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USCB Financial (USCB) CEO reports routine tax share withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

USCB Financial Holdings President and CEO Luis de la Aguilera reported a tax-withholding disposition of 2,948 shares of Class A Voting Common Stock on March 8, 2026 at $18.45 per share. This reflects shares withheld to cover tax obligations, not an open-market sale.

After this event, he directly holds 242,945 common shares. He also holds stock options covering 40,000 shares at an exercise price of $11.35 expiring on September 23, 2029, and 160,000 shares at $12.05 expiring on September 27, 2031.

Positive

  • None.

Negative

  • None.

Insights

Routine tax withholding; insider retains substantial share and option stake.

The filing shows a 2,948-share tax-withholding disposition by USCB's President and CEO tied to equity compensation. Code F indicates shares were withheld at $18.45 per share to satisfy tax liabilities, rather than sold in the open market.

Following the transaction, he holds 242,945 common shares plus options on 40,000 shares at $11.35 expiring on September 23, 2029 and 160,000 shares at $12.05 expiring on September 27, 2031. These positions suggest the event is administrative and not a directional bet on the stock.

Insider DE LA AGUILERA LUIS
Role President and CEO
Type Security Shares Price Value
Tax Withholding Class A Voting Common Stock 2,948 $18.45 $54K
holding Stock Option (Right to Buy) -- -- --
holding Stock Option (Right to Buy) -- -- --
Holdings After Transaction: Class A Voting Common Stock — 242,945 shares (Direct); Stock Option (Right to Buy) — 40,000 shares (Direct)
Footnotes (1)
  1. Includes the grant of 27,632 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027, 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024. The stock options vested at the rate of one-third per year commencing on September 23, 2020. The stock options vested at the rate of one-third per year commencing on September 27, 2022.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DE LA AGUILERA LUIS
(Last) (First) (Middle)
C/O USCB FINANCIAL HOLDINGS, INC.
2301 N.W. 87TH AVENUE
(Street)
DORAL FL 33172
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
President and CEO
3. Date of Earliest Transaction (Month/Day/Year)
03/08/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Class A Voting Common Stock 03/08/2026 F 2,948 D $18.45 242,945(1) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (Right to Buy) $11.35 09/23/2020(2) 09/23/2029 Common Stock 40,000 40,000 D
Stock Option (Right to Buy) $12.05 09/27/2022(3) 09/27/2031 Common Stock 160,000 160,000 D
Explanation of Responses:
1. Includes the grant of 27,632 shares of restricted stock which vest at a rate of one-third per year commencing on January 27, 2027, 17,082 shares of restricted stock from a grant of 25,653 shares which commenced vesting at a rate of one-third per year on January 21, 2026, 4,045 shares of restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, and 41,666 shares of restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024.
2. The stock options vested at the rate of one-third per year commencing on September 23, 2020.
3. The stock options vested at the rate of one-third per year commencing on September 27, 2022.
/s/ Robert Anderson by P.O.A. for Luis de la Aguilera 03/10/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What did USCB (USCB) CEO Luis de la Aguilera report in this Form 4?

He reported a tax-withholding disposition of 2,948 shares of Class A Voting Common Stock at $18.45 per share. This reflects shares withheld to cover tax obligations related to equity compensation, not an open-market sale of stock.

How many USCB (USCB) shares does the CEO hold after the reported transaction?

After the tax-withholding disposition, the CEO directly holds 242,945 shares of Class A Voting Common Stock. This figure includes previously granted equity awards, and shows he retains a substantial ownership stake following the routine tax-related transaction.

Were the USCB (USCB) CEO’s transactions open-market buys or sells?

No open-market buys or sells were reported. The filing shows a code F transaction, meaning 2,948 shares were withheld to cover tax liabilities. This is an administrative equity-compensation event rather than a discretionary purchase or sale in the market.

What stock options does the USCB (USCB) CEO hold according to this filing?

He holds options linked to 40,000 shares at an exercise price of $11.35 expiring September 23, 2029, and 160,000 shares at $12.05 expiring September 27, 2031. These options provide additional potential equity exposure beyond his direct share holdings.

Does this USCB (USCB) Form 4 indicate a change in the CEO’s overall exposure to the stock?

The filing reflects only a small tax-withholding disposition of 2,948 shares, while the CEO continues to hold 242,945 shares plus significant option positions. This suggests his overall economic exposure to USCB stock remains largely intact after the reported event.