[Form 4] USCB FINANCIAL HOLDINGS, INC. Insider Trading Activity

Rhea-AI Filing Summary

Insider filing summary: Aida Levitan, a director of USCB Financial Holdings, reported on 10/08/2025 the transfer of 10,000 shares of Class A voting common stock to a family trust for no consideration while retaining beneficial ownership. Following the transfer, the trustee-held shares total 24,968 shares indirectly. The filing also shows ownership of a stock option to buy 4,000 shares at $11.35 exercisable from 09/23/2019 and expiring 09/23/2029. The Form 4 was signed by a power of attorney on 10/09/2025.

Positive

• Beneficial ownership retained: Reporting person remains beneficial owner of trust-held 24,968 shares
• Clear disclosure: Filing explains transfer to family trust and identifies trustee relationship

Negative

• None.

Insights

Corporate Governance Analyst

Director moved shares into a family trust but kept beneficial control.

The transfer of 10,000 Class A shares to the Second Restatement of the Aida T. Levitian Living Trust indicates an intra-family estate planning action where legal title is held by the trust while the reporting person remains a beneficial owner. Such transfers are common for succession and tax planning and do not change board status or voting control if beneficial ownership is retained.

The main dependency is that beneficial ownership and voting influence remain tied to the trust's beneficiaries (reporting person and family). Investors should note the continued indirect holding of 24,968 shares and the outstanding 4,000 option expiring 09/23/2029, which could modestly affect future share supply if exercised within the option term.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LEVITAN AIDA

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
10/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	10/08/2025		G		10,000	D	$0	0	D(1)
Class A Voting Common Stock								24,968	I	See footnote(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$11.35							09/23/2019	09/23/2029	Common Stock	4,000		4,000	D

Explanation of Responses:

1. The reporting person transferred 10,000 shares of USCB Class A common stock for no consideration to the Second Restatement of the Aida T. Levitian Living Trust u/t/d December 20, 2012. The reporting person is the trustee of the trust and the reporting person and members of her family are the sole beneficiaries of the trust. The reporting person remains the beneficial owner of the securities held by the trust.

	/s/ Robert Anderson by P.O.A. for Aida Levitan	10/09/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Aida Levitan report on Form 4 for USCB (USCB)?

Aida Levitan reported transferring 10,000 Class A shares to a family trust on 10/08/2025 while remaining the beneficial owner.

Does the transfer change Levitan's voting control at USCB (USCB)?

No. The filing states the reporting person remains the beneficial owner of the securities held by the trust, so voting influence is not shown to have changed.

How many shares does Levitan beneficially own after the transaction?

The filing reports indirect beneficial ownership of 24,968 Class A shares following the transfer.

Are there any stock options reported for the reporting person on this Form 4?

Yes. A stock option to buy 4,000 common shares at $11.35 exercisable since 09/23/2019 and expiring 09/23/2029 is reported as directly held.

When was the Form 4 signed and filed?

The signature block shows the form was signed by power of attorney on 10/09/2025.