United Community Banks EVP sells 1,424 shares

United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling a total of 1,424 shares of common stock on 2026-07-27 in two non-derivative transactions at prices of $35.09 and $35.15 per share.

Rhea-AI Filing Summary

United Community Banks, Inc. executive Richard Bradshaw, EVP and Chief Banking Officer, reported selling a total of 1,424 shares of common stock on 2026-07-27 in two non-derivative transactions at prices of $35.09 and $35.15 per share.

Both transactions are characterized as a sale in open market or private transaction and were executed pursuant to a pre-established Rule 10b5-1 trading plan, which automates trades under preset conditions.

Insider Trade Summary

Net Seller: 1,424 shares

Net Sell 2 txns

Insider BRADSHAW RICHARD

Role EVP, Chief Banking Officer

Sold 1,424 shs ($50K)

Type	Security	Shares	Price	Value
Sale	Common Stock F1	1,422	$35.09	$50K
Sale	Common Stock F1	2	$35.15	$70.30

Holdings After Transaction: Common Stock — 83,228 shares (Direct)

Footnotes (1)

1. F1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.

Key Figures

Shares sold (first transaction): 1,422 shares Shares sold (second transaction): 2 shares Total shares sold: 1,424 shares +3 more

6 metrics

Shares sold (first transaction) 1,422 shares Non-derivative sale of common stock on 2026-07-27 at $35.09 per share

Shares sold (second transaction) 2 shares Non-derivative sale of common stock on 2026-07-27 at $35.15 per share

Total shares sold 1,424 shares Aggregate common shares sold across both reported transactions

Sale price (first transaction) $35.09 per share Price for 1,422 United Community Banks common shares sold on 2026-07-27

Sale price (second transaction) $35.15 per share Price for 2 United Community Banks common shares sold on 2026-07-27

Transaction date 2026-07-27 Date of both reported non-derivative sales of common stock

Key Terms

Rule 10b5-1 plan, Sale in open market or private transaction, non-derivative

3 terms

Rule 10b5-1 plan financial

"Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan."

A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.

Sale in open market or private transaction financial

"transaction_code_description: Sale in open market or private transaction"

non-derivative financial

"transaction_type: non-derivative for each common stock sale"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider stock transaction did United Community Banks (UCB) report for Richard Bradshaw?

United Community Banks reported that EVP and Chief Banking Officer Richard Bradshaw sold 1,424 shares of common stock on 2026-07-27. The sales were non-derivative transactions executed under a Rule 10b5-1 trading plan, indicating they followed a preset trading schedule.

How many UCB shares did Richard Bradshaw sell and at what prices?

Richard Bradshaw sold 1,422 shares at $35.09 per share and an additional 2 shares at $35.15 per share. These United Community Banks common stock sales totaled 1,424 shares and were reported as non-derivative dispositions.

When did the reported United Community Banks (UCB) insider sales by Bradshaw occur?

Both reported transactions occurred on 2026-07-27. On that date, Richard Bradshaw executed two separate sales of United Community Banks common stock, in aggregate disposing of 1,424 shares, with each trade priced slightly above $35 per share.

Were Richard Bradshaw’s UCB share sales made under a Rule 10b5-1 plan?

Yes. A footnote states the shares of United Community Banks common stock were sold pursuant to a Rule 10b5-1 plan. Such plans allow insiders to schedule trades in advance, helping separate their transactions from day-to-day information flow.

What type of transactions were reported for UCB common stock in this insider filing?

The filing reports two non-derivative transactions in United Community Banks common stock, both coded as “S” for sale. They are described as a “Sale in open market or private transaction,” indicating ordinary share dispositions rather than option exercises or derivative activity.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 07/27/2026 - 04:08 PM Accepted by SEC EDGAR 07/27/2026 - 04:07 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BRADSHAW RICHARD

(Last) (First) (Middle)

C/O UNITED COMMUNITY BANKS, INC.

200 EAST CAMPERDOWN WAY

(Street)

GREENVILLE SOUTH CAROLINA 29601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/27/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/27/2026		S		1,422(1)	D	$35.09	83,230	D
Common Stock	07/27/2026		S		2(1)	D	$35.15	83,228	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.

Remarks:

	/s/ Melinda Davis Lux, Attorney in Fact	07/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)