This page provides access to United Community Banks, Inc. (UCB) filings with the U.S. Securities and Exchange Commission, along with AI-generated highlights to help interpret the disclosures. United Community is a financial holding company for United Community, a regional bank that trades on the New York Stock Exchange under the symbol UCB, as noted in its Form 8-K dated October 22, 2025.
Investors can use this filings feed to review current reports on Form 8-K, which United Community files to report quarterly earnings, capital actions and other material events. For example, Form 8-K filings dated October 22, 2025 and January 14, 2026 describe the release of third and fourth quarter 2025 financial results and provide details on associated conference calls and slide presentations. Another Form 8-K dated December 8, 2025 discusses Board approval of a common stock repurchase program, including the authorized amount and program terms.
The filings list also includes Form 25 notifications related to the removal from listing and/or registration of specific securities. Two Form 25 filings dated September 15, 2025 identify United Community Banks, Inc. as the issuer and the New York Stock Exchange as the exchange, and they describe the affected class as depositary shares, each representing a 1/1000th interest in a share of Series I Non-Cumulative Preferred Stock. These documents outline the regulatory process for striking that preferred stock depositary share class from listing.
On Stock Titan, AI-powered summaries can help explain the key points in long or technical filings, such as earnings-related 8-Ks or notices about repurchase programs and preferred stock redemptions. Real-time updates from EDGAR ensure that new UCB filings appear promptly, while structured views make it easier to locate items related to earnings, capital management, listing status of specific securities and other regulatory disclosures.
United Community Banks, Inc. (United) and Peach State Bancshares, Inc. announced that Peach State shareholders must elect their form of merger consideration by 5:00 p.m. Eastern Time on July 20, 2026. The companies state United has received all required regulatory approvals to acquire Peach State and that closing is expected on August 3, 2026, subject to satisfaction or waiver of remaining closing conditions in the April 20, 2026 Merger Agreement, including Peach State shareholder approval.
The filing references a Form S-4 registration (Registration No. 333-296306) that contains the proxy statement/prospectus for the transaction and urges shareholders to read the materials.
United Community Banks, Inc. announced key milestones for its pending acquisition of Peach State Bancshares, Inc. under the April 20, 2026 Merger Agreement. Peach State shareholders of record may elect their preferred merger consideration until 5:00 p.m. Eastern Time on July 20, 2026, by submitting completed election materials and stock certificates to Continental Stock Transfer & Trust Company, or by using a notice of guaranteed delivery with certificates delivered by 5:00 p.m. Eastern Time on July 27, 2026.
For each Peach State share, holders may choose either $31.75 in cash (subject to withholding, without interest) or 0.8978 shares of United common stock, with overall merger consideration subject to proration so that it is 50% cash and 50% United stock; cash will be paid in lieu of fractional United shares. United has received all required regulatory approvals to acquire Peach State and expects to close the transaction on August 3, 2026, subject to remaining conditions in the Merger Agreement, including Peach State shareholder approval.
As of March 31, 2026, United reported $28.2 billion in assets and Peach State’s bank subsidiary reported $788 million in assets, illustrating the relative scale of the institutions involved.
United Community Banks (UCB) and Peach State Bancshares announced a merger with a tentative legal close in August 2026 and a systems conversion scheduled for February 12 through February 16, 2027, subject to regulatory approval. The companies filed a registration statement on May 28, 2026 (Form S-4) that was declared effective on June 10, 2026, which includes the proxy statement/prospectus to register shares to be issued in the merger. Employee communications outline payroll/HRI S transition to ADP Workforce Now at legal close, benefit plan transfers, a special enrollment in July, 401(k) plan merger details, and specific paid-time-off and wellness incentive provisions.
United Community Banks announced a signed merger agreement to acquire Peach State Bancshares and filed a Form S-4 registering shares to be issued in the merger; the Form S-4 was declared effective on June 10, 2026.
The companies list a tentative legal close in August 2026 and a systems conversion window labeled Conversion: February 12–16, 2027, both subject to regulatory approval. The communication includes employee transition details (payroll/benefits/401(k)/time-off mapping) and directs Peach State shareholders to review the proxy statement/prospectus available on the SEC and company websites.
United Community Banks announces merger steps with Peach State Bancshares. United filed a registration statement on May 28, 2026 that was declared effective on June 10, 2026, and the press release dated June 12, 2026 details the transaction. The companies list a legal close target in Q3 2026 and a systems conversion window of Feb. 12–16, 2027.
The filing explains that the Form S-4 includes a proxy statement/prospectus to register shares of United common stock to be issued in the merger and encourages Peach State shareholders to read the registration statement and proxy materials. Several customary forward-looking risks and conditions are listed, including regulatory approvals, shareholder approval, potential integration costs, and possible dilution from issuance of United common stock.
United Community Banks, Inc. agreed to sell its Navitas equipment finance and reinsurance subsidiaries to funds managed by Wafra Inc., acting through Navitas TopCo LLC, for an estimated $1.9 billion in cash, subject to customary closing adjustments.
The base purchase price is tied to Navitas’ owned equipment finance portfolio, capped at $2.15 billion, with premiums of 7.346% on a specified tranche and 4% on any excess, and reflects repayment of an intercompany loan currently estimated at $1.7 billion.
United highlights that the sale supports its focus on core Southeastern relationship banking while enhancing liquidity and capital strength. Navitas had $1.8 billion in owned receivables as of March 31, 2026. Closing is targeted for the third quarter of 2026, with a $17.5 million termination fee payable by the buyer in certain failure-to-close scenarios.
Peach State Bancshares agreed to merge into United Community Banks. At the effective time each Peach State share will convert into either $31.75 in cash or 0.8978 shares of United common stock, with the overall consideration fixed at 50% cash and 50% stock on an aggregate basis. Shareholders may elect cash, stock, or a combination, subject to proration; submitted elections require physical stock certificates and a completed election form prior to the July 20, 2026 deadline. The registration statement on Form S-4 was declared effective on June 10, 2026, and the merger is expected to close in the third quarter, subject to customary closing conditions including regulatory and shareholder approvals.
Pursuant to an Agreement and Plan of Merger dated April 20, 2026, United Community Banks, Inc. will acquire Peach State Bancshares, Inc. in a merger that converts each outstanding Peach State share into either $31.75 cash or 0.8978 shares of United, subject to a 50/50 proration and shareholder elections. Based on United’s closing price of June 5, 2026, the stock consideration was approximately $29.93 per Peach State share. The Peach State special meeting to vote on the merger is scheduled for July 21, 2026, and the record date for voting is June 1, 2026. The merger requires Peach State shareholder approval and regulatory clearances; a $3,570,000 termination fee applies in certain circumstances.
United Community Banks, Inc. proposes to acquire Peach State Bancshares, Inc. through a merger in which each outstanding Peach State share will be converted, at the holder’s election and subject to proration, into $31.75 in cash or 0.8978 shares of United common stock. The merger consideration will be prorated so that 50% of Peach State shares will receive cash and 50% will receive stock, with elections subject to adjustment by the aggregate elections of Peach State shareholders. Based on United’s closing price of $33.34 on June 5, 2026, the per-share stock consideration had an implied value of approximately $29.93. The Peach State special meeting to vote on the merger is scheduled for July 21, 2026, and the record date for voting is June 1, 2026. The merger is subject to shareholder approval, customary closing conditions, regulatory approvals, and receipt of tax opinions that the merger qualifies as a reorganization under Section 368(a).