Welcome to our dedicated page for Uwharrie Cap SEC filings (Ticker: UWHR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Uwharrie Capital Corp filings document operating results and governance for the company and its subsidiary, Uwharrie Bank. Form 8-K reports provide quarterly and year-end financial results, shareholder reports, consolidated assets, net income, loan and deposit trends, net interest margin commentary, preferred-stock dividend effects and common stock dividend actions.
Proxy materials cover annual meeting proposals, director elections, advisory votes on executive compensation, frequency of future compensation votes and ratification of the independent registered public accounting firm. These filings also identify the company’s capital-stock context and formal shareholder voting matters.
Uwharrie Capital Corp reported an insider ownership change related to a stock dividend. A director, filing as an individual reporting person, received 146 additional shares of common stock held jointly with a spouse on 12/01/2025. This was coded as a "J" transaction, indicating an acquisition through a non-open-market event.
The filing explains that the shares were issued as part of a 3% stock dividend paid to shareholders of Uwharrie Capital Corp on 12/01/2025, based on a record date of 11/10/2025. No fractional shares were issued, and shareholders received cash instead of any fractional entitlements.
After this stock dividend, the reporting person beneficially owns 5,032 shares of common stock jointly with a spouse. The filing notes that no money was paid by the shareholders for the acquired shares, as they resulted entirely from the 3% stock dividend.
Uwharrie Capital Corp filed a current report to announce that it has released a quarterly report to shareholders. The report, dated November 21, 2025, includes a letter to shareholders from President and CEO Roger L. Dick and unaudited financial information for the period ended September 30, 2025.
The shareholder report is provided as Exhibit 99.1 and is incorporated by reference, meaning its details are treated as part of this disclosure. The company also notes that the materials may contain forward-looking statements, highlighting that these reflect current management expectations and are subject to significant risks and uncertainties.
Uwharrie Capital Corp (UWHR) reported Q3 2025 results showing steady growth and stable credit. Net income was $2.89 million and diluted EPS was $0.38, compared with $3.04 million and $0.39 a year ago. Year‑to‑date, net income rose to $8.27 million with EPS of $1.08 versus $0.97 in 2024.
Total assets reached $1.216 billion (from $1.129 billion at year‑end), driven by higher interest‑earning deposits and securities. Loans held for investment were $677.39 million and deposits were $1.104 billion. Net interest income improved to $9.89 million in the quarter (from $9.06 million), while the provision for credit losses was $176 thousand. Credit quality remained solid with $403 thousand in nonaccrual loans and an allowance of $6.36 million.
Other comprehensive income improved as unrealized gains on available‑for‑sale securities reduced accumulated other comprehensive loss by $3.06 million in Q3. Shareholders’ equity increased to $70.97 million. The Board declared a 3% stock dividend on October 28, 2025, with 6,988,394 common shares outstanding as of November 3, 2025.
Uwharrie Capital Corp reported Q3 2025 results and announced a 3% stock dividend. Consolidated total assets were $1.22 billion at September 30, 2025, up from $1.13 billion at December 31, 2024.
For the nine months ended September 30, 2025, net income was $8.3 million, with net income available to common shareholders of $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, a year earlier. Q3 2025 net income was $2.9 million, with net income available to common shareholders of $2.7 million, or $0.38 per share, versus $2.9 million, or $0.39 per share, in Q3 2024. The Board declared a 3% stock dividend payable on December 1, 2025, and EPS figures above were adjusted retroactively for this dividend.