shared powers, reflecting her control position over FMR LLC and its subsidiaries. One or more other persons are known to have rights to receive dividends or sale proceeds from these shares, but no such person holds more than five percent of the outstanding common stock. Subsidiaries that acquired the securities are identified in an attached Exhibit 99.
United Community Banks, Inc. reported solid results for the quarter ended June 30, 2026. Net income was $115.6 million versus $78.7 million a year earlier, and first‑half 2026 net income reached $199.9 million. Total revenue for the quarter was $279.3 million, driven by net interest revenue of $240.9 million and a $29.8 million release of credit loss provisions instead of an expense in the prior year. Diluted EPS was $0.95 for both the quarter and first half. Total assets increased to $29.1 billion, with deposits of $23.7 billion.
A major strategic step is the pending divestiture of equipment finance subsidiary Navitas. On June 11, 2026, the company entered a definitive agreement for estimated $1.99 billion cash consideration. Related equipment financing receivables of $1.91 billion were reclassified to held for sale at a premium, and the associated $38.5 million allowance for credit losses was released through earnings. Loans and leases held for investment declined to $18.0 billion, while the allowance for credit losses on loans fell to $168.7 million. Funding shifted toward wholesale sources, with Federal Home Loan Bank advances rising to $800 million and short‑term borrowings to $360 million, and operating cash flow remained strong at $199.9 million for the first half.
Carande Carl Steven reported acquisition or exercise transactions in this Form 4 filing.
United Community Banks Inc. director Carl Steven Carande reported a grant of 1,588 restricted stock units tied to Common Stock on 2026-08-01. The award was granted at $0.0000 per share, increasing his reported direct holdings to 1,588 units. The footnote states these 2026 restricted stock units vest the day before the issuer's next annual meeting.
Carl Steven Carande, a director of United Community Banks Inc., submitted an initial beneficial ownership report. The report lists 0.0000 shares of Common Stock held directly, with a footnote explicitly stating that no securities are beneficially owned.
United Community Banks, Inc. appointed Carl S. Carande to its Board of Directors effective August 1, 2026, increasing the Board from 12 to 13 members. He will serve until the next annual meeting and join the Board’s Risk Committee and the board of its banking subsidiary.
Carande brings a 40-year career in financial services and Big Four consulting, including senior advisory roles at KPMG and leadership experience at Bank of America. United Community Banks had $29.1 billion in assets and operated 200 offices across six Southeastern states as of June 30, 2026.
United Community Banks, Inc. completed its merger with Peach State Bancshares, Inc., parent of Peach State Bank & Trust, effective August 1, 2026. Immediately afterward, Peach State Bank & Trust was merged into United Community Bank, which will absorb Peach State Bank’s operations.
Peach State Bank, headquartered in Gainesville, Georgia, serves Hall County through branches in Gainesville and Braselton and, as of June 30, 2026, reported $784 million in assets, $524 million in loans, and $707 million in deposits. United Community Banks, Inc. reported $29.1 billion in assets and 200 offices across six Southeastern states as of the same date. Peach State Bank will adopt the United Community brand after core systems, signage, and branding conversions expected in the first quarter of 2027, and the company includes customary forward-looking statement cautions about expected merger benefits and integration timing.