STOCK TITAN

United Community Banks (UCB) EVP Bradshaw sells 1,424 shares under plan

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling a total of 1,424 shares of common stock on 2026-07-27 in two non-derivative transactions at prices of $35.09 and $35.15 per share.

Both transactions are characterized as a sale in open market or private transaction and were executed pursuant to a pre-established Rule 10b5-1 trading plan, which automates trades under preset conditions.

Positive

  • None.

Negative

  • None.
Insider BRADSHAW RICHARD
Role EVP, Chief Banking Officer
Sold 1,424 shs ($50K)
Type Security Shares Price Value
Sale Common Stock F1 1,422 $35.09 $50K
Sale Common Stock F1 2 $35.15 $70.30
Holdings After Transaction: Common Stock — 83,228 shares (Direct)
Footnotes (1)
  1. F1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.
Shares sold (first transaction) 1,422 shares Non-derivative sale of common stock on 2026-07-27 at $35.09 per share
Shares sold (second transaction) 2 shares Non-derivative sale of common stock on 2026-07-27 at $35.15 per share
Total shares sold 1,424 shares Aggregate common shares sold across both reported transactions
Sale price (first transaction) $35.09 per share Price for 1,422 United Community Banks common shares sold on 2026-07-27
Sale price (second transaction) $35.15 per share Price for 2 United Community Banks common shares sold on 2026-07-27
Transaction date 2026-07-27 Date of both reported non-derivative sales of common stock
Rule 10b5-1 plan financial
"Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan."
A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.
Sale in open market or private transaction financial
"transaction_code_description: Sale in open market or private transaction"
non-derivative financial
"transaction_type: non-derivative for each common stock sale"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider stock transaction did United Community Banks (UCB) report for Richard Bradshaw?

United Community Banks reported that EVP and Chief Banking Officer Richard Bradshaw sold 1,424 shares of common stock on 2026-07-27. The sales were non-derivative transactions executed under a Rule 10b5-1 trading plan, indicating they followed a preset trading schedule.

How many UCB shares did Richard Bradshaw sell and at what prices?

Richard Bradshaw sold 1,422 shares at $35.09 per share and an additional 2 shares at $35.15 per share. These United Community Banks common stock sales totaled 1,424 shares and were reported as non-derivative dispositions.

When did the reported United Community Banks (UCB) insider sales by Bradshaw occur?

Both reported transactions occurred on 2026-07-27. On that date, Richard Bradshaw executed two separate sales of United Community Banks common stock, in aggregate disposing of 1,424 shares, with each trade priced slightly above $35 per share.

Were Richard Bradshaw’s UCB share sales made under a Rule 10b5-1 plan?

Yes. A footnote states the shares of United Community Banks common stock were sold pursuant to a Rule 10b5-1 plan. Such plans allow insiders to schedule trades in advance, helping separate their transactions from day-to-day information flow.

What type of transactions were reported for UCB common stock in this insider filing?

The filing reports two non-derivative transactions in United Community Banks common stock, both coded as “S” for sale. They are described as a “Sale in open market or private transaction,” indicating ordinary share dispositions rather than option exercises or derivative activity.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
BRADSHAW RICHARD

(Last)(First)(Middle)
C/O UNITED COMMUNITY BANKS, INC.
200 EAST CAMPERDOWN WAY

(Street)
GREENVILLE SOUTH CAROLINA 29601

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Banking Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/27/2026S1,422(1)D$35.0983,230D
Common Stock07/27/2026S2(1)D$35.1583,228D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.
Remarks:
/s/ Melinda Davis Lux, Attorney in Fact07/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)