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JAMES JOHN MARC reported acquisition or exercise transactions in this Form 4 filing.
United Community Banks, Inc. director John Marc James reported a new equity grant of 2,330 shares of common stock-equivalent restricted stock units. The award was granted at a price of $0.00 per share as compensation and will vest the day before the company’s next annual meeting.
Following this grant, James directly owns 4,856 shares of common stock. He also has indirect ownership of 3,446 shares held through the John Marc James Revocable Trust DTD May 10, 2024.
WILKINS DAVID H reported acquisition or exercise transactions in this Form 4 filing.
UNITED COMMUNITY BANKS INC director David H. Wilkins received an equity award of 2,330 shares of Common Stock. The shares were granted at no cash cost as restricted stock units for 2026 and will vest the day before the company’s next annual meeting. After this grant, Wilkins directly holds 21,476 shares.
UNITED COMMUNITY BANKS INC director Thomas A. Richlovsky reported an equity compensation grant and updated holdings. He received 2,330 shares of Common Stock as a grant classified as a grant, award, or other acquisition, with no purchase price. The footnote explains this reflects 2026 restricted stock units that vest the day before the company’s next annual meeting. After this grant, he directly holds 4,856 Common Stock shares and indirectly holds 35,529 shares through the Thomas A. Richlovsky Trust dated September 24, 1998.
State Street Corporation reported beneficial ownership of 6,232,961 shares of United Community Banks, Inc., representing 5.2% of the outstanding common stock. The filing shows shared voting power of 846,447 shares and shared dispositive power over 6,232,961 shares. The disclosure lists several State Street investment-adviser affiliates as the relevant subsidiaries and is signed on 05/12/2026.
United Community Banks, Inc. announced an agreement to combine with Peach State Bancshares, Inc., with the merger currently expected to close in Q3 2026 and system conversion planned for early 2027, subject to shareholder and banking regulatory approvals. The release states United had $28.2 billion in assets and operated 200 offices as of March 31, 2026; Peach State had $789 million in assets and two branches as of March 31, 2026.
Employees of Peach State are told current roles are expected to continue through at least March 12, 2027, and a full brand transition is anticipated in the 1st quarter of 2027. United will file a registration statement on Form S-4 that will include a proxy statement/prospectus for shareholder approval and to register shares to be issued in the merger.
United Community Banks, Inc. reported solid first-quarter 2026 growth, with net income of $84.3 million and diluted EPS of $0.69, up from $71.4 million and $0.58 a year earlier. Total revenue rose to $276.5 million, helped by stronger net interest revenue and higher noninterest income.
The net interest margin improved to 3.65% as funding costs eased, while loans reached $19.6 billion and deposits $24.0 billion. Asset quality remained stable with ACL at $208.4 million and NPAs at $98.6 million. The company stayed well-capitalized, with consolidated CET1 of 13.40%. Subsequent events include a definitive agreement to acquire Peach State Bancshares and the redemption of $100 million of subordinated debentures.
Vanguard Capital Management reported beneficial ownership of 6,319,637 shares of United Community Banks Inc. common stock, representing 5.28% of the class as of 03/31/2026. The filing shows sole voting power for 943,448 shares and sole dispositive power for 6,319,637 shares. The Schedule 13G is signed by Ashley Grim on 04/30/2026.
United Community Banks Inc. Schedule 13G shows Vanguard Portfolio Management reported beneficial ownership of 8,107,083 shares of Common Stock as of 03/31/2026. The filing states this represents 6.77% of the class and that Vanguard has sole dispositive power over those shares and sole voting power for 62,091 shares. The filing attributes ownership to Vanguard Portfolio Management LLC and affiliated investment divisions and lists agency/dispositive arrangements in accordance with SEC Release No. 34-39538.
UNITED COMMUNITY BANKS INC executive Richard Bradshaw reported an open-market sale of 1,510 shares of common stock at $33.09 per share. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. After this sale, he continues to hold 84,497 shares directly.
United Community Banks, Inc. announced that Executive Vice President and Chief Financial Officer Jefferson L. Harralson will retire effective December 31, 2026, under an agreement dated April 28, 2026.
Through that date, he will remain an at-will employee, continue receiving his regular salary and automobile allowance, participate in benefit plans, and be reimbursed for company expenses. If he remains employed through year-end, he will receive his 2026 incentive bonus when determined and a $1 million cash severance, payable no later than January 15, 2027.
The agreement also makes Harralson eligible, as of the termination date, for a minimum early retirement benefit of $70,000 annually under the company’s Modified Retirement Plan, payable as a life annuity or adjusted under alternative payment methods. A prior Change in Control Continuity Agreement will end on his separation date, with benefits instead governed by this new arrangement unless change-in-control benefits are triggered earlier. United Community has engaged Korn Ferry to conduct a nationwide search for his successor, and Harralson will remain through year-end to support a smooth transition.