This page provides access to United Community Banks, Inc. (UCB) filings with the U.S. Securities and Exchange Commission, along with AI-generated highlights to help interpret the disclosures. United Community is a financial holding company for United Community, a regional bank that trades on the New York Stock Exchange under the symbol UCB, as noted in its Form 8-K dated October 22, 2025.
Investors can use this filings feed to review current reports on Form 8-K, which United Community files to report quarterly earnings, capital actions and other material events. For example, Form 8-K filings dated October 22, 2025 and January 14, 2026 describe the release of third and fourth quarter 2025 financial results and provide details on associated conference calls and slide presentations. Another Form 8-K dated December 8, 2025 discusses Board approval of a common stock repurchase program, including the authorized amount and program terms.
The filings list also includes Form 25 notifications related to the removal from listing and/or registration of specific securities. Two Form 25 filings dated September 15, 2025 identify United Community Banks, Inc. as the issuer and the New York Stock Exchange as the exchange, and they describe the affected class as depositary shares, each representing a 1/1000th interest in a share of Series I Non-Cumulative Preferred Stock. These documents outline the regulatory process for striking that preferred stock depositary share class from listing.
On Stock Titan, AI-powered summaries can help explain the key points in long or technical filings, such as earnings-related 8-Ks or notices about repurchase programs and preferred stock redemptions. Real-time updates from EDGAR ensure that new UCB filings appear promptly, while structured views make it easier to locate items related to earnings, capital management, listing status of specific securities and other regulatory disclosures.
United Community Banks Inc. executive Robert A. Edwards, EVP and Chief Risk Officer, reported a bona fide gift of 1,500 shares of Common Stock on 2026-07-29. The transfer was recorded at $0.00 per share, and his directly held stake after the gift is 57,877 shares. The Rule 10b5-1 trading plan checkbox for this transaction was not marked as applicable.
United Community Banks Inc. executive vice president and CFO Jefferson L. Harralson sold 25,000 shares of Common Stock on July 28, 2026 at a weighted average price of $35.41 per share, with individual trades executed between $35.32 and $35.60 per share.
Following this open‑market sale, Harralson directly owns 37,433 shares of United Community Banks Inc. common stock. The transaction was reported as a sale and was not made pursuant to a Rule 10b5-1 trading plan.
Kenneth L. Daniels, a director of United Community Banks Inc., reported a bona fide gift on July 24, 2026, transferring 2,526 directly held common shares to a family revocable trust for which he serves as trustee. After the transfer he holds 2,330 shares directly, 23,094 shares indirectly through the trust, and 2,000 shares indirectly in an individual retirement account.
United Community Banks Inc director Jennifer M. Bazante reported a bona fide gift transferring 2,526 shares of common stock on July 24, 2026 from her directly held account to a family revocable trust for which she serves as trustee.
After the transfer, she directly held 4,836 shares, and the revocable trust, reported as her indirect ownership, held 8,546 shares for the benefit of her and her immediate family members.
United Community Banks, Inc. director Thomas A. Richlovsky reported an internal reallocation of 2,526 shares of common stock on July 24, 2026. He made a bona fide gift, transferring these shares from his directly held account to a family trust for which he is trustee. Following the transfer, he held 2,330 shares directly and 38,055 shares indirectly through the trust. The Rule 10b5-1 trading-plan checkbox was not marked.
United Community Banks, Inc. director John Marc James reported an internal transfer of common stock. On July 24, 2026, he made a bona fide gift of 2,526 shares he held directly to a family revocable trust for which he serves as trustee.
Following these transactions, he held 2,330 shares directly and 5,972 shares indirectly through the John Marc James Revocable Trust DTD May 10, 2024. The reporting person and immediate family members are the trust’s sole beneficiaries, so the event reflects a change in ownership form rather than a market sale.
United Community Banks, Inc. (UCB) is registering a proposed sale of 25,000 shares of common stock through broker Stifel Nicolaus & Company Inc. The filing lists an aggregate market value of approximately $885,323.00 for these shares, which are listed on the NYSE. It also details prior issuances of common stock as restricted stock granted as equity compensation by the issuer on several dates in 2025 and 2026, including grants of 6,312, 5,666, 6,659, and 6,363 shares.
United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling a total of 1,424 shares of common stock on 2026-07-27 in two non-derivative transactions at prices of $35.09 and $35.15 per share.
Both transactions are characterized as a sale in open market or private transaction and were executed pursuant to a pre-established Rule 10b5-1 trading plan, which automates trades under preset conditions.
United Community Banks, Inc. reported strong second-quarter 2026 results, with net income of $115.6 million and pre-tax, pre-provision income of $119.4 million, both higher than a year ago. Total revenue reached $279.3 million, up 7% year over year, driven by spread income and loan growth.
The loan portfolio grew $332 million from the first quarter, a 6.8% annualized pace, supported by more than $1 billion of loan production excluding the pending sale of the Navitas equipment finance business. Net interest margin increased for the sixth consecutive quarter to 3.68%. Customer deposits declined $295 million sequentially, mainly from seasonal public fund outflows.
Asset quality remained controlled, with net charge-offs of $7.9 million, or 0.16% of average loans, including $3.7 million related to Navitas, and an allowance for credit losses equal to 1.04% of total loans. Return on assets was 1.63% on a GAAP basis, and operating return on tangible common equity was 12.98%. Capital stayed robust with a preliminary CET1 ratio of 13.5%, and the board declared a quarterly common dividend of $0.25 per share. Management highlighted the pending acquisition of Peach State Bank and the Navitas sale as strategic moves to sharpen focus on core community banking in the Southeast.
United Community Banks, Inc. outlines integration details for its planned merger with Peach State Bank. The tentative legal close is on August 3, 2026, with banking systems conversion scheduled for February 12–16, 2027, both subject to regulatory approval. Peach State benefit plans remain effective through August 31, with United Community coverage beginning September 1, and the Peach State Flexible Spending Account stays active through December 31.
Peach State employees will transition to United’s ADP Workforce Now payroll and HR platform at legal close, with training and on‑site registration support in late July. The Peach State 401(k) plan will be merged into the United Community Banks, Inc. 401(k) Plan, which matches employee contributions dollar for dollar up to 5% and includes auto‑enrollment at 5% within 30–45 days if no election is made. PTO balances will transfer into United’s time‑off structure, including prorated vacation, personal time and sick time treatment. United confirms a Form S‑4 registration statement for the merger was declared effective on June 10, 2026 and directs Peach State shareholders to the proxy statement/prospectus for detailed merger information.