U-Haul Holding Company (NYSE: UHAL) adds $13.7M fixed-rate secured notes under shelf

Rhea-AI Filing Summary

U-Haul Holding Company filed a prospectus supplement to its effective shelf registration statement covering $13,673,700 of Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N. These notes are issued under the company’s existing Form S-3 registration, allowing it to access capital through secured debt. The company also filed a legal opinion from DLA Piper LLP (US) confirming the validity of the notes, together with the related consent, as exhibits to this report.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): December 10, 2025

U-Haul Holding Company

(Exact name of Registrant as Specified in Its Charter)

Nevada			001-11255	88-0106815
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
5555 Kietzke Lane Suite 100
Reno, Nevada				89511
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 775 688-6300

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.25 par value		UHAL		New York Stock Exchange
Series N Non-Voting Common Stock, $0.001 par value		UHAL.B		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

On December 10, 2025, U-Haul Holding Company, a Nevada corporation (the “Company”), filed a prospectus supplement to the Company’s effective registration statement on Form S-3 (File No. 333-292045) (the “Registration Statement”) in respect of $13,673,700 of Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N, and 41N (collectively, the “Notes”).

A copy of the opinion regarding the legality of the Notes is attached hereto as Exhibit 5.1 and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

d) Exhibits.

Exhibit No.	Description
5.1	Opinion of DLA Piper LLP (US)
23.1	Consent of DLA Piper LLP (US) (included in Exhibit 5.1)
104	Cover Page Interactive Data File (embedded within the Inline XBRL documents)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			U-Haul Holding Company
Date:	December 10, 2025	By:	Jason A. Berg
			Jason A. Berg Chief Financial Officer

FAQ

What did U-Haul Holding Company (UHAL) announce in this 8-K?

U-Haul Holding Company reported that it filed a prospectus supplement to its effective Form S-3 registration statement covering $13,673,700 of Fixed Rate Secured Notes across multiple Series UIC-14N through UIC-41N.

What type of securities is U-Haul (UHAL) registering in this event?

The company is registering Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N with an aggregate amount of $13,673,700.

Which registration statement covers the new U-Haul notes offering?

The notes are covered under U-Haul Holding Company’s effective shelf registration statement on Form S-3, File No. 333-292045, and this filing reports the related prospectus supplement.

What legal opinions are included with U-Haul’s new notes registration?

U-Haul included as an exhibit an opinion of DLA Piper LLP (US) regarding the legality of the Fixed Rate Secured Notes (Exhibit 5.1), along with DLA Piper’s consent, which is incorporated in that opinion (Exhibit 23.1).

Does this U-Haul 8-K involve equity or debt securities?

This event involves debt securities, specifically Fixed Rate Secured Notes totaling $13,673,700, issued in multiple series under an existing shelf registration.

What exchange does U-Haul Holding Company’s common stock trade on?

U-Haul Holding Company’s Common Stock trades on the New York Stock Exchange under the symbol UHAL, and its Series N Non-Voting Common Stock trades under UHAL.B.