Insider sale notice: Upstart Holdings (NASDAQ: UPST) — 974 shares listed

Rhea-AI Filing Summary

Upstart Holdings, Inc. is the subject of a Form 144 notice showing proposed sale activity in its common stock. The filing lists 974 shares of common stock associated with a restricted stock lapse dated 05/20/2026, with Charles Schwab & Co., Inc. named as broker. The filing also records two prior dispositions by Natalia Mirgorodskaya: 390 shares on 03/02/2026 and 526 shares on 05/20/2026.

Insights

Corporate Governance Analyst

Form 144 records a proposed resale following a restricted stock lapse and recent dispositions.

The excerpt lists a proposed sale of 974 shares tied to a restricted stock lapse dated 05/20/2026, with Charles Schwab named as broker. Two prior dispositions by the same individual are shown: 390 shares on 03/02/2026 and 526 shares on 05/20/2026.

These entries are routine notice filings that record planned or recent transactions; cash‑flow treatment and whether the shares are being sold in the open market are not specified in the provided excerpt. Subsequent filings or broker reports may disclose execution details.

Key Figures

Proposed resale: 974 shares Disposition: 390 shares Disposition: 526 shares

3 metrics

Proposed resale 974 shares restricted stock lapse dated 05/20/2026

Disposition 390 shares sold by Natalia Mirgorodskaya on 03/02/2026

Disposition 526 shares sold by Natalia Mirgorodskaya on 05/20/2026

Key Terms

Restricted Stock Lapse, Form 144, Equity Compensation

3 terms

Restricted Stock Lapse regulatory

"Common | 05/20/2026 | Restricted Stock Lapse"

Form 144 regulatory

"Filer Information | 144: Filer Information"

Form 144 is a document that investors must file with the government when they plan to sell a large number of shares of a company's stock. It helps ensure transparency so everyone knows how many shares are being sold and when, which can impact the stock's price.

Equity Compensation financial

"05/20/2026 | Equity Compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/26/2026 - 04:27 PM Learn about SEC filing dates

FAQ

What does Upstart's Form 144 filing mean for UPST shareholders?

It records a proposed resale of 974 shares tied to a restricted stock lapse on 05/20/2026. The filing is a notice of intended sale; execution details and cash‑flow recipients are not provided in the excerpt.

Who is the reported seller in the Form 144 for Upstart (UPST)?

The filing lists Natalia Mirgorodskaya in connection with recent dispositions of Upstart common stock. She reported sales of 390 shares on 03/02/2026 and 526 shares on 05/20/2026 in the excerpt.

How many shares are proposed for sale in the Form 144 notice?

The excerpt shows a proposed sale of 974 shares of common stock dated 05/20/2026 associated with a restricted stock lapse. The filing names Charles Schwab & Co., Inc. as the broker.

Does the Form 144 show how the shares will be sold?

The provided excerpt lists a broker (Charles Schwab & Co., Inc.) but does not specify sale methods or whether transactions occurred in the open market. Execution and proceeds details are not included in the excerpt.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	974	28236.00	95711569	05/26/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	05/20/2026	Restricted Stock Lapse	Upstart Holdings, Inc.			974	05/20/2026	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
NATALIA MIRGORODSKAYA 2950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	03/02/2026	390	10148.00
NATALIA MIRGORODSKAYA 2950 S. DELAWARE STREET, SUITE 410 SAN MATEO CA 94403	Upstart Holdings, Inc	05/20/2026	526	15134.00

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)