UCB (UCB) CEO Harton reports stock grant and tax-withheld shares

Rhea-AI Filing Summary

UNITED COMMUNITY BANKS INC President & CEO H. Lynn Harton reported equity compensation activity in company stock. On February 15, 2026, he acquired 24,542 shares of common stock through a grant tied to performance stock units that vested. On the same date, a total of 21,377 shares$34.56 per share to cover tax obligations upon vesting of both performance and time-based stock units, leaving him with 252,705 directly held shares and 109,123 shares held indirectly through a revocable trust.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HARTON H LYNN

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/15/2026		A		24,542(1)	A	$0	274,082	D
Common Stock	02/15/2026		F		11,622(2)	D	$34.56	262,460	D
Common Stock	02/15/2026		F		9,755(3)	D	$34.56	252,705	D
Common Stock								109,123	I	By Herbert Lynn Harton Revocable Trust dated 3/16/15

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects the satisfaction of performance criteria for previously awarded performance stock units which vested on February 15, 2026.

2. Reflects shares of Issuer's common stock withheld to satisfy tax withholding obligations upon vesting of performance stock units.

3. Reflects shares of Issuer's common stock withheld to satisfy tax withholding obligations upon vesting of time-based stock units.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did UCB CEO H. Lynn Harton report on February 15, 2026?

H. Lynn Harton reported a grant of 24,542 United Community Banks (UCB) common shares on February 15, 2026. He also had 21,377 shares withheld to cover tax obligations related to vesting stock units, reflecting routine equity compensation activity rather than open-market trading.

Was the UCB Form 4 for H. Lynn Harton an insider purchase or sale of shares?

The UCB Form 4 reflects an equity award and tax withholding, not open-market buying or selling. Harton received 24,542 shares from vested performance stock units, while 21,377 shares were withheld at $34.56 per share to satisfy associated tax obligations.

How many UCB shares does H. Lynn Harton hold directly after these transactions?

After these transactions, H. Lynn Harton directly holds 252,705 shares of United Community Banks common stock. This figure reflects the vesting-related grant of 24,542 shares and the withholding of 21,377 shares to cover tax obligations tied to stock unit vesting.

What do the tax-withholding dispositions in UCB CEO Harton’s Form 4 represent?

The tax-withholding dispositions represent shares withheld instead of cash to pay taxes on vesting units. Specifically, 11,622 and 9,755 UCB shares were withheld at $34.56 per share to satisfy tax obligations on performance and time-based stock unit vesting.

What is the significance of the revocable trust in H. Lynn Harton’s UCB holdings?

The Form 4 notes 109,123 UCB shares are held indirectly through the Herbert Lynn Harton Revocable Trust dated March 16, 2015. This reflects an additional ownership layer, distinguishing shares held personally from those held via the trust for estate or planning purposes.

Do Harton’s reported UCB stock transactions indicate a change in his investment view?

The reported UCB transactions appear tied to compensation and tax withholding rather than discretionary trading. They reflect vesting of previously granted stock units and shares withheld for taxes, which are standard features of executive equity compensation programs, not directional investment decisions.