STOCK TITAN

Velocity Financial (VEL) CLO sells 1,600 shares under 10b5-1

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

Velocity Financial, Inc. executive Kelly Roland Thomas, Chief Legal Officer and General Counsel, sold 1,600 shares of common stock on 2026-08-06 in an open-market transaction under a Rule 10b5-1 trading plan. The sale occurred through multiple trades at weighted-average prices between $18.355 and $18.72 per share, and Thomas now holds 95,794 shares directly.

Positive

  • None.

Negative

  • None.
Insider Kelly Roland Thomas
Role Chief Legal Officer and GC
Sold 1,600 shs ($29K)
Type Security Shares Price Value
Sale Common Stock F1 1,600 $18.00 $29K
Holdings After Transaction: Common Stock — 95,794 shares (Direct)
Footnotes (1)
  1. F1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $18.355 to $18.72. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.
Shares sold 1,600 shares Common Stock sale on 2026-08-06 by Kelly Roland Thomas
Price range low $18.355 per share Lower bound of weighted-average sale price range for the 1,600 shares
Price range high $18.72 per share Upper bound of weighted-average sale price range for the 1,600 shares
Shares held after transaction 95,794 shares Direct ownership by Kelly Roland Thomas after the sale
Transaction date 2026-08-06 Trade date for the reported open-market sale of common stock
weighted average price financial
"The price reported in column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
multiple transactions financial
"These shares were sold in multiple transactions at prices ranging"
open market or private transaction financial
"transaction_code_description: Sale in open market or private transaction"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider trade did Velocity Financial (VEL) report for Kelly Roland Thomas?

Velocity Financial reported that Kelly Roland Thomas, its Chief Legal Officer and General Counsel, sold 1,600 common shares on 2026-08-06. The sale was executed in multiple trades at weighted-average prices between $18.355 and $18.72, leaving 95,794 shares held directly.

At what prices were the Velocity Financial (VEL) shares sold in this Form 4?

The 1,600 Velocity Financial shares were sold at a weighted-average price range between $18.355 and $18.72 per share. The filing notes the shares were disposed of in multiple transactions, and detailed price-by-trade information is available upon request from the issuer or the SEC.

How many Velocity Financial (VEL) shares does Kelly Roland Thomas own after the sale?

After the reported transaction, Kelly Roland Thomas directly holds 95,794 shares of Velocity Financial common stock. This figure reflects post-transaction ownership following the sale of 1,600 shares disclosed for the trade date of 2026-08-06 in the Form 4 filing.

Was the Velocity Financial (VEL) insider sale made under a Rule 10b5-1 plan?

Yes. The Form 4 indicates that the transactions were conducted under a Rule 10b5-1 trading plan. Such plans pre-arrange trade parameters, meaning the timing of this 1,600-share sale was determined in advance rather than at the insider’s discretion on the trade date.

What type of transaction is reported in Velocity Financial (VEL)’s latest Form 4?

The filing reports a sale of common stock, coded as an "S" transaction, described as a sale in open market or private transaction. It covers 1,600 shares sold on 2026-08-06 and updates Kelly Roland Thomas’s direct ownership to 95,794 shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Kelly Roland Thomas

(Last)(First)(Middle)
C/O VELOCITY FINANCIAL, INC.
2945 TOWNSGATE ROAD, SUITE 110

(Street)
WESTLAKE VILLAGE CALIFORNIA 91361

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Velocity Financial, Inc. [ VEL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Legal Officer and GC
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/06/2026S1,600D$18(1)95,794D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The price reported in column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $18.355 to $18.72. The reporting person undertakes to provide the Issuer, any securityholder of the Issuer or the staff of the Securities and Exchange Commission, upon request, the full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.
Remarks:
/s/ Roland T. Kelly08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)