Form 4: Terry Mark Aaron reports acquisition/exercise transactions in UCB

Rhea-AI Filing Summary

Terry Mark Aaron reported acquisition or exercise transactions in a Form 4 filing for UCB. The filing lists transactions totaling 3,561 shares. Following the reported transactions, holdings were 25,276 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Terry Mark Aaron

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Information Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		A		3,561(1)	A	$0	25,276	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents grant of time-based restricted stock units, which vest 25% on February 15, 2027, February 15, 2028, February 15, 2029 and February 15, 2030.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UCB executive Terry Mark Aaron report?

Terry Mark Aaron reported acquiring 3,561 United Community Banks common shares via a grant. The award was recorded at $0 per share as stock-based compensation, not a market purchase, and increased his directly held stake to 25,276 shares following the transaction.

Was the Terry Mark Aaron UCB Form 4 a stock purchase or an award?

The Form 4 shows an award, not a cash purchase. Aaron received 3,561 shares coded as an acquisition under a grant of restricted stock units, with a reported price of $0 per share, reflecting equity compensation from United Community Banks.

How many UCB shares does Terry Mark Aaron own after this Form 4?

Following the reported grant, Terry Mark Aaron beneficially owns 25,276 United Community Banks common shares directly. This total includes the 3,561 shares acquired through the February 12, 2026 time-based restricted stock unit award disclosed in the filing.

What are the vesting terms of Terry Mark Aaron’s UCB restricted stock units?

The award consists of time-based restricted stock units vesting in four equal parts. Vesting occurs 25% on February 15, 2027, then 25% on February 15, 2028, February 15, 2029, and February 15, 2030, assuming continued satisfaction of the grant conditions.

What position does Terry Mark Aaron hold at United Community Banks (UCB)?

Terry Mark Aaron serves as Executive Vice President and Chief Information Officer at United Community Banks. His role is listed in the filing’s relationship section, confirming he is an officer but not a director or 10% beneficial owner of the company.

How is the transaction in Terry Mark Aaron’s UCB Form 4 coded?

The transaction is coded "A" for acquisition, described as a grant, award, or other acquisition. It covers 3,561 non-derivative common shares tied to time-based restricted stock units, reflecting stock compensation rather than an open-market investment transaction.