UWMC (UWMC) COO Melinda Wilner reports grant of 175,439 restricted stock units

Rhea-AI Filing Summary

UWM Holdings Corp EVP and COO Melinda Wilner reported an award of 175,439 restricted stock units on Class A common stock dated January 30, 2026. The RSUs were granted at $0 per unit and convert into Class A shares on a one-for-one basis.

These 175,439 RSUs vest on August 30, 2031 under the company’s 2020 Omnibus Incentive Plan. Following the reported holdings, Wilner directly owns 58,838 Class A shares and multiple RSU grants, and her spouse holds 1,000 Class A shares in a separate account for which she disclaims pecuniary interest.

Insider Trade Summary

6 transactions reported

Mixed 6 txns

Insider Wilner Melinda

Role EVP, COO

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	175,439	$0.00	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Class A Common Stock	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 175,439 shares (Direct); Class A Common Stock — 58,838 shares (Direct); Class A Common Stock — 1,000 shares (Indirect, See Footnote)

Footnotes (1)

1. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares. The RSUs convert to Class A Common Stock on a one-for-one basis. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wilner Melinda

(Last) (First) (Middle)

C/O UWM HOLDINGS CORPORATION

585 SOUTH BLVD E

(Street)

PONTIAC MI 48341

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UWM Holdings Corp [ UWMC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, COO

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock								58,838	D
Class A Common Stock								1,000	I	See Footnote(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)							(3)	(3)	Class A Common Stock	768,387		768,387	D
Restricted Stock Units	(2)							(4)	(4)	Class A Common Stock	17,436		17,436	D
Restricted Stock Units	(2)							(5)	(5)	Class A Common Stock	1,608,794		1,608,794	D
Restricted Stock Units	(2)	01/30/2026		A		175,439		(3)	(3)	Class A Common Stock	175,439	$0	175,439	D

Explanation of Responses:

1. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares.

2. The RSUs convert to Class A Common Stock on a one-for-one basis.

3. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

4. These RSUs vest on March 1, 2026. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

5. These RSUs vest on May 19, 2026. These RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.

Remarks:

	/s/ Anthony Valentine, as Attorney-in-Fact for Melinda Wilner	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UWMC EVP, COO Melinda Wilner report on January 30, 2026?

Wilner reported receiving 175,439 restricted stock units on UWM Holdings Corp Class A common stock. The grant was priced at $0 per unit and is structured as equity compensation rather than an open‑market purchase or sale of existing shares.

When do Melinda Wilner’s new UWMC restricted stock units vest?

The 175,439 restricted stock units granted to Melinda Wilner vest on August 30, 2031. They were issued under UWM Holdings Corp’s 2020 Omnibus Incentive Plan, providing long‑term equity-based compensation that aligns her interests with Class A common stock performance.

How do Melinda Wilner’s UWMC restricted stock units convert into shares?

Wilner’s restricted stock units convert into UWM Holdings Corp Class A common stock on a one‑for‑one basis. Each vested RSU becomes one Class A share, making the equity award’s potential share impact directly tied to the total number of units granted.

How many UWMC Class A shares does Melinda Wilner hold directly and indirectly?

Wilner directly holds 58,838 UWM Holdings Corp Class A common shares. An additional 1,000 Class A shares are held in a separate account by her spouse, and she disclaims pecuniary interest in those indirectly reported shares under the Form 4 footnote disclosure.

What other UWMC restricted stock unit awards does Melinda Wilner report holding?

Wilner reports several existing restricted stock unit positions, including blocks of 768,387, 17,436, and 1,608,794 units. Each RSU block is tied to Class A common stock and was granted under the 2020 Omnibus Incentive Plan with specific vesting schedules referenced in the footnotes.

How is Melinda Wilner related to UWM Holdings Corp and what is her role?

Melinda Wilner serves as both a director and as Executive Vice President and Chief Operating Officer of UWM Holdings Corp. Her Form 4 filing reflects equity awards and holdings tied to that leadership role, including restricted stock units and Class A common stock positions.