STOCK TITAN

UWM Holdings (UWMC) EVP Melinda Wilner RSUs vest; shares withheld for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

UWM Holdings Corp EVP and COO Melinda Wilner reported a large RSU vesting and tax-withholding event. On May 19, 2026, 1,608,794 Restricted Stock Units vested and were settled into an equal number of Class A Common Stock shares on a one-for-one basis.

The company mandatorily withheld 662,059 of these shares to meet minimum tax withholding obligations, a disposition exempt under Rule 16b-3 and not an open-market sale. Following these transactions, Wilner holds 1,017,935 Class A shares directly, while her spouse holds 1,000 shares in a separate account. She also retains several unvested RSU awards tied to future vesting dates.

Positive

  • None.

Negative

  • None.
Insider Wilner Melinda
Role EVP, COO
Type Security Shares Price Value
Exercise Restricted Stock Units 1,608,794 $0.00 --
Exercise Class A Common Stock 1,608,794 $2.92 $4.70M
Tax Withholding Class A Common Stock 662,059 $2.92 $1.93M
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Class A Common Stock — 1,679,994 shares (Direct, null); Class A Common Stock — 1,000 shares (Indirect, See Footnote)
Footnotes (1)
  1. On May 19, 2026, 1,608,794 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock. This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares. The RSUs convert to Class A Common Stock on a one-for-one basis. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan. These RSUs vest on March 1, 2027. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.
RSUs vested 1,608,794 units Restricted Stock Units vested and settled into Class A shares on May 19, 2026
Shares withheld for taxes 662,059 shares Class A shares mandatorily withheld to satisfy minimum tax withholding obligations
Direct Class A shares after transaction 1,017,935 shares Direct holdings of Class A Common Stock following vesting and tax withholding
Spouse-held shares 1,000 shares Class A shares held in spouse’s separate account; pecuniary interest disclaimed
Remaining RSU grant 1 29,611 units Unvested RSUs convertible one-for-one into Class A Common Stock
Remaining RSU grant 2 175,439 units Unvested RSUs under 2020 Omnibus Incentive Plan, vesting March 1, 2027
Remaining RSU grant 3 768,387 units Unvested RSUs under 2020 Omnibus Incentive Plan, vesting August 30, 2031
Restricted Stock Units financial
"1,608,794 of the Reporting Person's Restricted Stock Units ("RSUs") vested"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Rule 16b-3 regulatory
"transaction exempt under Rule 16b-3"
Rule 16b-3 is a Securities and Exchange Commission regulation that exempts certain routine, pre-approved transactions by company insiders from automatic liability for short-term trading profits. It acts like a safe harbor: if an insider follows a formal plan or the board approves specific transactions in advance, profits from buying and selling company stock within six months are not automatically reclaimed. Investors care because the rule clarifies when insider trades are permissible and reduces uncertainty about potential clawbacks.
pecuniary interest financial
"The Reporting Person disclaims pecuniary interest in these shares."
2020 Omnibus Incentive Plan financial
"The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan."
one-for-one basis financial
"The RSUs convert to Class A Common Stock on a one-for-one basis."
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Wilner Melinda

(Last)(First)(Middle)
C/O UWM HOLDINGS CORPORATION
585 SOUTH BLVD E

(Street)
PONTIAC MICHIGAN 48341

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UWM Holdings Corp [ UWMC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
EVP, COO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/19/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock05/19/2026M1,608,794(1)A$2.921,679,994D
Class A Common Stock05/19/2026F662,059(2)D$2.921,017,935D
Class A Common Stock1,000ISee Footnote(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units(4) (5) (5)Class A Common Stock768,387768,387D
Restricted Stock Units(4) (5) (5)Class A Common Stock175,439175,439D
Restricted Stock Units(4) (6) (6)Class A Common Stock29,61129,611D
Restricted Stock Units(4)05/19/2026M1,608,794 (1) (1)Class A Common Stock1,608,794$00D
Explanation of Responses:
1. On May 19, 2026, 1,608,794 of the Reporting Person's Restricted Stock Units ("RSUs") vested and were settled for an equal number of Class A Common Stock.
2. This transaction is not a sale of shares by the Reporting Person. Instead this reflects shares mandatorily withheld by the Company in accordance with the award agreement to meet the Company's minimum withholding obligations pursuant to a transaction exempt under Rule 16b-3.
3. The Reporting Person's spouse holds these shares in a separate account. The Reporting Person disclaims pecuniary interest in these shares.
4. The RSUs convert to Class A Common Stock on a one-for-one basis.
5. These RSUs vest on August 30, 2031. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.
6. These RSUs vest on March 1, 2027. The RSUs were granted pursuant to the 2020 Omnibus Incentive Plan.
Remarks:
/s/ Anthony Valentine, as Attorney-in-Fact for Melinda Wilner05/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did UWM Holdings (UWMC) EVP Melinda Wilner report in this Form 4?

Melinda Wilner reported vesting of 1,608,794 Restricted Stock Units that settled into the same number of Class A shares. The filing also shows shares withheld for taxes and updated direct and indirect share holdings, plus remaining unvested RSU awards.

Were any of Melinda Wilner’s UWM Holdings shares sold in the open market?

No open-market sale occurred. The filing states 662,059 shares were mandatorily withheld by the company to satisfy minimum tax withholding obligations, under a transaction exempt from Section 16(b) pursuant to Rule 16b-3, rather than being sold in public trading.

How many UWM Holdings shares does Melinda Wilner hold directly after this Form 4?

After the reported transactions, Melinda Wilner directly holds 1,017,935 shares of UWM Holdings Class A Common Stock. This figure reflects the RSUs that vested and settled into shares, net of the portion withheld by the company for tax obligations.

What does the Form 4 say about shares held by Melinda Wilner’s spouse?

The Form 4 shows 1,000 UWM Holdings Class A shares held in a separate account by Melinda Wilner’s spouse. The filing states that Wilner disclaims pecuniary interest in these shares, indicating they are attributed to the spouse rather than to her own holdings.

What RSU awards does Melinda Wilner still hold after this UWM Holdings filing?

After the vesting event, Wilner retains several RSU grants. The filing cites blocks of 29,611, 175,439, and 768,387 RSUs, with portions vesting on March 1, 2027 and August 30, 2031 under the company’s 2020 Omnibus Incentive Plan, each convertible one-for-one into Class A shares.

How many UWM Holdings RSUs vested for Melinda Wilner on May 19, 2026?

On May 19, 2026, 1,608,794 of Melinda Wilner’s Restricted Stock Units vested. According to the filing, these RSUs were settled for an equal number of UWM Holdings Class A Common Stock shares, consistent with the one-for-one conversion ratio described in the footnotes.