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Wooters Rebecca reported acquisition or exercise transactions in this Form 4 filing.
UPBOUND GROUP, INC. executive Rebecca Wooters, EVP and Chief Growth Officer, received an equity grant of 17,910 shares of common stock in the form of restricted stock units valued at $22.78 per share. These RSUs vest in equal one-third installments on February 23 of each of the next three years, contingent on her continued employment. After this award, she directly holds 17,910 shares, including common stock and unvested restricted stock units.
UPBOUND GROUP, INC. executive Ralph T. Montrone reported routine equity compensation activity. On February 23, 2026, he received a grant of 15,044 shares of common stock as restricted stock units at $22.78 per share, which vest in three equal annual installments starting February 23 of the next year, assuming continued employment.
On February 24, 2026, he disposed of 1,031 shares and separately 1,145 shares of common stock at $21.36 per share to cover tax withholding on time-based restricted stock units that vested on that date, rather than through an open-market sale. After these transactions, he held 67,823 shares, including common stock and unvested restricted stock units.
UPBOUND GROUP, INC. executive vice president Anthony J. Blasquez reported equity compensation changes involving company common stock. On February 23, 2026, he acquired 14,925 restricted stock units at $22.78 per share as a grant that vests in one-third increments on February 23 of each of the next three years, subject to continued employment.
On February 24, 2026, 573 shares and 630 shares of common stock were withheld at $21.36 per share to cover taxes on time-based restricted stock units that vested from prior grants dated February 24, 2023 and February 24, 2025. Following these transactions, his directly held common stock and unvested restricted stock units totaled 54,202 shares.
Khouri Halim reported acquisition or exercise transactions in this Form 4 filing.
Upbound Group EVP and CFO Halim Khouri received a grant of 20,149 shares of common stock in the form of restricted stock units at a reference price of $22.78 per share. These units vest in three equal annual installments each February 23 over the next three years, contingent on continued employment. Following this award, Khouri directly holds 103,854 shares, including both common stock and unvested restricted stock units.
UPBOUND GROUP, INC. executive Transient C Taylor reported equity compensation and related tax withholding transactions. On February 23, 2026, Taylor acquired 21,130 shares of common stock as a grant/award at a reference price of $22.78 per share, represented by restricted stock units that vest in one-third increments each February 23 over the next three years, assuming continued employment.
On February 24, 2026, Taylor disposed of 558 shares and 687 shares of common stock at $21.36 per share each through tax-withholding dispositions tied to time-based restricted stock units that vested after one- and three-year service periods. Following these transactions, Taylor directly owned 44,463 shares, including both common stock and unvested restricted stock units.
UPBOUND GROUP, INC. executive Bryan J. Pechersky, EVP, General Counsel and Corporate Secretary, reported stock-based compensation and related tax withholding transactions. On February 23, 2026, he acquired 21,130 shares of common stock as a grant/award at $22.78 per share, in the form of restricted stock units that vest in three annual installments starting February 23 of the next three years, subject to continued employment.
On February 24, 2026, the filing shows two tax-withholding dispositions under code F, where 529 shares and 682 shares of common stock were withheld at $21.36 per share to cover taxes on time-based restricted stock units that vested that day from prior grants. After these transactions, Pechersky directly owned 44,383 shares of common stock, including unvested restricted stock units.
Upbound Group, Inc. provides technology- and data-driven financial solutions focused on underserved consumers, primarily through lease-to-own offerings and financial wellness products. The company operates four segments: Acima, Rent-A-Center, Brigit and Mexico, with most revenue generated in the United States.
Through Acima and Rent-A-Center, Upbound offers flexible lease-purchase agreements for brand-name furniture, electronics, appliances, computers and other durable goods, with early purchase options and no long-term debt obligation. On January 31, 2025, Upbound acquired Brigit, adding earned wage access, credit builder loans, identity theft protection and other financial health tools delivered via mobile and web applications.
The 10-K details Upbound’s strategy to grow with third-party retailers, expand e-commerce and digital channels, leverage data analytics and integrate technology platforms, while highlighting extensive risk factors. These include macroeconomic pressure on its largely subprime customer base, regulatory scrutiny of lease-to-own and EWA products, competition from fintech and traditional lenders, dependence on key vendors and data providers, and execution risks around AI, acquisitions and Brigit integration.
Upbound Group, Inc. reported solid growth for 2025 while absorbing sizeable non-recurring costs. Consolidated revenue reached $4.7 billion, up 8.7% year-over-year, and Adjusted EBITDA rose 7.5% to $508.8 million. GAAP diluted EPS declined to $1.25 from $2.21 due mainly to $212.2 million of special items, while non-GAAP diluted EPS increased to $4.13 from $3.83.
In the fourth quarter, revenue was $1.196 billion, up 10.9%, with Adjusted EBITDA of $125.9 million and non-GAAP EPS of $1.01. The Acima segment generated $2.51 billion in 2025 revenue and $2.01 billion in GMV, both growing double digits. Newly acquired Brigit contributed $206 million of revenue with a 22.4% Adjusted EBITDA margin, while Rent-A-Center revenue declined 4.2% to $1.90 billion but delivered a 15.0% Adjusted EBITDA margin.
Cash flow strengthened meaningfully: net cash provided by operating activities was $305.6 million, and free cash flow reached $180.5 million. Year-end net leverage was 2.9x. For 2026, Upbound guides to revenue of $4.70–$4.95 billion, Adjusted EBITDA excluding stock-based compensation of $500–$535 million, and non-GAAP diluted EPS of $4.00–$4.35.
Upbound Group, Inc. executive vice president Anthony J. Blasquez reported equity award activity in company stock. On February 10, 2026, he acquired 10,966 shares of common stock at $20.70 per share as a grant tied to performance-based restricted stock units. On the same date, 2,997 shares were withheld at $20.70 per share to cover taxes, a non-market disposition. After these transactions, he directly owned 40,480 shares. The company’s relative total shareholder return over the three-year period ending December 31, 2025 ranked in the 33rd percentile, causing 50% of the related performance-based units to vest.
Upbound Group, Inc. Chief Executive Officer and director Karam Fahmi reported equity compensation activity in company common stock. On February 10, 2026, he acquired 43,516 shares at $20.70 per share through a grant tied to performance-based restricted stock units. These units vested at 50% after the company’s relative total shareholder return ranked in the 33rd percentile over a three-year period ending December 31, 2025. On the same date, 17,268 shares were withheld at $20.70 per share to cover taxes owed on the vesting. Following these transactions, Fahmi directly beneficially owned 178,580 shares, including common stock and unvested restricted stock units.