UTG Inc (UTGN) officer reports 1,500-share gift to three children

Rhea-AI Filing Summary

UTG Inc12/24/2025, described as 500 shares to each of his three children at a value of $59.80 per share. After this transaction, he beneficially owns 43,894 shares directly. The filing classifies the event under transaction code "G," indicating a bona fide gift rather than an open-market sale.

12/29/2025 - 11:43 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ditto Douglas Paul

(Last) (First) (Middle)

205 N DEPOT ST

(Street)

STANFORD KY 40484

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UTG INC [ UTGN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/24/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/24/2025		G(1)		1,500	D	$59.8	43,894	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Gifted 500 shares to each of his 3 children. 1,500 shares total gifted at $59.80 per share.

Remarks:

Gifted 500 shares to each of his 3 children. 1,500 shares total gifted at $59.80 per share.

	/s/Theodore C. Miller, Attorney in Fact	12/29/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did UTG Inc (UTGN) disclose in this Form 4?

A UTG Inc vice president reported a bona fide gift of 1,500 shares of common stock on 12/24/2025, recorded under transaction code "G".

At what value were the UTG Inc (UTGN) shares gifted?

The 1,500 UTG Inc common shares were gifted at a value of $59.80 per share, according to the filing.

How many UTG Inc (UTGN) shares does the reporting person own after the gift?

Following the reported gift transaction, the officer beneficially owns 43,894 shares of UTG Inc common stock in direct ownership.

Who received the gifted UTG Inc (UTGN) shares?

The filing explains that the officer gifted 500 shares of UTG Inc common stock to each of his three children, totaling 1,500 shares.

Does the Form 4 indicate this UTG Inc (UTGN) trade was under a Rule 10b5-1 plan?

The form includes a checkbox for Rule 10b5-1 trading plans, but the excerpt does not show that this particular gift was designated under such a plan.

What is the role of the reporting person at UTG Inc (UTGN)?

The reporting person is identified as an officer of UTG Inc with the title of Vice President, and the Form 4 is filed for one reporting person.