Welcome to our dedicated page for UPBOUND GRP SEC filings (Ticker: UPBD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Upbound Group, Inc. (NASDAQ: UPBD) SEC filings page on Stock Titan provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. These documents offer detailed information about Upbound’s financial condition, capital structure, governance and material events as it operates a platform for accessible and inclusive financial and lease-to-own solutions.
Among the key filings available are Current Reports on Form 8‑K, which Upbound uses to report significant developments. For example, 8‑K filings dated July 31, 2025 and October 30, 2025 reference press releases and investor presentations announcing quarterly financial results, incorporating those materials by reference. Another 8‑K dated August 19, 2025 describes an amendment to the company’s Term Loan Credit Agreement, including an extension of the maturity date and incremental commitments, and explains that proceeds may be used for working capital and other general corporate purposes.
Filings also document governance and leadership changes. An 8‑K filed on October 30, 2025 details the appointment of a new Executive Vice President – Chief Financial Officer, including background information and key terms of the executive’s offer letter and incentive opportunities. Another 8‑K filed on November 21, 2025 describes a temporary blackout period for the Upbound 401(k) Retirement Savings Plan in connection with a transition of plan administration, and explains trading restrictions on directors and executive officers under Section 306 of the Sarbanes‑Oxley Act and SEC Regulation BTR.
Through Stock Titan, users can view these SEC filings alongside AI-powered summaries that explain the purpose and implications of each document in plain language. Real-time updates from EDGAR help ensure that new 8‑K reports, as well as other forms such as 10‑K annual reports, 10‑Q quarterly reports and Form 4 insider transaction filings when available, are quickly reflected. This allows investors and researchers to review Upbound’s regulatory history, understand changes in its financing arrangements, monitor leadership and governance developments, and interpret complex disclosures more efficiently.
UPBOUND GROUP, INC. executive Bryan J. Pechersky, EVP, General Counsel and Corporate Secretary, reported stock-based compensation and related tax withholding transactions. On February 23, 2026, he acquired 21,130 shares of common stock as a grant/award at
On February 24, 2026, the filing shows two tax-withholding dispositions under code F, where 529 shares and 682 shares of common stock were withheld at
Upbound Group, Inc. provides technology- and data-driven financial solutions focused on underserved consumers, primarily through lease-to-own offerings and financial wellness products. The company operates four segments: Acima, Rent-A-Center, Brigit and Mexico, with most revenue generated in the United States.
Through Acima and Rent-A-Center, Upbound offers flexible lease-purchase agreements for brand-name furniture, electronics, appliances, computers and other durable goods, with early purchase options and no long-term debt obligation. On January 31, 2025, Upbound acquired Brigit, adding earned wage access, credit builder loans, identity theft protection and other financial health tools delivered via mobile and web applications.
The 10-K details Upbound’s strategy to grow with third-party retailers, expand e-commerce and digital channels, leverage data analytics and integrate technology platforms, while highlighting extensive risk factors. These include macroeconomic pressure on its largely subprime customer base, regulatory scrutiny of lease-to-own and EWA products, competition from fintech and traditional lenders, dependence on key vendors and data providers, and execution risks around AI, acquisitions and Brigit integration.
Upbound Group, Inc. reported solid growth for 2025 while absorbing sizeable non-recurring costs. Consolidated revenue reached $4.7 billion, up 8.7% year-over-year, and Adjusted EBITDA rose 7.5% to $508.8 million. GAAP diluted EPS declined to $1.25 from $2.21 due mainly to $212.2 million of special items, while non-GAAP diluted EPS increased to $4.13 from $3.83.
In the fourth quarter, revenue was $1.196 billion, up 10.9%, with Adjusted EBITDA of $125.9 million and non-GAAP EPS of $1.01. The Acima segment generated $2.51 billion in 2025 revenue and $2.01 billion in GMV, both growing double digits. Newly acquired Brigit contributed $206 million of revenue with a 22.4% Adjusted EBITDA margin, while Rent-A-Center revenue declined 4.2% to $1.90 billion but delivered a 15.0% Adjusted EBITDA margin.
Cash flow strengthened meaningfully: net cash provided by operating activities was $305.6 million, and free cash flow reached $180.5 million. Year-end net leverage was 2.9x. For 2026, Upbound guides to revenue of $4.70–$4.95 billion, Adjusted EBITDA excluding stock-based compensation of $500–$535 million, and non-GAAP diluted EPS of $4.00–$4.35.
Upbound Group, Inc. executive vice president Anthony J. Blasquez reported equity award activity in company stock. On February 10, 2026, he acquired 10,966 shares of common stock at $20.70 per share as a grant tied to performance-based restricted stock units. On the same date, 2,997 shares were withheld at $20.70 per share to cover taxes, a non-market disposition. After these transactions, he directly owned 40,480 shares. The company’s relative total shareholder return over the three-year period ending December 31, 2025 ranked in the 33rd percentile, causing 50% of the related performance-based units to vest.
Upbound Group, Inc. Chief Executive Officer and director Karam Fahmi reported equity compensation activity in company common stock. On February 10, 2026, he acquired 43,516 shares at $20.70 per share through a grant tied to performance-based restricted stock units. These units vested at 50% after the company’s relative total shareholder return ranked in the 33rd percentile over a three-year period ending December 31, 2025. On the same date, 17,268 shares were withheld at $20.70 per share to cover taxes owed on the vesting. Following these transactions, Fahmi directly beneficially owned 178,580 shares, including common stock and unvested restricted stock units.
Upbound Group EVP and CHRO Taylor Transient C reported equity award activity tied to prior performance-based restricted stock units. On February 10, 2026, 6,615 shares of common stock vested at $20.70 per share after the company’s relative TSR over the three-year period ending December 31, 2025 ranked in the 33rd percentile, leading to 50% vesting of those performance-based units.
To cover taxes on the vesting, 2,936 shares were withheld at $20.70 per share. After these transactions, Transient directly beneficially owned 24,578 shares of Upbound Group common stock, including both common shares and unvested restricted stock units.
Upbound Group executive Bryan J. Pechersky, EVP, General Counsel and Corporate Secretary, reported equity compensation activity in company common stock. On February 10, 2026, he acquired 6,266 shares at $20.70 per share from the vesting of performance-based restricted stock units tied to three-year total shareholder return.
The company’s relative TSR for the period ending December 31, 2025 ranked in the 33rd percentile, causing 50% of those performance units to vest. On the same date, 2,798 shares were withheld at $20.70 per share to cover taxes on the vesting. After these transactions, Pechersky directly owned 24,464 shares, including unvested restricted stock units.
Upbound Group executive Ralph T. Montrone, EVP of Acima, reported equity compensation activity in company common stock. On February 10, 2026, he acquired 10,966 shares at $20.70 per share through a grant tied to performance-based restricted stock units.
On the same date, 5,134 shares at $20.70 per share were disposed of to cover tax withholding on the vested performance-based units, rather than through an open-market sale. After these transactions, he directly held 54,955 shares of common stock, including unvested restricted stock units.
FMR LLCAbigail P. Johnson report beneficial ownership of 5,197,355.75 shares of Upbound Group Inc. common stock, representing 9.0% of the class as of the event date of 12/31/2025.
FMR LLC has sole voting power over 5,193,467 shares and sole dispositive power over 5,197,355.75 shares, while Abigail P. Johnson has sole dispositive power over the same 5,197,355.75 shares and no voting power. The securities are described as acquired and held in the ordinary course of business, not for the purpose of changing or influencing control of Upbound Group Inc.