Unity Bancorp (UNTY) director Mary Gross awarded 1,200 restricted shares, owns 24,554

Rhea-AI Filing Summary

Unity Bancorp Inc. director Mary E. Gross received a grant of 1,200 shares of restricted stock on 1/27/2026 under the 2023 Equity Compensation Plan. These restricted shares vest in four equal installments of 300 shares each on 1/27/2027, 1/27/2028, 1/27/2029, and 1/27/2030.

After this award, she beneficially owns 4,000 restricted shares and 20,554 shares of common stock, for total beneficial ownership of 24,554 shares. The restricted shares are held at Computershare, while 19,465 common shares are held at Shareworks and 1,089 in a brokerage account.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Gross Mary E.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock	1,200	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock — 4,000 shares (Direct); Common Stock — 20,554 shares (Direct)

Footnotes (1)

1. 1,200 restricted shares were granted on 1/27/2026 from the 2023 Equity Compensation Plan and vest over four years; vesting commences with 300 shares on 1/27/2027, 300 shares on 1/27/2028, 300 shares on 1/27/2029, and 300 shares on 1/27/2030. 4,000 restricted shares are held in an account at Computershare, which have upcoming vesting dates. 19,465 shares are held in an account at Shareworks, and 1,089 are held in a brokerage account.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gross Mary E.

(Last) (First) (Middle)

C/O UNITY BANK

64 OLD HIGHWAY 22

(Street)

CLINTON NJ 08809

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITY BANCORP INC /NJ/ [ UNTY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Restricted Stock	01/27/2026		A		1,200(1)	A	$0.00	4,000(2)	D
Common Stock								20,554(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 1,200 restricted shares were granted on 1/27/2026 from the 2023 Equity Compensation Plan and vest over four years; vesting commences with 300 shares on 1/27/2027, 300 shares on 1/27/2028, 300 shares on 1/27/2029, and 300 shares on 1/27/2030.

2. 4,000 restricted shares are held in an account at Computershare, which have upcoming vesting dates.

3. 19,465 shares are held in an account at Shareworks, and 1,089 are held in a brokerage account.

Remarks:

Total Beneficial Ownership: 24,554

	Mary E. Gross, POA Amanda Roche, FVP/Controller	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UNTY director Mary E. Gross report?

Mary E. Gross reported receiving 1,200 restricted shares of Unity Bancorp Inc. stock on 1/27/2026. The shares were granted under the 2023 Equity Compensation Plan as equity compensation for her role as a director, with vesting spread over four years.

How do the 1,200 restricted UNTY shares for Mary E. Gross vest?

The 1,200 restricted Unity Bancorp shares vest in four equal installments of 300 shares. Vesting dates are 1/27/2027, 1/27/2028, 1/27/2029, and 1/27/2030, aligning with the multi‑year schedule specified under the 2023 Equity Compensation Plan.

What is Mary E. Gross’s total beneficial ownership of UNTY shares?

Mary E. Gross beneficially owns 24,554 Unity Bancorp shares in total. This includes 4,000 restricted shares and 20,554 common shares held directly across accounts at Computershare, Shareworks, and a brokerage account, as detailed in the Form 4 filing.

How are Mary E. Gross’s UNTY restricted shares held and reported?

Unity Bancorp reports that 4,000 restricted shares for Mary E. Gross are held in an account at Computershare. These shares have upcoming vesting dates and are shown as directly owned, reflecting their status as equity compensation subject to vesting conditions.

Where are Mary E. Gross’s UNTY common shares custodied?

Mary E. Gross’s Unity Bancorp common shares are split between two custodians. The filing notes 19,465 shares held in an account at Shareworks and 1,089 shares held in a brokerage account, all reported as directly owned common stock holdings.