First Southern Funding buys 4,850 UTG shares

First Southern Funding LLC, a ten percent owner of UTG Inc, reported an open-market purchase of 4,850 shares of UTG common stock at $54.96 per share.

Accepted by SEC EDGAR 05/20/2026 - 03:04 PM EDT Learn about SEC filing dates

Rhea-AI Filing Summary

First Southern Funding LLC, a ten percent owner of UTG Inc, reported an open-market purchase of 4,850 shares of UTG common stock at $54.96 per share. After this transaction, its direct holdings increased to 491,807 shares.

The filing also lists 1,201,876 shares of UTG common stock held indirectly through First Southern Holdings, LLC. First Southern Funding LLC is a member of that entity and disclaims beneficial ownership of those indirectly held shares except to the extent of its pecuniary interest.

Insider Trade Summary

Net Buyer: 4,850 shares

Net Buy 1 txn

Insider FIRST SOUTHERN FUNDING LLC

Role 10% Owner

Bought 4,850 shs ($267K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	4,850	$54.96	$267K
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 491,807 shares (Direct); Common Stock — 1,201,876 shares (Indirect, By First Southern Holdings, LLC.)

Footnotes (1)

1. F1. The reporting person is a member of First Southern Holdings, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of its pecuniary interest therein.

Key Figures

Open-market purchase: 4,850 shares Purchase price: $54.96 per share Direct holdings after transaction: 491,807 shares +2 more

5 metrics

Open-market purchase 4,850 shares Common Stock bought on 2026-05-18

Purchase price $54.96 per share Open-market transaction on 2026-05-18

Direct holdings after transaction 491,807 shares UTG Inc Common Stock directly owned after buy

Indirect holdings 1,201,876 shares Held through First Southern Holdings, LLC

Net buy direction 4,850 net shares bought transactionSummary net-buy indicator

Key Terms

open-market purchase, indirect ownership, beneficial ownership, pecuniary interest, +1 more

5 terms

open-market purchase financial

"reported an open-market purchase of 4,850 shares of UTG common stock"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

indirect ownership financial

"held indirectly through First Southern Holdings, LLC"

beneficial ownership financial

"disclaims beneficial ownership of the reported securities"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"except to the extent of its pecuniary interest therein"

ten percent owner financial

"First Southern Funding LLC, a ten percent owner of UTG Inc"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider activity did First Southern Funding LLC report for UTGN?

First Southern Funding LLC reported buying 4,850 shares of UTG Inc common stock in an open-market transaction at $54.96 per share. This increased its directly held position to 491,807 shares as reflected in the Form 4 filing.

At what price did First Southern Funding LLC buy UTG Inc (UTGN) shares?

The entity purchased UTG Inc common stock at $54.96 per share. The transaction covered 4,850 shares in the open market, as disclosed in the Form 4, and raised its directly owned stake to 491,807 shares after the purchase.

How many UTG Inc (UTGN) shares does First Southern Funding LLC own after the transaction?

Following the reported open-market purchase, First Southern Funding LLC directly holds 491,807 shares of UTG Inc common stock. The Form 4 also notes additional indirect holdings of 1,201,876 shares through First Southern Holdings, LLC, subject to a beneficial ownership disclaimer.

What indirect UTG Inc (UTGN) holdings are associated with First Southern Funding LLC?

The Form 4 shows 1,201,876 UTG Inc common shares held indirectly via First Southern Holdings, LLC. First Southern Funding LLC is a member of that entity and disclaims beneficial ownership of those shares except for its pecuniary interest, according to the filing footnote.

Is the UTG Inc (UTGN) Form 4 transaction a buy or sell?

The Form 4 reports a buy transaction. First Southern Funding LLC executed an open-market purchase of 4,850 UTG Inc common shares at $54.96 each, increasing its directly held stake to 491,807 shares as disclosed in the filing summary.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FIRST SOUTHERN FUNDING LLC

(Last) (First) (Middle)

99 LANCASTER STREET

PO BOX 328

(Street)

STANFORD KENTUCKY 40484

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UTG INC [ UTGN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/18/2026		P		4,850	A	$54.96	491,807	D
Common Stock								1,201,876	I	By First Southern Holdings, LLC.(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person is a member of First Southern Holdings, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of its pecuniary interest therein.

	/s/ Jill Martin, Secretary & Treasurer	05/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)