Welcome to our dedicated page for Upstart Holdings SEC filings (Ticker: UPST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Upstart Holdings, Inc. filings document the operating results, governance and capital structure of an AI lending marketplace listed on the Nasdaq Global Select Market under UPST. Its 8-K reports include quarterly and annual financial results, non-GAAP reconciliations, share repurchase activity, executive appointments and compensation arrangements, and material definitive agreements.
Proxy materials describe annual meeting matters such as director elections, stockholder voting procedures, board governance and executive compensation. Capital-structure filings include common stock disclosures and convertible senior notes issued under an indenture, including conversion, maturity, reporting-compliance and other note terms.
Upstart Holdings, Inc. Chief Financial Officer Andrea Blankmeyer reported selling a total of 7,044 shares of common stock on May 15, 2026 in open-market transactions at weighted average prices around $28.96 to $30.54. According to the filing footnotes, these sales were made to cover tax withholding obligations tied to the vesting of restricted stock units (RSUs), a common administrative step when equity awards vest. After these dispositions, she continues to hold over 160,000 shares directly, indicating the transactions represent a relatively small portion of her overall stake.
Upstart Holdings Chief Legal Officer Scott Darling reported small stock transactions mainly tied to equity compensation. On May 15, 2026, he sold a total of 727 shares of common stock in open-market transactions at weighted average prices around the high-$20s to low-$30s per share to cover tax withholding obligations from restricted stock unit vesting. After these sales, he still holds 102,609 shares directly, and an additional 32,451 shares indirectly through the Darling Family Trust.
Upstart Holdings, Inc. executive Datta Sanjay, President, Capital & Enterprise, sold a total of 1,817 shares of common stock in open-market transactions. The sales were made to cover tax withholding obligations related to the vesting of restricted stock units. After these trades, he continues to hold 336,541 shares directly, indicating the transactions represent a small portion of his overall stake.
Upstart Holdings, Inc. notice of a proposed sale under Form 144 for common stock filed with a broker on 05/15/2026. The filing lists a restricted stock lapse and shows 7,982 shares associated with Sanjay Datta and an aggregate amount of $238,375.00. The transaction was routed through Charles Schwab & Co., Inc. and is described as equity compensation.
Upstart Holdings-related Form 144 filed for resale of shares. The filing lists a Restricted Stock Lapse dated 05/15/2026 and reports securities sold in the past three months on 02/20/2026. The report names Scott Darling and shows 6,868 and 205,191.00 as reported figures within the sale section.
Upstart Holdings, Inc. director and Chief Executive Officer Paul Gu reported an open-market purchase of 50,000 shares of common stock at $27.50 per share. The transaction was made indirectly through The Paul Xinquan Gu 2021 Gifting Trust, where he serves as trustee, and increased that trust’s holdings to 70,000 shares.
Separate holding entries show indirect ownership of 80,000 shares through JECCO, LLC and 44,930 shares through The Gu Qiao Family Trust, as well as 1,102,616 shares held directly. Footnotes note that these totals include 390 shares acquired under Upstart’s 2020 Employee Stock Purchase Plan and that certain shares are in the form of restricted stock units.
Upstart Holdings director and 10% owner Dave Girouard exercised employee stock options to acquire 835,075 shares of Common Stock at $0.83 per share. The options were fully vested and exercisable as of the transaction date, and the option position reported in this filing is now zero. Following the exercise, Form 4 entries show 9,348,016 shares of Common Stock held indirectly through entities such as the 2008 D&T Girouard Revocable Trust and several 2020 gift trusts, and 52,614 shares held directly. The filing primarily updates how Girouard’s sizeable existing stake is structured across direct holdings and multiple trusts.
Upstart Holdings director and 10% owner Dave Girouard, through indirectly owned entities, bought 170,240 shares of Upstart common stock in open-market purchases on May 7, 2026. The filing shows two trades of 300 shares at $29.76 per share and 169,940 shares at $29.3673 per share. It also reports 52,614 shares of Upstart common stock held directly in his name as of the same date.
Upstart Holdings, Inc. reported first‑quarter 2026 results, showing strong top-line growth but a wider loss. Total revenue rose to $308,214 (thousands) from $213,371 (thousands) a year earlier, driven mainly by higher platform, referral, and servicing fees.
Revenue from fees, net increased to $277,063 (thousands), while interest income, interest expense, and fair value adjustments, net contributed $31,151 (thousands). Operating expenses grew to $315,732 (thousands), outpacing revenue and leading to a net loss of $6,646 (thousands), compared with a $2,447 (thousands) loss in the prior-year quarter. Basic and diluted net loss per share were $0.07, versus $0.03.
On the balance sheet as of March 31, 2026, Upstart reported total assets of $2,961,681 (thousands), borrowings of $1,921,665 (thousands), and stockholders’ equity of $733,166 (thousands). Cash, cash equivalents and restricted cash were $931,334 (thousands), and loans at fair value totaled $1,014,089 (thousands). The company had 95,708,872 common shares outstanding as of March 31, 2026 and 95,711,569 shares outstanding as of April 28, 2026.