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[8-K] UNITY BANCORP INC /NJ/ Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

Unity Bancorp, Inc. announced a cash dividend for its common shareholders. The company declared a dividend of $0.15 per share, reinforcing its practice of returning cash to shareholders. The dividend will be paid on December 19, 2025 to shareholders who are on record as of December 5, 2025. The announcement was made through a press release issued on November 20, 2025, which is included as an exhibit to this report.

Positive
  • None.
Negative
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Insights

Unity Bancorp declares a routine $0.15 cash dividend to common shareholders.

Unity Bancorp has declared a cash dividend of $0.15 per common share. For income-focused holders, this confirms that the bank is currently maintaining cash returns to shareholders, which often reflects management’s comfort with current capital and earnings levels for a community bank.

The dividend is payable on December 19, 2025 to shareholders of record on December 5, 2025. This record and payment structure is standard and gives the market clear dates for dividend eligibility and expected cash receipt.

Because this disclosure only states the amount and timing of the dividend and does not highlight changes to capital levels, earnings trends, or dividend policy, it functions mainly as an administrative confirmation rather than a thesis-changing event for UNTY.

0000920427false00009204272025-11-212025-11-21

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

November 20, 2025

Date of Report (Date of earliest event reported)

Graphic

UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

New Jersey

(State or Other Jurisdiction of Incorporation)

1-12431

22-3282551

(Commission File Number)

(IRS Employer Identification No.)

64 Old Highway 22

Clinton, NJ 08809

(Address of Principal Executive Office)

(908) 730-7630

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock

UNTY

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 8.01            Other Events

The Registrant issued a press release on November 20, 2025, announcing the declaration of a cash dividend of $0.15 per common share payable on December 19, 2025, to shareholders of record as of December 5, 2025. The full text of the press release is filed as Exhibit 99.1 with this current report on Form 8-K and is hereby incorporated by reference in response to this item.

Item 9.01             Financial Statements and Exhibits

(d) Exhibits

Exhibit 99.1

Press release issued by the Registrant on November 20, 2025

Exhibit 104

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

UNITY BANCORP, INC.

(Registrant)

Date: November 20, 2025

By:

/s/ George Boyan

George Boyan

EVP and Chief Financial Officer

FAQ

What dividend did Unity Bancorp (UNTY) declare in November 2025?

Unity Bancorp declared a cash dividend of $0.15 per common share, as announced in a press release dated November 20, 2025.

When is the record date for Unity Bancorps $0.15 dividend?

The record date for Unity Bancorps $0.15 per share dividend is December 5, 2025.

When will Unity Bancorp pay its $0.15 cash dividend?

Unity Bancorp will pay the $0.15 per share cash dividend on December 19, 2025 to shareholders of record as of December 5, 2025.

Which Unity Bancorp shareholders are eligible for the December 2025 dividend?

Shareholders who own Unity Bancorp common stock on the record date of December 5, 2025 are eligible to receive the $0.15 per share dividend.

Where can investors find more details on Unity Bancorps dividend announcement?

Additional details are provided in the press release filed as Exhibit 99.1 to Unity Bancorps Form 8-K dated November 20, 2025.
Unity Bancorp

NASDAQ:UNTY

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