UPBOUND GRP INC SEC Filings

Upbound Group (UPBD) reported an executive ownership update. The company’s EVP and Chief Financial Officer filed an initial Form 3 stating beneficial ownership of 0 shares of common stock held directly.

The filing is by one reporting person and reflects the event date of 11/10/2025. The document was signed by an attorney-in-fact under a Power of Attorney.

Upbound Group (UPBD) reported an insider transaction by its Chief Executive Officer on 11/04/2025. A total of 12,340 shares of common stock were withheld under transaction code F at $20.01 per share to cover taxes upon the vesting of time-based restricted stock units, as noted in the filing.

Following the withholding, the CEO’s beneficial ownership is 152,332 shares, reported as direct ownership. The footnotes clarify that this figure includes shares of common stock and unvested restricted stock units. This Form 4 reflects administrative tax withholding tied to equity vesting rather than an open-market trade.

Upbound Group (UPBD) reported Q3 2025 results with total revenues of $1,164.7 million, up from $1,068.9 million a year ago. Net earnings were $13.2 million and diluted EPS was $0.22. Gross profit reached $563.1 million, while operating profit declined to $52.8 million from $70.1 million as non-labor operating expenses and other gains and charges increased.

Segment mix: Acima generated $625.3 million, Rent‑A‑Center $461.1 million, Brigit subscriptions and fees $57.7 million, and Mexico $20.7 million. Year‑to‑date revenue was $3,498.6 million. From January 31 to September 30, Brigit contributed $141.4 million of revenue and $10.9 million of net earnings. Cash from operations was $264.0 million year‑to‑date; investing used $374.9 million, including $278.0 million for acquisitions; financing provided $156.0 million.

Balance sheet and capital: Cash was $107.0 million; total assets $3,211.6 million. Senior debt, net, was $1,102.7 million and senior notes, net, $443.4 million. The ABL had $239.0 million outstanding (maturing 2029) and the Term Loan totaled $875.0 million (maturing 2032) after amendments. Shares outstanding were 57,905,731 as of October 23, 2025. Quarterly dividend declared was $0.39 per share.

Upbound Group, Inc. (UPBD) furnished quarterly materials announcing financial results for the quarter ended September 30, 2025. The company released a press release and detailed earnings information, and provided an investor presentation. These materials are attached as Exhibits 99.1, 99.2, and 99.3 under Items 2.02 and 7.01, and are expressly furnished, not filed, under the Exchange Act.

Upbound Group (UPBD) appointed Hal Khouri as Executive Vice President – Chief Financial Officer, effective November 10, 2025. He will report to CEO Fahmi Karam, who had been serving as interim CFO since June 2025. Khouri brings 30+ years in consumer finance, most recently as CFO of goeasy Ltd., with prior CFO roles at Walmart Canada Bank and JPMorgan Chase Canada Bank.

Key compensation terms include a $675,000 base salary, a target annual bonus equal to 60% of salary (prorated for 2025), a $1,500,000 RSU sign‑on award vesting over three years, and eligibility for annual long-term incentives equal to 170% of salary starting in February 2026.

Upbound Group (UPBD) Form 4: A director acquired 234 Director Deferred Stock Units on 10/21/2025 at $22.37 each. Each unit represents the right to receive one share of common stock and is fully vested, with shares deliverable upon termination of board service.

Following the transaction, the director beneficially owned 12,360 derivative securities, held directly.

Upbound Group, Inc. (UPBD) reported a Form 4 insider transaction for a director. On 10/21/2025, the reporting person acquired 358 Director Deferred Stock Units at $22.37 per unit.

Each unit represents the right to receive one share of common stock. The units are fully vested and non-forfeitable, with common shares to be issued upon the director’s termination of board service. Following the transaction, derivative securities beneficially owned totaled 18,315, held directly. The filing was made by one reporting person in the capacity of Director.

Upbound Group, Inc. (UPBD) disclosed a director’s Form 4 showing an acquisition of 168 Director Deferred Stock Units on 10/21/2025. The filing lists a $22.37 price for the derivative security and shows 39,284 derivative securities beneficially owned following the transaction, held directly.

Each Director Deferred Stock Unit is fully vested, non‑forfeitable, and represents the right to receive one share of common stock. The common shares will be issued to the reporting person upon the termination of their service on the board.

Upbound Group, Inc. (UPBD) reported a Form 4 for a company director. On 10/21/2025, the director acquired 813 Director Deferred Stock Units (transaction code A) at a price of $22.37 per derivative security. Following this transaction, the director beneficially owned 49,925 derivative securities, held directly.

Each Director Deferred Stock Unit represents the right to receive one share of common stock. These units are fully vested and non-forfeitable, and the common stock will be issued to the reporting person upon termination of their service on the board of directors.