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Unity Bancorp (NASDAQ: UNTY) details Q4 and full-year 2025 financial results

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Unity Bancorp, Inc. reported its financial results for the three months and twelve months ended December 31, 2025. The company disclosed that it issued a press release on January 13, 2026 to announce these quarterly and full-year results, and that release is incorporated by reference into this report. The filing formally records that Unity Bancorp has communicated its recent operating performance and financial condition to the market.

Positive

  • None.

Negative

  • None.
Item 2.02 Results of Operations and Financial Condition Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

January 13, 2026

Date of Report (Date of earliest event reported)

Graphic

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

New Jersey

(State or Other Jurisdiction of Incorporation)

1-12431

22-3282551

(Commission File Number)

(IRS Employer Identification No.)

64 Old Highway 22

Clinton, NJ 08809

(Address of Principal Executive Office)

(908) 730-7630

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock

UNTY

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 2.02            Results of Operation and Financial Condition

The Registrant issued a press release on January 13, 2026 announcing results for the three months and twelve months ended December 31, 2025, the full text of which is incorporated by reference to this Item.

Item 9.01             Financial Statements and Exhibits

(d) Exhibits

Exhibit 99.1

Press release issued by the Registrant on January 13, 2026.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

October 13, 2023

UNITY BANCORP, INC.

(Registrant)

Date: January 13, 2026

By:

/s/ James Davies

James Davies

First Senior Vice President & Chief Financial Officer

FAQ

What did Unity Bancorp, Inc. (UNTY) disclose in this Form 8-K?

Unity Bancorp, Inc. disclosed that it issued a press release on January 13, 2026 announcing its financial results for the three months and twelve months ended December 31, 2025, and incorporated the full text of that release by reference.

Which period do Unity Bancorp, Inc. (UNTY)'s results in this update cover?

The results cover the three months and twelve months ended December 31, 2025, providing both quarterly and full-year views of Unity Bancorp, Inc.'s operations and financial condition.

Where can investors find the detailed financial results for Unity Bancorp, Inc. (UNTY)?

The detailed financial results are included in the press release issued on January 13, 2026 by Unity Bancorp, Inc., which is incorporated by reference into this Form 8-K under the item covering results of operations and financial condition.

Which Form 8-K item did Unity Bancorp, Inc. (UNTY) use to report its results?

Unity Bancorp, Inc. reported its financial results under Item 2.02, which relates to results of operations and financial condition and is typically used to furnish earnings press releases.

Does this Unity Bancorp, Inc. (UNTY) filing indicate any major transactions?

This filing focuses on the announcement of financial results for the three and twelve months ended December 31, 2025 and does not describe major transactions; it primarily records that an earnings press release was issued.