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United Community Banks, Inc. (UCB) is registering a proposed sale of 25,000 shares of common stock through broker Stifel Nicolaus & Company Inc. The filing lists an aggregate market value of approximately $885,323.00 for these shares, which are listed on the NYSE. It also details prior issuances of common stock as restricted stock granted as equity compensation by the issuer on several dates in 2025 and 2026, including grants of 6,312, 5,666, 6,659, and 6,363 shares.
United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling a total of 1,424 shares of common stock on 2026-07-27 in two non-derivative transactions at prices of $35.09 and $35.15 per share.
Both transactions are characterized as a sale in open market or private transaction and were executed pursuant to a pre-established Rule 10b5-1 trading plan, which automates trades under preset conditions.
United Community Banks, Inc. reported strong second-quarter 2026 results, with net income of $115.6 million and pre-tax, pre-provision income of $119.4 million, both higher than a year ago. Total revenue reached $279.3 million, up 7% year over year, driven by spread income and loan growth.
The loan portfolio grew $332 million from the first quarter, a 6.8% annualized pace, supported by more than $1 billion of loan production excluding the pending sale of the Navitas equipment finance business. Net interest margin increased for the sixth consecutive quarter to 3.68%. Customer deposits declined $295 million sequentially, mainly from seasonal public fund outflows.
Asset quality remained controlled, with net charge-offs of $7.9 million, or 0.16% of average loans, including $3.7 million related to Navitas, and an allowance for credit losses equal to 1.04% of total loans. Return on assets was 1.63% on a GAAP basis, and operating return on tangible common equity was 12.98%. Capital stayed robust with a preliminary CET1 ratio of 13.5%, and the board declared a quarterly common dividend of $0.25 per share. Management highlighted the pending acquisition of Peach State Bank and the Navitas sale as strategic moves to sharpen focus on core community banking in the Southeast.
United Community Banks, Inc. outlines integration details for its planned merger with Peach State Bank. The tentative legal close is on August 3, 2026, with banking systems conversion scheduled for February 12–16, 2027, both subject to regulatory approval. Peach State benefit plans remain effective through August 31, with United Community coverage beginning September 1, and the Peach State Flexible Spending Account stays active through December 31.
Peach State employees will transition to United’s ADP Workforce Now payroll and HR platform at legal close, with training and on‑site registration support in late July. The Peach State 401(k) plan will be merged into the United Community Banks, Inc. 401(k) Plan, which matches employee contributions dollar for dollar up to 5% and includes auto‑enrollment at 5% within 30–45 days if no election is made. PTO balances will transfer into United’s time‑off structure, including prorated vacation, personal time and sick time treatment. United confirms a Form S‑4 registration statement for the merger was declared effective on June 10, 2026 and directs Peach State shareholders to the proxy statement/prospectus for detailed merger information.
United Community Banks, Inc. (United) and Peach State Bancshares, Inc. announced that Peach State shareholders must elect their form of merger consideration by 5:00 p.m. Eastern Time on July 20, 2026. The companies state United has received all required regulatory approvals to acquire Peach State and that closing is expected on August 3, 2026, subject to satisfaction or waiver of remaining closing conditions in the April 20, 2026 Merger Agreement, including Peach State shareholder approval.
The filing references a Form S-4 registration (Registration No. 333-296306) that contains the proxy statement/prospectus for the transaction and urges shareholders to read the materials.
United Community Banks, Inc. announced key milestones for its pending acquisition of Peach State Bancshares, Inc. under the April 20, 2026 Merger Agreement. Peach State shareholders of record may elect their preferred merger consideration until 5:00 p.m. Eastern Time on July 20, 2026, by submitting completed election materials and stock certificates to Continental Stock Transfer & Trust Company, or by using a notice of guaranteed delivery with certificates delivered by 5:00 p.m. Eastern Time on July 27, 2026.
For each Peach State share, holders may choose either $31.75 in cash (subject to withholding, without interest) or 0.8978 shares of United common stock, with overall merger consideration subject to proration so that it is 50% cash and 50% United stock; cash will be paid in lieu of fractional United shares. United has received all required regulatory approvals to acquire Peach State and expects to close the transaction on August 3, 2026, subject to remaining conditions in the Merger Agreement, including Peach State shareholder approval.
As of March 31, 2026, United reported $28.2 billion in assets and Peach State’s bank subsidiary reported $788 million in assets, illustrating the relative scale of the institutions involved.
United Community Banks (UCB) and Peach State Bancshares announced a merger with a tentative legal close in August 2026 and a systems conversion scheduled for February 12 through February 16, 2027, subject to regulatory approval. The companies filed a registration statement on May 28, 2026 (Form S-4) that was declared effective on June 10, 2026, which includes the proxy statement/prospectus to register shares to be issued in the merger. Employee communications outline payroll/HRI S transition to ADP Workforce Now at legal close, benefit plan transfers, a special enrollment in July, 401(k) plan merger details, and specific paid-time-off and wellness incentive provisions.
United Community Banks announced a signed merger agreement to acquire Peach State Bancshares and filed a Form S-4 registering shares to be issued in the merger; the Form S-4 was declared effective on June 10, 2026.
The companies list a tentative legal close in August 2026 and a systems conversion window labeled Conversion: February 12–16, 2027, both subject to regulatory approval. The communication includes employee transition details (payroll/benefits/401(k)/time-off mapping) and directs Peach State shareholders to review the proxy statement/prospectus available on the SEC and company websites.
United Community Banks announces merger steps with Peach State Bancshares. United filed a registration statement on May 28, 2026 that was declared effective on June 10, 2026, and the press release dated June 12, 2026 details the transaction. The companies list a legal close target in Q3 2026 and a systems conversion window of Feb. 12–16, 2027.
The filing explains that the Form S-4 includes a proxy statement/prospectus to register shares of United common stock to be issued in the merger and encourages Peach State shareholders to read the registration statement and proxy materials. Several customary forward-looking risks and conditions are listed, including regulatory approvals, shareholder approval, potential integration costs, and possible dilution from issuance of United common stock.
United Community Banks, Inc. agreed to sell its Navitas equipment finance and reinsurance subsidiaries to funds managed by Wafra Inc., acting through Navitas TopCo LLC, for an estimated $1.9 billion in cash, subject to customary closing adjustments.
The base purchase price is tied to Navitas’ owned equipment finance portfolio, capped at $2.15 billion, with premiums of 7.346% on a specified tranche and 4% on any excess, and reflects repayment of an intercompany loan currently estimated at $1.7 billion.
United highlights that the sale supports its focus on core Southeastern relationship banking while enhancing liquidity and capital strength. Navitas had $1.8 billion in owned receivables as of March 31, 2026. Closing is targeted for the third quarter of 2026, with a $17.5 million termination fee payable by the buyer in certain failure-to-close scenarios.