Director at UMB Financial (UMBF) granted 116 new shares

Rhea-AI Filing Summary

UMB Financial Corp director E. Gordon Lansford reported acquiring 116 shares of common stock on May 1, 2026 at $129.24 per share in a grant, award, or other acquisition transaction. Following this, Lansford directly holds 8,864.312 shares, which include shares obtained through the company’s dividend reinvestment plan.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Gordon Lansford E.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 8,864.312 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares acquired: 116 shares Acquisition price: $129.24 per share Shares held after: 8,864.312 shares

3 metrics

Shares acquired 116 shares Non-derivative grant/award on May 1, 2026

Acquisition price $129.24 per share Price used for the 116-share acquisition

Shares held after 8,864.312 shares Total direct common stock holdings after transaction

Key Terms

Common Stock, dividend reinvestment plan, Grant, award, or other acquisition

3 terms

Common Stock financial

"security_title: "Common Stock" in the reported transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

dividend reinvestment plan financial

"Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gordon Lansford E.

(Last) (First) (Middle)

1001 LOCUST

(Street)

KANSAS CITY MISSOURI 64106

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	8,864.312(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan.

	/s/ Debbie Lanemann, POA from Mr. Lansford	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did UMB Financial Corp (UMBF) director E. Gordon Lansford report in this Form 4?

Director E. Gordon Lansford reported acquiring 116 shares of UMB Financial Corp common stock. The transaction was coded as a grant, award, or other acquisition, reflecting a compensation or plan-related share increase rather than an open-market purchase.

How many UMB Financial Corp (UMBF) shares did the director acquire and at what price?

E. Gordon Lansford acquired 116 shares of UMB Financial Corp common stock at $129.24 per share. This acquisition was reported as a non-derivative transaction, classified as a grant, award, or other acquisition rather than a typical market trade.

What are E. Gordon Lansford’s total UMB Financial Corp (UMBF) holdings after this transaction?

After the reported acquisition, E. Gordon Lansford directly holds 8,864.312 shares of UMB Financial Corp common stock. This total includes shares accumulated through participation in the company’s dividend reinvestment plan, as noted in the filing footnote.

Was the UMB Financial Corp (UMBF) Form 4 transaction a market purchase or a grant?

The Form 4 describes the transaction as a grant, award, or other acquisition using transaction code A. This indicates the 116 shares were received as compensation or through a plan, not as an open-market purchase initiated by the director.

How does the UMB Financial Corp (UMBF) dividend reinvestment plan relate to this director’s holdings?

The filing notes that the director’s reported holdings include shares acquired through UMB Financial Corp’s dividend reinvestment plan. This means some of his 8,864.312 shares result from reinvesting cash dividends into additional common stock.