USCB Financial (USCB) EVP logs 605-share move, 27,752 shares held

Rhea-AI Filing Summary

USCB Financial Holdings, Inc. Executive VP, Global Banking Oscar Gomez reported a Form 4 transaction dated January 21, 2026. He disposed of 605 shares of Class A Voting Common Stock in a transaction coded "F" at a price of $20.38 per share, and now beneficially owns 27,752 shares, which include multiple restricted stock grants that vest over three-year schedules.

Gomez also reports derivative holdings of stock options. He holds 20,000 options to purchase Class A Voting Common Stock at an exercise price of $12.05 per share, which vested one-third per year commencing on September 27, 2022 and expire on September 27, 2031. He also holds 8,000 options at an exercise price of $7.5 per share, which vested one-third per year commencing on July 1, 2018 and expire on July 1, 2027. All reported holdings are listed as directly owned.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider GOMEZ OSCAR

Role Executive VP, Global Banking

Type	Security	Shares	Price	Value
Tax Withholding	Class A Voting Common Stock	605	$20.38	$12K
holding	Options to Purchase Class A Voting Stock	--	--	--
holding	Options to Purchase Class A Voting Stock	--	--	--

Holdings After Transaction: Class A Voting Common Stock — 27,752 shares (Direct); Options to Purchase Class A Voting Stock — 20,000 shares (Direct)

Footnotes (1)

1. Includes 957 shares of restricted stock from a grant of 2,872 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,813 shares of restricted stock from a grant of 5,439 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025, and 4,078 shares of restricted stock from a grant of 6,118 shares which commenced vesting at a rate of one-third per year on January 21, 2026. The options vested at a rate of one-third per year commencing on September 27, 2022. The options vested at a rate of one-third per year commencing on July 1, 2018.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GOMEZ OSCAR

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP, Global Banking

3. Date of Earliest Transaction (Month/Day/Year)
01/21/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	01/21/2026		F		605	D	$20.38	27,752(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(2)	09/27/2031	Class A Voting Common Stock	20,000		20,000	D
Options to Purchase Class A Voting Stock	$7.5							07/01/2018(3)	07/01/2027	Class A Voting Common Stock	8,000		8,000	D

Explanation of Responses:

1. Includes 957 shares of restricted stock from a grant of 2,872 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 1,813 shares of restricted stock from a grant of 5,439 shares which commenced vesting at a rate of one-third per year on March 8, 2024, 10,000 shares of restricted stock from a grant of 15,000 shares which commenced vesting at a rate of one-third per year on October 28, 2025, and 4,078 shares of restricted stock from a grant of 6,118 shares which commenced vesting at a rate of one-third per year on January 21, 2026.

2. The options vested at a rate of one-third per year commencing on September 27, 2022.

3. The options vested at a rate of one-third per year commencing on July 1, 2018.

	/s/ Robert Anderson by P.O.A. for Oscar Gomez	01/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider activity did USCB (USCB) report for Oscar Gomez?

Executive VP, Global Banking Oscar Gomez reported a Form 4 transaction dated January 21, 2026, disposing of 605 shares of USCB Class A Voting Common Stock in a transaction coded "F" at $20.38 per share.

How many USCB Class A shares does Oscar Gomez own after this Form 4 transaction?

After the reported transaction, Oscar Gomez beneficially owns 27,752 shares of USCB Class A Voting Common Stock, including several tranches of restricted stock that vest over three years.

What stock options does Oscar Gomez hold in USCB Financial Holdings (USCB)?

He holds 20,000 options with a $12.05 exercise price expiring on September 27, 2031, and 8,000 options with a $7.5 exercise price expiring on July 1, 2027, all for Class A Voting Common Stock.

How do Oscar Gomezs USCB stock options vest?

The 20,000 options at $12.05 vested at a rate of one-third per year commencing on September 27, 2022, and the 8,000 options at $7.5 vested one-third per year commencing on July 1, 2018.

What restricted stock grants are included in Oscar Gomezs USCB share holdings?

His 27,752 shares include restricted stock from grants of 2,872, 5,439, 15,000, and 6,118 shares, each vesting at one-third per year beginning on January 22, 2025, March 8, 2024, October 28, 2025, and January 21, 2026, respectively.

Is Oscar Gomezs ownership in USCB reported as direct or indirect?

Both the 27,752 shares of Class A Voting Common Stock and the 28,000 stock options reported on this Form 4 are listed as directly owned by Oscar Gomez.