Welcome to our dedicated page for UPBOUND GRP SEC filings (Ticker: UPBD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Upbound Group, Inc. (NASDAQ: UPBD) SEC filings page on Stock Titan provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. These documents offer detailed information about Upbound’s financial condition, capital structure, governance and material events as it operates a platform for accessible and inclusive financial and lease-to-own solutions.
Among the key filings available are Current Reports on Form 8‑K, which Upbound uses to report significant developments. For example, 8‑K filings dated July 31, 2025 and October 30, 2025 reference press releases and investor presentations announcing quarterly financial results, incorporating those materials by reference. Another 8‑K dated August 19, 2025 describes an amendment to the company’s Term Loan Credit Agreement, including an extension of the maturity date and incremental commitments, and explains that proceeds may be used for working capital and other general corporate purposes.
Filings also document governance and leadership changes. An 8‑K filed on October 30, 2025 details the appointment of a new Executive Vice President – Chief Financial Officer, including background information and key terms of the executive’s offer letter and incentive opportunities. Another 8‑K filed on November 21, 2025 describes a temporary blackout period for the Upbound 401(k) Retirement Savings Plan in connection with a transition of plan administration, and explains trading restrictions on directors and executive officers under Section 306 of the Sarbanes‑Oxley Act and SEC Regulation BTR.
Through Stock Titan, users can view these SEC filings alongside AI-powered summaries that explain the purpose and implications of each document in plain language. Real-time updates from EDGAR help ensure that new 8‑K reports, as well as other forms such as 10‑K annual reports, 10‑Q quarterly reports and Form 4 insider transaction filings when available, are quickly reflected. This allows investors and researchers to review Upbound’s regulatory history, understand changes in its financing arrangements, monitor leadership and governance developments, and interpret complex disclosures more efficiently.
Upbound Group director Glenn P. Marino reported an equity award of derivative securities. On 01/06/2026, he acquired 1,090 Director Deferred Stock Units at a price of $17.64 per unit, increasing his beneficially owned derivative securities to 61,123 units held directly.
Each Director Deferred Stock Unit represents the right to receive one share of Upbound Group common stock, with a par value of $0.01 per share. The units are fully vested and non-forfeitable, and the underlying common stock will be issued to Marino when his service on the company’s board of directors ends.
Upbound Group director Carol A. McFate reported acquiring 218 Director Deferred Stock Units on January 6, 2026, according to a Form 4 insider filing. The transaction was coded as an acquisition at a reference price of $17.64 per unit and is held as a derivative security.
Each Director Deferred Stock Unit represents the right to receive one share of Upbound Group common stock and is fully vested and non-forfeitable. The common shares will be delivered to McFate after her service on the board ends. Following this grant, she beneficially owns 47,759 Director Deferred Stock Units held directly.
Upbound Group director Charu Jain reported a new equity award in the form of derivative securities. On January 6, 2026, she acquired 342 Director Deferred Stock Units at a reference price of $17.64 per unit, bringing her total beneficially owned derivative securities to 22,828 units.
Each Director Deferred Stock Unit is fully vested and non-forfeitable and represents the right to receive one share of Upbound Group common stock. The underlying common shares will be issued to Jain after her service on the company’s board of directors ends, meaning this award defers delivery of stock until she leaves the board.
Upbound Group director Jeffrey J. Brown reported additional exposure to the company’s equity. On January 6, 2026, he acquired 2,271 Director Deferred Stock Units at
On the same date, dividend reinvestment in accounts associated with him led to small common stock purchases at
Upbound Group director Molly Langenstein reported receiving 506 Director Deferred Stock Units on January 6, 2026 at a reference price of $17.64 per unit. These derivative units are fully vested, non‑forfeitable, and each represents the right to receive one share of Upbound Group common stock.
The shares underlying these units will be delivered to Langenstein after her service on the company’s board ends. Following this grant, she beneficially owns 29,133 Director Deferred Stock Units in total, all held directly.
Upbound Group, Inc. announced a temporary blackout period for its Upbound 401(k) Retirement Savings Plan to support a transition of plan assets, recordkeeping, and administration from JPMorgan/Empower to Fidelity Investments. During this blackout, plan participants and beneficiaries will not be able to complete certain transactions in the plan, including trades in the Upbound Group, Inc. stock fund.
The company notified its directors and executive officers that, under Section 306 of the Sarbanes-Oxley Act and SEC Regulation BTR, they will face trading restrictions in company common stock and related derivative securities acquired in connection with their service during this blackout. The blackout period is expected to begin on December 24, 2025 at 4:00 p.m. Eastern time and to end during the week of January 25, 2026.
Security holders and other interested persons can obtain information about the actual beginning and ending dates of the blackout period without charge by contacting the company’s Benefits Department at its Plano, Texas headquarters or by phone.
Upbound Group (UPBD) reported an executive ownership update. The company’s EVP and Chief Financial Officer filed an initial Form 3 stating beneficial ownership of 0 shares of common stock held directly.
The filing is by one reporting person and reflects the event date of 11/10/2025. The document was signed by an attorney-in-fact under a Power of Attorney.
Upbound Group (UPBD) reported an insider transaction by its Chief Executive Officer on 11/04/2025. A total of 12,340 shares of common stock were withheld under transaction code F at $20.01 per share to cover taxes upon the vesting of time-based restricted stock units, as noted in the filing.
Following the withholding, the CEO’s beneficial ownership is 152,332 shares, reported as direct ownership. The footnotes clarify that this figure includes shares of common stock and unvested restricted stock units. This Form 4 reflects administrative tax withholding tied to equity vesting rather than an open-market trade.
Upbound Group (UPBD) reported Q3 2025 results with total revenues of $1,164.7 million, up from $1,068.9 million a year ago. Net earnings were $13.2 million and diluted EPS was $0.22. Gross profit reached $563.1 million, while operating profit declined to $52.8 million from $70.1 million as non-labor operating expenses and other gains and charges increased.
Segment mix: Acima generated $625.3 million, Rent‑A‑Center $461.1 million, Brigit subscriptions and fees $57.7 million, and Mexico $20.7 million. Year‑to‑date revenue was $3,498.6 million. From January 31 to September 30, Brigit contributed $141.4 million of revenue and $10.9 million of net earnings. Cash from operations was $264.0 million year‑to‑date; investing used $374.9 million, including $278.0 million for acquisitions; financing provided $156.0 million.
Balance sheet and capital: Cash was $107.0 million; total assets $3,211.6 million. Senior debt, net, was $1,102.7 million and senior notes, net, $443.4 million. The ABL had $239.0 million outstanding (maturing 2029) and the Term Loan totaled $875.0 million (maturing 2032) after amendments. Shares outstanding were 57,905,731 as of October 23, 2025. Quarterly dividend declared was $0.39 per share.